Karl Lawton

Karl Lawton

GHL Direct

Minimum mortgage: Over £100,000

0330 038 8938
Based in Stoke-on-Trent
View location

Top Rated 2025
Verified since: November, 2015

4.9 out of 5

864 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 14 March 2025

    Karl is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Karl's status

  • 90

    Recent Client Reviews

    Verified reviews: 100%

    Karl has received 90 client reviews in the past 12 months; 100% of these have been verified

  • Limited Mortgage Adviser

    Last checked: 03 December 2024

    Karl can advise across a limited set of mortgage products, which may be provided by companies Karl works with. This limitation may allow Karl to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Karl has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Karl has provided information on their typical fees

    Karl has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 68

    Positive First Impressions

    93% of users who are not yet clients had a positive first experience with Karl

    93% of VouchedFor users have had a positive (4 or 5 star) first experience with Karl (based on 68 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 14 March 2025

    Karl is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Karl's status

  • 90

    Recent Client Reviews

    Verified reviews: 100%

    Karl has received 90 client reviews in the past 12 months; 100% of these have been verified

  • Limited Mortgage Adviser

    Last checked: 03 December 2024

    Karl can advise across a limited set of mortgage products, which may be provided by companies Karl works with. This limitation may allow Karl to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Karl has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Karl has provided information on their typical fees

    Karl has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 68

    Positive First Impressions

    93% of users who are not yet clients had a positive first experience with Karl

    93% of VouchedFor users have had a positive (4 or 5 star) first experience with Karl (based on 68 first impressions)

Deal with anyone who is looking for mortgage advice. Access to many lenders from high street to specialist lenders. Ranging from standard cases, leading up to the more complex and complicated cases. 24 years experience and staff to guide you through the process. Experienced with clients who have difficulty getting a mortgage, Sole Traders and LTD companies, Buy To Let portfolio clients. Approved by The Openwork Partnership GHL Direct is a trading name of GHL Network Services Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority Get help to understand the best level of life, critical illness and income cover for you. Get help with everything from buying your first property, to remortgaging, or funding investment in property. Warning: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Offers available through VouchedFor

Contact Karl through VouchedFor and your initial 30 minute meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Karl's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

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Mortgage value

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Clients' level of financial expertise

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Adviser Disclaimer

All cases and enquiries are treated in strict confidence. I have a separate office to staff and GDPR is strictly adhered too at all times. · GHL Direct is a trading name of GHL Network Services Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority