0330 038 8938
Based in Stoke-on-Trent
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: November, 2015
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Karl is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Karl's status
Last checked: 14 April 2025
Karl is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Karl's status
88
Recent Client Reviews
Karl has received 88 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Karl has received 88 client reviews in the past 12 months; 100% of these have been verified
Limited Mortgage Adviser
Karl can advise across a limited set of mortgage products, which may be provided by companies Karl works with. This limitation may allow Karl to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.
Last checked: 03 December 2024
Karl can advise across a limited set of mortgage products, which may be provided by companies Karl works with. This limitation may allow Karl to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.
1
Qualifications Uploaded
Karl has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Karl has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Karl has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Karl has provided information on their typical fees
Karl has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
69
Positive First Impressions
91% of VouchedFor users have had a positive (4 or 5 star) first experience with Karl (based on 69 first impressions)
91% of users who are not yet clients had a positive first experience with Karl
91% of VouchedFor users have had a positive (4 or 5 star) first experience with Karl (based on 69 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Karl is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Karl's status
Last checked: 14 April 2025
Karl is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Karl's status
88
Recent Client Reviews
Karl has received 88 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Karl has received 88 client reviews in the past 12 months; 100% of these have been verified
Limited Mortgage Adviser
Karl can advise across a limited set of mortgage products, which may be provided by companies Karl works with. This limitation may allow Karl to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.
Last checked: 03 December 2024
Karl can advise across a limited set of mortgage products, which may be provided by companies Karl works with. This limitation may allow Karl to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.
1
Qualifications Uploaded
Karl has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Karl has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Karl has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Karl has provided information on their typical fees
Karl has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
69
Positive First Impressions
91% of VouchedFor users have had a positive (4 or 5 star) first experience with Karl (based on 69 first impressions)
91% of users who are not yet clients had a positive first experience with Karl
91% of VouchedFor users have had a positive (4 or 5 star) first experience with Karl (based on 69 first impressions)
Deal with anyone who is looking for mortgage advice. Access to many lenders from high street to specialist lenders. Ranging from standard cases, leading up to the more complex and complicated cases. 24 years experience and staff to guide you through the process. Experienced with clients who have difficulty getting a mortgage, Sole Traders and LTD companies, Buy To Let portfolio clients. Approved by The Openwork Partnership GHL Direct is a trading name of GHL Network Services Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority Get help with everything from buying your first property, to remortgaging, or funding investment in property. Warning: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Offers available through VouchedFor
Contact Karl through VouchedFor and your initial 30 minute meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Karl's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
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Adviser Disclaimer
All cases and enquiries are treated in strict confidence. I have a separate office to staff and GDPR is strictly adhered too at all times. · GHL Direct is a trading name of GHL Network Services Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority