Sheena Young

Sheena Young

Encore Mortgages

Minimum mortgage: Any amount

0330 038 8941
Based in Snodland
View location

Top Rated 2025
Verified since: April, 2018

5 out of 5

72 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 20 March 2025

  • 13

    Recent Client Reviews

    Verified reviews: 100%

  • Independent Mortgage Adviser

    Last checked: 02 April 2025

  • 2

    Qualifications Uploaded

    2 qualification certificates available to view

  • Transparent Fees

    Fees not yet added

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 20 March 2025

  • 13

    Recent Client Reviews

    Verified reviews: 100%

  • Independent Mortgage Adviser

    Last checked: 02 April 2025

  • 2

    Qualifications Uploaded

    2 qualification certificates available to view

  • Transparent Fees

    Fees not yet added

I am Sheena Young, proprietor of Encore Mortgages.  I have over 30 years experience as a financial advisor and now concentrate on my passion - mortgage broking.  Based in Snodland, Kent I am happy to advise clients across Kent, Essex and London.  I search the whole market and can access deals not available direct from High Street lenders. I also provide advice on financial protection and consider this as an equally important area when speaking to clients about their lending requirements.

Sheena Young

Sheena Young

Encore Mortgages

Offers available through VouchedFor

Contact Sheena through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Sheena's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

LowAverageHighVery high

Household income

£0-30K£30-50K£50-100k£100-200K£200K+

Mortgage value

£0-100K£100-250K£250-500K£500-750K£750K+

Savings

£0-50K£50-100K£100-300K£300-500K£500K+

Clients' level of financial expertise

LowAverageHighVery high

Reviews of Sheena

Are you a client of Sheena? Write your own review
Review

by a verified client in London

12 days ago

Overall

Advice

Service

Value

What were the circumstances that caused you to initially look for an adviser?

First time buyer through mortgage

How has Sheena Young helped you?

Sheena’s expertise, responsiveness, and attention to detail made everything so much smoother and less stressful. She was always available to answer our questions and kept us well-informed at every stage, which gave us complete confidence in the process. Thanks to her efficiency and dedication, we were able to get everything over the line within six weeks, which was fantastic. We’re incredibly grateful for her help and wouldn’t hesitate to recommend her services to anyone looking for a reliable and knowledgeable mortgage broker.

Have you seen the outcome you were hoping for?

Yes!

What could they have done better?

Everything was done fantastically and timely.

Review

by a verified client in Essex

2 months ago

Overall

Advice

Service

Value

What were the circumstances that caused you to initially look for an adviser?

Buying a new home

How has Sheena Young helped you?

Always available, calm, professional and within days of instructing her we had our mortgage offer

Have you seen the outcome you were hoping for?

More than expected can’t recommend Sheena enough for anyone looking for a mortgage you can’t get better than this lady.

What could they have done better?

Nothing

Review

by a verified client in Surrey

4 months ago

Overall

Advice

Service

Value

What were the circumstances that caused you to initially look for an adviser?

As first-time house buyers, we were in need of an experienced mortgage broker to help guide us through the process and ensure we got the best mortgage deal.

How has Sheena Young helped you?

Sheena was exceptional throughout the whole process. She provided clear, unbiased guidance from the first initial call to choosing the right mortgage product for our circumstances and home insurance. Her communication was brilliant; she always made herself available via email, phone and even WhatsApp. And while her knowledge of the industry was evident, she always made sure to explain complex terms in plain English so we could understand and make the best informed decision for us.

Have you seen the outcome you were hoping for?

Yes absolutely! It took just over three months from the offer being accepted to completing on the mortgage and we credit Sheena's brilliant work for making this possible.

What could they have done better?

Nothing! Sheena has been exceptional throughout the whole process.

Review

by a verified client in Surrey

5 months ago

Overall

Advice

Service

Value

What were the circumstances that caused you to initially look for an adviser?

Sheena had originally helped us with our mortgage for our first property and we wished for further advice on mortgage protection and life insurance.

How has Sheena Young helped you?

She has helped us with the entire process, resulting in both a successful property purchase and now life insurance.

Have you seen the outcome you were hoping for?

Absolutely. We thoroughly recommend her.

What could they have done better?

Sheena was a joy to work with, professional, responsive, consistent and just the right level of perseverance (giving us space when needed when other priorities arise for us).

Review

by a verified client in Rutland

5 months ago

Overall

Advice

Service

Value

What were the circumstances that caused you to initially look for an adviser?

Property purchase for both Limited company and personal

How has Sheena Young helped you?

Sheena was incredibly helpful with looking for different products for us and offered us alot of options that we would not have found on the open market ourselves.

Have you seen the outcome you were hoping for?

The sale process was very long and sheena was always on hand to offer guidance.

What could they have done better?

N/A

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Adviser Disclaimer

Your home may be repossessed if you do not keep up repayments on your mortgage’.