0330 038 8938
Based in Worcester-Park
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: February, 2021
5 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Josif is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Josif's status
Last checked: 31 March 2025
Josif is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Josif's status
13
Recent Client Reviews
Josif has received 13 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Josif has received 13 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Josif can advise across a wide range of mortgage products in the market. It is important to ask if Josif checks lenders’ direct-only deals.
Last checked: 06 January 2025
Josif can advise across a wide range of mortgage products in the market. It is important to ask if Josif checks lenders’ direct-only deals.
Qualifications Uploaded
Josif has not yet added their qualifications to their profile
Qualifications not yet added
Josif has not yet added their qualifications to their profile
Transparent Fees
Josif has not yet added their fees to their profile
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Josif has not yet added their fees to their profile
4
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Josif (based on 4 first impressions)
100% of users who are not yet clients had a positive first experience with Josif
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Josif (based on 4 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Josif is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Josif's status
Last checked: 31 March 2025
Josif is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Josif's status
13
Recent Client Reviews
Josif has received 13 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Josif has received 13 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Josif can advise across a wide range of mortgage products in the market. It is important to ask if Josif checks lenders’ direct-only deals.
Last checked: 06 January 2025
Josif can advise across a wide range of mortgage products in the market. It is important to ask if Josif checks lenders’ direct-only deals.
Qualifications Uploaded
Josif has not yet added their qualifications to their profile
Qualifications not yet added
Josif has not yet added their qualifications to their profile
Transparent Fees
Josif has not yet added their fees to their profile
Fees not yet added
Josif has not yet added their fees to their profile
4
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Josif (based on 4 first impressions)
100% of users who are not yet clients had a positive first experience with Josif
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Josif (based on 4 first impressions)
With 13 years of experience as an Estate Agent, I have acquired extensive expertise in the mortgage and real estate industry. My knowledge isn't limited to being an Estate Agent; I have also gained valuable insights as a homeowner and a buy-to-let landlord. This diverse background led me to pursue a career as a mortgage adviser. Throughout my professional journey, I have successfully handled high-value properties, surpassing 10 million in London, catering to the needs of discerning clients. Originally from Macedonia, I have resided in London for more than two decades. Alongside English, I am fluent in Macedonian, Bulgarian, and Serbo/Croatian. This linguistic proficiency enables me to effectively communicate and understand the unique requirements of clients from different cultural backgrounds. By delivering personalized and exceptional service, I have established strong working relationships with all my clients. My ability to tackle complex and challenging cases has set me apart in the industry. I genuinely enjoy the day-to-day challenges that come with assisting clients in purchasing their homes. The satisfaction I derive from helping individuals achieve their homeownership goals is immeasurable. Outside of work, my family is my top priority, and I dedicate most of my spare time to them. In addition, I have a passion for travel and indulge in playing basketball as a personal hobby.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Josif's clients
Based on responses provided by clients who have reviewed this adviser
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