Hayley Towlson
Armstrong Watson Financial Planning & Wealth Management
0330 038 8942
Based in Carlisle
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: October, 2022
Whole of Market Protection Adviser
Hayley is a whole of market Protection Adviser, meaning Hayley can advise across a wide range of insurance products in the market. It’s important to ask if Hayley checks providers’ direct only deals.
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Authorised by Firm
The firm this adviser works for is FCA regulated and has confirmed that this adviser is authorised to provide protection advice
Last checked: 03 April 2025
The firm this adviser works for is FCA regulated and has confirmed that this adviser is authorised to provide protection advice
12
Recent Client Reviews
Hayley has received 12 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Hayley has received 12 client reviews in the past 12 months; 100% of these have been verified
Whole of Market Protection Adviser
Hayley is a whole of market Protection Adviser, meaning Hayley can advise across a wide range of insurance products in the market. It’s important to ask if Hayley checks providers’ direct only deals.
Last checked: 28 April 2025
Hayley is a whole of market Protection Adviser, meaning Hayley can advise across a wide range of insurance products in the market. It’s important to ask if Hayley checks providers’ direct only deals.
1
Qualifications Uploaded
Hayley has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Hayley has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
7
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Hayley (based on 7 first impressions)
100% of users who are not yet clients had a positive first experience with Hayley
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Hayley (based on 7 first impressions)
Checks carried out by VouchedFor
FCA status: Authorised by Firm
The firm this adviser works for is FCA regulated and has confirmed that this adviser is authorised to provide protection advice
Last checked: 03 April 2025
The firm this adviser works for is FCA regulated and has confirmed that this adviser is authorised to provide protection advice
12
Recent Client Reviews
Hayley has received 12 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Hayley has received 12 client reviews in the past 12 months; 100% of these have been verified
Whole of Market Protection Adviser
Hayley is a whole of market Protection Adviser, meaning Hayley can advise across a wide range of insurance products in the market. It’s important to ask if Hayley checks providers’ direct only deals.
Last checked: 28 April 2025
Hayley is a whole of market Protection Adviser, meaning Hayley can advise across a wide range of insurance products in the market. It’s important to ask if Hayley checks providers’ direct only deals.
1
Qualifications Uploaded
Hayley has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Hayley has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
7
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Hayley (based on 7 first impressions)
100% of users who are not yet clients had a positive first experience with Hayley
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Hayley (based on 7 first impressions)
Hayley has worked in the Financial Services industry since 2008, starting her career with one of the high street banks and progressing through a number of roles. In 2010, Hayley achieved her Certificate in Financial Planning and has been providing Protection advice ever since. She takes pride in being able to provide advice jargon-free and hassle-free to a wide range of clients whether that be someone looking for advice personally, a business protecting its liabilities or its key people, or on a much larger scale where a business is looking to provide benefits to a group of employees. Death and illness are not nice subjects and many people don’t like to talk about it. However, the consequences of not insuring yourself or your business can have a big impact. Specialising specifically in protection means that Hayley, as an independent whole of market adviser, is able to keep up to date with the ever-changing marketplace, ensuring that she knows the providers and the products inside-out and therefore ensuring that she is delivering the best solutions for clients.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Hayley's clients
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