Ellie Macdonald

Ellie Macdonald

S & J Mortgage Services Ltd

Minimum mortgage: Any amount

Unavailable for contact through VouchedFor

Based in Watford
View location
Top Rated 2025
Verified since: December, 2022
5 out of 5

90 reviews

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 15 April 2025

    Ellie is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Ellie's status

  • 12

    Recent Client Reviews

    Verified reviews: 100%

    Ellie has received 12 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 23 January 2025

    Ellie can advise across a wide range of mortgage products in the market. It is important to ask if Ellie checks lenders’ direct-only deals.

  • Qualifications Uploaded

    Qualifications not yet added

    Ellie has not yet added their qualifications to their profile

  • Transparent Fees

    Ellie has provided information on their typical fees

    Ellie has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 3

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Ellie

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Ellie (based on 3 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 15 April 2025

    Ellie is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Ellie's status

  • 12

    Recent Client Reviews

    Verified reviews: 100%

    Ellie has received 12 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 23 January 2025

    Ellie can advise across a wide range of mortgage products in the market. It is important to ask if Ellie checks lenders’ direct-only deals.

  • Qualifications Uploaded

    Qualifications not yet added

    Ellie has not yet added their qualifications to their profile

  • Transparent Fees

    Ellie has provided information on their typical fees

    Ellie has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 3

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Ellie

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Ellie (based on 3 first impressions)

As a qualified Mortgage adviser I pride myself on providing exceptional customer experiences through a trusted customer focused advice and recommendation based service. I am pleased to now be able to represent S & J Mortgage Services Ltd who hold the same customer centred values and core beliefs as myself; these involve putting the customer at the heart of what we can offer. In providing an advice service that will be unique to your specific individual circumstances and with the comprehensive range of Mortgage and protection products I have available I am confident that I can help you to achieve your financial goals by sourcing and matching financial solutions that will provide you with a transparent and fair service giving you peace of mind. The service I provide will be tailored to your current and future needs and situation, and as we build our relationship, I can also ensure that those needs are kept up to date through regular reviews as and when you go through life’s journey and the many changes you encounter. If you feel that your Mortgage and Protection needs can be a bit of a minefield and overwhelming I am here to ease that burden for you by not only helping you find the right product for you but also to oversee the whole process end to end keeping you in control, informed and understood along the way. As a mortgage is secured against your home or property, it may be repossessed if you do not keep up the mortgage repayments.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Ellie's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

Household income

Mortgage value

Savings

Clients' level of financial expertise

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Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.

Adviser Disclaimer

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE Our fee for this service is £475-