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Do you need a pension transfer specialist?
YES - choose if:
- You want to transfer a final salary or defined benefit pension (one from your employer that promises to pay out a certain income based on how much you earn when you retire)
- You want to transfer a pension (either through your employer or a personal one) that has a guaranteed benefit, like a Guaranteed Minimum Pension
- PLEASE NOTE that transferring out of a final salary scheme is unlikely to be in the best interests of most people
NO - choose if:
- You want to transfer a pension you have through your employer that is made up only from regular contributions from your salary, plus added regular contributions from your employer
- You want to transfer a standard personal pension you’ve previously set up
- You want to transfer a pension where you have a ‘Guaranteed Annuity Rate’, but no other types of guaranteed benefit
Not sure? Find out more about pension types at the Pensions Advisory Service website
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An independent adviser can advise across a sufficiently diverse range of products to ensure that the client’s objectives can be suitably met. They are in no way limited to products provided by companies they work for
All Financial Advisers are required to hold a level 4 qualification in financial advice recognised by the Financial Conduct Authority. Some advisers have also achieved higher level advanced qualifications, such as Chartered status
A fixed fee adviser charges a set price to undertake a specific piece of work.
Filter results:
Services
- Investments and Savings
- Pensions
- Mortgages
- Retirement income (annuities, drawdown)
- Pension Transfers
- Inheritance Planning
- Equity Release
- Insurance and Protection
- Auto Enrolment
- Long Term Care
- Financial Planning
- Financial Mentoring
- Financial Coaching
Do you need a pension transfer specialist?
YES - choose if:
- You want to transfer a final salary or defined benefit pension (one from your employer that promises to pay out a certain income based on how much you earn when you retire)
- You want to transfer a pension (either through your employer or a personal one) that has a guaranteed benefit, like a Guaranteed Minimum Pension
- PLEASE NOTE that transferring out of a final salary scheme is unlikely to be in the best interests of most people
NO - choose if:
- You want to transfer a pension you have through your employer that is made up only from regular contributions from your salary, plus added regular contributions from your employer
- You want to transfer a standard personal pension you’ve previously set up
- You want to transfer a pension where you have a ‘Guaranteed Annuity Rate’, but no other types of guaranteed benefit
Not sure? Find out more about pension types at the Pensions Advisory Service website
Savings/Pensions Level
Adviser Gender
Showing the top 5 rated and reviewed Financial Advisers and Mortgage Brokers near Wigan (out of 587)
Best Match Our Best Match algorithm, which uses a combination of factors such as distance from your location and number of reviews, suggests this professional is the best suited to you based on your filter selections.
131 reviews
50 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Paul Tuson
Ascot Lloyd
50 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Top Rated 2025
Bolton (4.74 miles away)
Independent Financial Adviser
Verified since December, 2024
Savings/pensions: Over £100,000
Top Rated 2025
150 reviews
23 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Paul Handford
Sandringham Financial Partners
23 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Top Rated 2025
Bolton (5.42 miles away)
Independent Financial Adviser
Verified since October, 2020
Free one hour initial consultation
Savings/pensions: Over £100,000
Top Rated 2025
50 reviews
39 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Stephen Byfield
Just Mortgages Direct Limited
39 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Top Rated 2025
Wigan (3.67 miles away)
Limited Mortgage Adviser
Verified since June, 2024
Mortgage value: Any level
Top Rated 2025
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108 reviews
13 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Tanya Cilia
Mortgages Explained
13 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Top Rated 2025
Wigan (4.24 miles away)
Independent Mortgage Adviser
Verified since January, 2018
Free one hour initial consultation
Mortgage value: Any level
Top Rated 2025
100 reviews
64 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Ravinda Ranchagodage Don
BVS Mortgages & Financial Services Ltd
64 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Top Rated 2025
St Helens (6.48 miles away)
Limited Mortgage Adviser
Verified since December, 2023
Mortgage value: Over £50,000
Top Rated 2025