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Do you need a pension transfer specialist?
YES - choose if:
- You want to transfer a final salary or defined benefit pension (one from your employer that promises to pay out a certain income based on how much you earn when you retire)
- You want to transfer a pension (either through your employer or a personal one) that has a guaranteed benefit, like a Guaranteed Minimum Pension
- PLEASE NOTE that transferring out of a final salary scheme is unlikely to be in the best interests of most people
NO - choose if:
- You want to transfer a pension you have through your employer that is made up only from regular contributions from your salary, plus added regular contributions from your employer
- You want to transfer a standard personal pension you’ve previously set up
- You want to transfer a pension where you have a ‘Guaranteed Annuity Rate’, but no other types of guaranteed benefit
Not sure? Find out more about pension types at the Pensions Advisory Service website
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An independent adviser can advise across a sufficiently diverse range of products to ensure that the client’s objectives can be suitably met. They are in no way limited to products provided by companies they work for
All Financial Advisers are required to hold a level 4 qualification in financial advice recognised by the Financial Conduct Authority. Some advisers have also achieved higher level advanced qualifications, such as Chartered status
A fixed fee adviser charges a set price to undertake a specific piece of work.
Filter results:
Services
- Investments and Savings
- Pensions
- Mortgages
- Retirement income (annuities, drawdown)
- Pension Transfers
- Inheritance Planning
- Equity Release
- Insurance and Protection
- Auto Enrolment
- Long Term Care
- Financial Planning
- Financial Mentoring
- Financial Coaching
Do you need a pension transfer specialist?
YES - choose if:
- You want to transfer a final salary or defined benefit pension (one from your employer that promises to pay out a certain income based on how much you earn when you retire)
- You want to transfer a pension (either through your employer or a personal one) that has a guaranteed benefit, like a Guaranteed Minimum Pension
- PLEASE NOTE that transferring out of a final salary scheme is unlikely to be in the best interests of most people
NO - choose if:
- You want to transfer a pension you have through your employer that is made up only from regular contributions from your salary, plus added regular contributions from your employer
- You want to transfer a standard personal pension you’ve previously set up
- You want to transfer a pension where you have a ‘Guaranteed Annuity Rate’, but no other types of guaranteed benefit
Not sure? Find out more about pension types at the Pensions Advisory Service website
Savings/Pensions Level
Adviser Gender
Showing the top 5 rated and reviewed Financial Advisers and Mortgage Brokers near Watford (out of 1324)
Best Match Our Best Match algorithm, which uses a combination of factors such as distance from your location and number of reviews, suggests this professional is the best suited to you based on your filter selections.
196 reviews
18 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Robin Thomas
RS Financial Limited
18 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Top Rated 2025
Northwood (3.64 miles away)
Independent Mortgage Adviser
Verified since March, 2021
Mortgage value: Any level
Top Rated 2025
132 reviews
16 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Jonathan Willis
Future Start Independent Financial Planning Limited
16 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Top Rated 2025
Watford (0.59 miles away)
Independent Financial Adviser
Verified since October, 2018
Free 30 minute initial consultation
Savings/pensions: Over £500,000
Top Rated 2025
656 reviews
130 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Roshan Vitharanage
BVS Mortgages & Financial Services Ltd
130 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Top Rated 2025
London (6.85 miles away)
Limited Mortgage Adviser
Verified since June, 2020
Mortgage value: Over £250,000
Top Rated 2025
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115 reviews
9 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Sarah Drakard
Cruze Financial Solutions Ltd
9 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Watford (0.60 miles away)
Independent Mortgage Adviser
Verified since March, 2025
Free one hour initial consultation
Mortgage value: Any level
183 reviews
6 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Dilip Kandaiah
IJK Financial Solutions Limited
6 recent reviews
This is the number of reviews the adviser has received in the last 12 months
Pinner (2.92 miles away)
Independent Mortgage Adviser
Verified since November, 2016
Mortgage value: Over £250,000