Samantha Hendry

Samantha Hendry

Four Oaks Financial Services Ltd

Minimum mortgage: Any amount

0121 366 8422
Based in Sutton-Coldfield
View location

Top Rated 2025
Verified since: October, 2020

5 out of 5

102 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 12 April 2025

    Samantha is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Samantha's status

  • 8

    Recent Client Reviews

    Verified reviews: 100%

    Samantha has received 8 client reviews in the past 12 months; 100% of these have been verified

  • Limited Mortgage Adviser

    Last checked: 09 April 2025

    Samantha can advise across a limited set of mortgage products, which may be provided by companies Samantha works with. This limitation may allow Samantha to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Samantha has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Samantha has provided information on their typical fees

    Samantha has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 14

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Samantha

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Samantha (based on 14 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 12 April 2025

    Samantha is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Samantha's status

  • 8

    Recent Client Reviews

    Verified reviews: 100%

    Samantha has received 8 client reviews in the past 12 months; 100% of these have been verified

  • Limited Mortgage Adviser

    Last checked: 09 April 2025

    Samantha can advise across a limited set of mortgage products, which may be provided by companies Samantha works with. This limitation may allow Samantha to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Samantha has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Samantha has provided information on their typical fees

    Samantha has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 14

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Samantha

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Samantha (based on 14 first impressions)

Having worked in financial services since 1996, I started my career at The Royal Bank of Scotland. I am a qualified Mortgage Advisor with over 25 years’ experience of working in the industry. I typically help clients who are looking to purchase a property, taking them from negotiations with estate agents right through to completion and beyond. I pride myself on helping clients through the buying process and will provide an effective line of communication between you, your lender, and your solicitor. Whether you are an individual, Limited Company or property investor looking to buy a new property, raise capital, consolidate debt or simply looking to remortgage existing borrowing, i can help. One of the aspects I enjoy most is cutting through the jargon and showing clients that getting onto the property ladder or moving is not as scary as they think. The mass of paperwork can be off-putting but explaining the process clearly and why it is needed helps to get the mortgage you require as quickly as possible. I like to spend time getting to know you so I can find the solution that most suits your individual circumstances, and importantly help you understand your options, so we make the right choice for you. I can also assist clients when they need to review their existing commitments and potentially look to re-mortgage to get a better rate. I provide an ongoing review service which ensures that I continue to review the market for suitable re-mortgaging opportunities when your rate comes to an end. I help clients who are looking to raise money, do home improvements, are getting divorced or want to move but can’t sell their property. I frequently deal with landlords , from those looking to purchase a small buy to let property in order to supplement their income or as a retirement plan, and professional landlords who have multiple properties. Being a dedicated Mortgage & Protection Adviser allows me to access a full range of products within the market. With so many lenders being available, offering a substantial number of different rates, it makes sense to get the right advice. I also offer advice on both Personal Protection Plans and Business Protection (Key Person, Shareholder, Relevant Life etc). All advice is on an initial free, no obligation basis. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited Approval date is: 30/11/2022

Offers available through VouchedFor

Contact Samantha through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Samantha's clients

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Clients' level of financial expertise

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