Kandeepan Shanmuganathan

I am a Protection Adviser at Lilac Financial limited, which specialises in financial protection for individuals and families across the UK. Also I work as an Area Sales Manager for Owl Financial, recruit & develop individual's to achieve their own goals in financial protection Advise. I joined the business in 2014 and am qualified to advise on a wide range of cover options. Being better protected can make a massive difference in the event of serious injury, sickness or death. It’s a privilege to be able to help customers and their families, who can benefit from much needed cover in times of need. We work with leading insurances providers – companies you can trust to be there should you have to make a claim. I’m based in Bedford, but my customer base stretches much further than that. Whilst I would typically meet customers in their homes, at this time face-to-face meetings are being done online to help keep us safe. It’s quite straightforward and we can meet using MS Teams or a similar package. The wonders of technology! In addition to helping customers, I manage a dedicated team of Protection Advisers. About Lilac Financial: At Lilac Financial, we firmly believe in the value of personalized advice. Lilac advisers are trained to a high standard and the quality of the advice we provide is constantly assessed. We work within strict guidelines to ensure that the advice we give and the products we recommend are appropriate for your needs. We have a wealth of knowledge and our team of professional advisors have a collective 27 years of experience within financial services. We pride ourselves in our focused ambition to be the best at what we do with the emphasis on delivering the ultimate customer experience. We are licensed to recommend a excellent combination of protection products from Aviva, Legal & General, MetLife UK, Zurich and Payment shield. Additional cover from other leading insurers is also available. If you’re looking to buy a new home or move up the property ladder, let us know. Our Mortgage Team can advise on mortgages / re-mortgages and arrange competitive terms. Also get in touch if you require commercial insurance, private medical insurance, a Will or Lasting Power of Attorney – we’ll introduce you to our specialist partners who will be happy to help. We pride ourselves in our focused ambition to be the best at what we do with the emphasis on delivering the ultimate customer experience. Will writing is not part of the Openwork offering and is offered in our own right. Openwork Limited accept no responsibility for this aspect of our business. Will writing is not regulated by the Financial Conduct Authority. We are Part of The Openwork Partnership Together, we are always by your side The Openwork Partnership is one of the UK’s largest and longest established financial advice and investment companies. Through many changes and challenges we have been a constant presence for over 45 year. We have served over two generations of clients and together seen a lot of change. Every firm is individual and distinct, yet we share values and standards with each other – for the benefit of our clients. As a Partnership we work together to: Make sure we work to the highest standards of compliance and regulation. Fully research the financial products available and work with product providers to secure the best solutions for our clients. Access correct training and professional development. Sustain quality standards in the advice we give our clients. We are proud of the personal difference we can make helping our clients and their families look forward to a better future with confidence and optimism. So, if you need financial protection advice, whether it’s personal cover for you or protection for your home or possessions, please get in touch. I’m here to help – there’s no obligation to buy. About Owl Financial: We’re part of Openwork, which is one of the UK’s largest networks of financial advisers. We have a nationwide network of over 1200 advisers supporting communities across the UK. Our ethos is very much customer focused; we’re committed to providing a service that surpasses expectations. You’ll find us friendly and easy to do business with. We operate to high standards of quality and are proud of the thousands of positive comments we get about the service provided by Advisers. Get help to understand the best level of life, critical illness and income cover for you.