Steven Thomas

Steven Thomas

Just Mortgages Direct Limited

Minimum mortgage: Any amount

0330 038 8939
Based in Warrington
View location

Top Rated 2025
Verified since: February, 2019

5 out of 5

231 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 01 April 2025

    Steven is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Steven's status

  • 22

    Recent Client Reviews

    Verified reviews: 100%

    Steven has received 22 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 13 March 2025

    Steven can advise across a wide range of mortgage products in the market. It is important to ask if Steven checks lenders’ direct-only deals.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Steven has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Steven has not yet added their fees to their profile

  • 8

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Steven

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Steven (based on 8 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 01 April 2025

    Steven is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Steven's status

  • 22

    Recent Client Reviews

    Verified reviews: 100%

    Steven has received 22 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 13 March 2025

    Steven can advise across a wide range of mortgage products in the market. It is important to ask if Steven checks lenders’ direct-only deals.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Steven has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Steven has not yet added their fees to their profile

  • 8

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Steven

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Steven (based on 8 first impressions)

Having worked as a successful Mortgage & Protection Advisor since 2000. I have helped and assisted many people with the single biggest personal financial transaction they will possibly deal with in their personal lives, along with tailoring a bespoke protection package that will support themselves and their families, providing them with financial security and peace of mind, should they experience any life changing events. I have been based out of some of the UK's most prominent Estate Agents in the North West, and therefore have gained a wealth of experience which is why i remain with my clients throughout the whole process up till completion. This is so my clients have myself to help them navigate this complex and sometimes challenging process, Being able to help my clients deal with all the connected Estate Agents / Surveyors and Solicitors , contributes to my clients experience being as stress free as possible. My personal and professional service and approach is all about my clients experience and journey. Although i am based in Warrington, i do cover all surrounding areas and have many existing and new clients who live outside Warrington that i continue to help and support. My Mortgage & Protection Advise covers the following areas: First Time Buyer / House Purchases / Re-mortgages / Capital Raising / Self Employed / Let to buy / Help to buy / Shared Ownership / Self Build / Debt Consolidation / Buy to Let / Equity Release / Retirement Mortgages. Life Insurance / Critical Illness Cover / Income Protection / Building & Contents cover and Accident , Sickness & Unemployment covers. I would welcome your call, and be happy to answer any questions or queries you have about your Mortgage & Protection requirements.

Offers available through VouchedFor

Contact Steven through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Steven's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

Household income

Mortgage value

Savings

Clients' level of financial expertise

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