Shine Jose
Sterling Street Limited
0330 038 8941
Based in Torpoint
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: July, 2024
Whole of Market Protection Adviser
Shine is a whole of market Protection Adviser, meaning Shine can advise across a wide range of insurance products in the market. It’s important to ask if Shine checks providers’ direct only deals.
5 out of 5
Checks carried out by VouchedFor
FCA status: Authorised by Firm
The firm this adviser works for is FCA regulated and has confirmed that this adviser is authorised to provide protection advice
Last checked: 26 March 2025
The firm this adviser works for is FCA regulated and has confirmed that this adviser is authorised to provide protection advice
26
Recent Client Reviews
Shine has received 26 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Shine has received 26 client reviews in the past 12 months; 100% of these have been verified
Whole of Market Protection Adviser
Shine is a whole of market Protection Adviser, meaning Shine can advise across a wide range of insurance products in the market. It’s important to ask if Shine checks providers’ direct only deals.
Last checked: 24 January 2025
Shine is a whole of market Protection Adviser, meaning Shine can advise across a wide range of insurance products in the market. It’s important to ask if Shine checks providers’ direct only deals.
1
Qualifications Uploaded
Shine has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Shine has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
5
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Shine (based on 5 first impressions)
100% of users who are not yet clients had a positive first experience with Shine
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Shine (based on 5 first impressions)
Checks carried out by VouchedFor
FCA status: Authorised by Firm
The firm this adviser works for is FCA regulated and has confirmed that this adviser is authorised to provide protection advice
Last checked: 26 March 2025
The firm this adviser works for is FCA regulated and has confirmed that this adviser is authorised to provide protection advice
26
Recent Client Reviews
Shine has received 26 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Shine has received 26 client reviews in the past 12 months; 100% of these have been verified
Whole of Market Protection Adviser
Shine is a whole of market Protection Adviser, meaning Shine can advise across a wide range of insurance products in the market. It’s important to ask if Shine checks providers’ direct only deals.
Last checked: 24 January 2025
Shine is a whole of market Protection Adviser, meaning Shine can advise across a wide range of insurance products in the market. It’s important to ask if Shine checks providers’ direct only deals.
1
Qualifications Uploaded
Shine has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Shine has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
5
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Shine (based on 5 first impressions)
100% of users who are not yet clients had a positive first experience with Shine
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Shine (based on 5 first impressions)
Hi, I’m Shine Jose, an experienced Protection Adviser with a unique background that combines 16 years of expertise in Radiology and healthcare with a deep understanding of financial protection. Having worked as a Radiology Quality Officer with the Dubai Health Authority for six years, I transitioned into the financial sector, bringing a strong attention to detail, problem-solving skills, and a commitment to quality traits that are essential when providing expert protection advice. I specialize in offering tailored protection policies from top providers, using a "cherry-picked" model that ensures my clients receive the best solutions based on their specific needs and circumstances. Whether it's life insurance, income protection, accident protection or critical illness cover, I always aim to provide comprehensive advice that balances both their protection needs and budget. I have also recently completed certification as a mortgage adviser, expanding my ability to offer expert advice in this area as well. With an MSc in Radiology and an MBA in Hospital Administration, my background allows me to approach protection advising with a strategic mindset, ensuring that clients make well-informed decisions for their financial future. I am committed to providing personalized service that helps clients achieve financial security and peace of mind.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
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