Jonathan Willis
Future Start Independent Financial Planning Limited
Minimum savings/pensions: Over £500,000
0330 038 8938
Based in Watford
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: October, 2018
4.9 out of 5
Checks carried out by VouchedFor
FCA Regulated
Jonathan and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 20 April 2025
Jonathan and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
14
Recent Client Reviews
Jonathan has received 14 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Jonathan has received 14 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 15 April 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
13
Qualifications Uploaded
Jonathan has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
13 qualification certificates available to view
Jonathan has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Jonathan has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Jonathan has provided information on their typical fees
Jonathan has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
11
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Jonathan (based on 11 first impressions)
100% of users who are not yet clients had a positive first experience with Jonathan
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Jonathan (based on 11 first impressions)
Checks carried out by VouchedFor
FCA Regulated
Jonathan and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 20 April 2025
Jonathan and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
14
Recent Client Reviews
Jonathan has received 14 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Jonathan has received 14 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 15 April 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
13
Qualifications Uploaded
Jonathan has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
13 qualification certificates available to view
Jonathan has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Jonathan has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Jonathan has provided information on their typical fees
Jonathan has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
11
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Jonathan (based on 11 first impressions)
100% of users who are not yet clients had a positive first experience with Jonathan
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Jonathan (based on 11 first impressions)
I have worked as a financial adviser since 2007. I specialise in helping people who have reached a point in their lives where they want to take stock of their finances in preparation for retirement and beyond. This involves using a range of strategies designed to reduce INHERITANCE TAX, make the most of their RETIREMENT SAVINGS, build their RETIREMENT PLANS and invest in an ETHICAL WAY. Our specialist service can also include restructuring your Will to offer protection for the next generation. I am a Chartered Financial Adviser and hold specialist qualifications in taxation and trusts, Enterprise Investment Schemes (EIS), Long Term Care Funding, Equity Release and pension transfers. I achieved my Chartered status in 2014 whilst working full time; choosing to do the required study each morning before starting work. ‘I believe that if you are going to advise people on ONE of the most important things in life after family, you should be the best you can possibly be at it’. Due to my specialist skills in estate and retirement planning my clients are typically in their mid to late 40’s and beyond. I feel it is a great privilege to have worked closely with so many clients and their families over so many years. I have lived in the area in which I serve all my life, so it is even more important to me to continue to offer outstanding service to my local community and beyond. I believe that the key to being a good adviser is having a high level of technical knowledge but more importantly to have the ability to listen and connect with what really matters to people. My spare time tends to revolve around my family, the gym and my two pet cats! I also enjoy the occasional meal out, followed by a trip to the cinema or a show.
Offers available through VouchedFor
Contact Jonathan through VouchedFor and your initial 30 minute meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Jonathan's clients
Based on responses provided by clients who have reviewed this adviser
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Adviser Disclaimer
Future Start Independent Financial Planning Ltd is regulated and authorised by the Financial Conduct Authority (FCA). Our FCA reference number is 736240 details of which can be found on https://register.fca.org.uk/. At Future Start we only advise on investment products that are regulated by the FCA and which are offered from well known financial institutions. Estate planning, Tax Planning and Trust work are not activities regulated by the Financial Conduct Authority. Future Start Independent Financial Planning Ltd is registered in England at Oak House, Reeds Crescent, Watford, WD24 4QP, number 09048509.