0330 038 8941
Based in Torpoint
View location

Top Rated 2025
Verified since: July, 2024
Whole of Market Protection Adviser

5 out of 5

31 reviews


Checks carried out by VouchedFor

  • FCA status: Authorised by Firm

    Last checked: 26 March 2025

    The firm this adviser works for is FCA regulated and has confirmed that this adviser is authorised to provide protection advice

  • 26

    Recent Client Reviews

    Verified reviews: 100%

    Shine has received 26 client reviews in the past 12 months; 100% of these have been verified

  • Whole of Market Protection Adviser

    Last checked: 24 January 2025

    Shine is a whole of market Protection Adviser, meaning Shine can advise across a wide range of insurance products in the market. It’s important to ask if Shine checks providers’ direct only deals.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Shine has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • 5

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Shine

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Shine (based on 5 first impressions)

Checks carried out by VouchedFor

  • FCA status: Authorised by Firm

    Last checked: 26 March 2025

    The firm this adviser works for is FCA regulated and has confirmed that this adviser is authorised to provide protection advice

  • 26

    Recent Client Reviews

    Verified reviews: 100%

    Shine has received 26 client reviews in the past 12 months; 100% of these have been verified

  • Whole of Market Protection Adviser

    Last checked: 24 January 2025

    Shine is a whole of market Protection Adviser, meaning Shine can advise across a wide range of insurance products in the market. It’s important to ask if Shine checks providers’ direct only deals.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Shine has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • 5

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Shine

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Shine (based on 5 first impressions)

Hi, I’m Shine Jose, an experienced Protection Adviser with a unique background that combines 16 years of expertise in Radiology and healthcare with a deep understanding of financial protection. Having worked as a Radiology Quality Officer with the Dubai Health Authority for six years, I transitioned into the financial sector, bringing a strong attention to detail, problem-solving skills, and a commitment to quality traits that are essential when providing expert protection advice. I specialize in offering tailored protection policies from top providers, using a "cherry-picked" model that ensures my clients receive the best solutions based on their specific needs and circumstances. Whether it's life insurance, income protection, accident protection or critical illness cover, I always aim to provide comprehensive advice that balances both their protection needs and budget. I have also recently completed certification as a mortgage adviser, expanding my ability to offer expert advice in this area as well. With an MSc in Radiology and an MBA in Hospital Administration, my background allows me to approach protection advising with a strategic mindset, ensuring that clients make well-informed decisions for their financial future. I am committed to providing personalized service that helps clients achieve financial security and peace of mind. Get help to understand the best level of life, critical illness and income cover for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

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