Stephen Byfield

Stephen Byfield

Just Mortgages Direct Limited

Minimum mortgage: Any amount

0330 038 8939
Based in Wigan
View location
Top Rated 2025
Verified since: June, 2024
5 out of 5

50 reviews

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 28 March 2025

    Stephen is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Stephen's status

  • 34

    Recent Client Reviews

    Verified reviews: 97%

    Stephen has received 34 client reviews in the past 12 months; 97% of these have been verified

  • Limited Mortgage Adviser

    Last checked: 03 January 2025

    Stephen can advise across a limited set of mortgage products, which may be provided by companies Stephen works with. This limitation may allow Stephen to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.

  • Qualifications Uploaded

    Qualifications not yet added

    Stephen has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Stephen has not yet added their fees to their profile

  • 6

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Stephen

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Stephen (based on 6 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 28 March 2025

    Stephen is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Stephen's status

  • 34

    Recent Client Reviews

    Verified reviews: 97%

    Stephen has received 34 client reviews in the past 12 months; 97% of these have been verified

  • Limited Mortgage Adviser

    Last checked: 03 January 2025

    Stephen can advise across a limited set of mortgage products, which may be provided by companies Stephen works with. This limitation may allow Stephen to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.

  • Qualifications Uploaded

    Qualifications not yet added

    Stephen has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Stephen has not yet added their fees to their profile

  • 6

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Stephen

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Stephen (based on 6 first impressions)

After enjoying a successful 20-year career in the financial services industry, including a decade as a qualified mortgage advisor, I took the leap to start my took the leap to go self-employed three years ago. My goal was to create a better work-life balance and offer a more personalized service to clients navigating the often stressful process of securing a mortgage. I am delighted to have accumulated over 100 5-star reviews, verified through Google, showcasing the satisfaction of my customers. https://goo.gl/maps/rg7bkXUmW9ZuS9NS8 Renowned for my friendly and knowledgeable approach, I am known as a bit of a cheeky chappy in the industry. Clients appreciate my exceptional organizational skills, boundless energy, and proactive nature in liaising with lenders, estate agents, and solicitors. I take pride in going above and beyond for every client, working flexible hours to accommodate their needs and delivering a top-notch 5-star service. My world revolves around my nine-year-old daughter, Sophie, whose presence inspired me to pursue a self-employed path for better work-life integration. I also find immense joy in my pets - two dogs named Duke and Penny, as well as two cats named Floyd and Jimmy. And let's not forget my unwavering support for Queen’s Park Rangers! SGB Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Limited Registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD. Registered in England No: 2412345.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Stephen's clients

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Clients' level of financial expertise

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