Roshan Vitharanage

What were the circumstances that caused you to initially look for an adviser?

Our plan to buy a property

How has Roshan Vitharanage helped you?

We got to know about Roshan through a close friend who highly recommended him for mortgage processes. Roshan was easily contactable and very friendly. He took time, explained the process clearly to us, and allocated advisers throughout our process. He was always available when we had a doubt. He never took no for an answer and worked hard throughout without resting until our mortgage got accepted. We appreciate his dedication and help. We are grateful to Roshan for making our dream come true.

Have you seen the outcome you were hoping for?

Yes, definitely

What could they have done better?

They are excellent. I didn't see even a minor issue. Please keep on the good quality you have at this moment continuously for future. I wish good luck for BVS.

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

Roshan and his team helped me to buy another property. So this is third property that I've used bvs mortgages.

What were the circumstances that caused you to initially look for an adviser?

Mortgage and insurance

How has Roshan Vitharanage helped you?

Roshan and his team went above and beyond to help us clarifying everything we needed to know about mortgage. They were always available with relevant information and they have a exceptional knowledge in the subject.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing. They did the best which any team could ever done.

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

Always when I need him I find him so quick and he responds very quick

What were the circumstances that caused you to initially look for an adviser?

First time buyers

How has Roshan Vitharanage helped you?

Advising on first time property buying process Advise on the interest rate fixed period Advice on Income protection & personal insurance Transparency on the mortgage provider selection procedure Going through all points on the mortgage letters

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Selection for lender

How has Roshan Vitharanage helped you?

All mogage process he helps step by step

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Online platform to see the what stage we are in the process to get quick update for client

What were the circumstances that caused you to initially look for an adviser?

In order to buy our new home.

How has Roshan Vitharanage helped you?

He helped us giving advice to make our dream success

Have you seen the outcome you were hoping for?

I am very happy about the outcome since I could achieve this milestone in a short period of time.

What could they have done better?

None

What were the circumstances that caused you to initially look for an adviser?

I needed to know my capabilities of buying a house and how much i could reach in my mortgage .

How has Roshan Vitharanage helped you?

Roshan & team were really supportive and guided in every single step of our mortgage .

Have you seen the outcome you were hoping for?

Yes.We reached and achieved what we needed.

What could they have done better?

They were already the best..

What were the circumstances that caused you to initially look for an adviser?

To get an understanding about the home buying process.

How has Roshan Vitharanage helped you?

I must say, the service provided by Roshan and his team was top-notch. As the home-buying process in the UK was new to us, we had many questions at the start. However, Roshan and his team were always there to guide us through each step, making the process smooth and stress-free. We highly recommend the BVS team to anyone looking to buy their dream home.

Have you seen the outcome you were hoping for?

Yes we recently bought our first home.

What were the circumstances that caused you to initially look for an adviser?

I was looking to expand my portfolio

How has Roshan Vitharanage helped you?

He suggested realistic next steps

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Did everything the way they should have done

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

Excellent

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

We’re incredibly grateful to Roshan Vitharanage for his help with our mortgage. He was knowledgeable, responsive, and truly committed to finding the best options for us. Roshan made the entire process smooth and easy to understand, making us feel supported every step of the way. We highly recommend his services!

What were the circumstances that caused you to initially look for an adviser?

To process my mortgage.

How has Roshan Vitharanage helped you?

He helped me lot giving very valuable advices and arranged my mortgage procedure very smoothly.

Have you seen the outcome you were hoping for?

Yes, last time as a first buyer I was able to finished my mortgage process within couple of months without any hassle and I strongly believe this time as a 2nd buyer it will be same.

What could they have done better?

I believe they do their level best in all the aspects.

What were the circumstances that caused you to initially look for an adviser?

I wanted a good understanding about my mortgage options.After contacting few mortgage advisors one of my friend recommenced Mr Roshan who explained all my options clearly.

How has Roshan Vitharanage helped you?

To secure mortgage for my new house

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

None.Keep it up

What were the circumstances that caused you to initially look for an adviser?

To get proper advise as we are only 3 years in this country and there are lot of restrictions

How has Roshan Vitharanage helped you?

All the time, Roshan was available whenever we needed his advise. I would say he was helping me like friend rather than business man

Have you seen the outcome you were hoping for?

Of course, we are in our own home now.

What could they have done better?

I would happy if the company can provide with some better options for house selection. (I know it is not in their scope )

What were the circumstances that caused you to initially look for an adviser?

Buy a flat

How has Roshan Vitharanage helped you?

All the time straight away, polite, friendly, very good adviser

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Everything was good

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

He is so humble and nice person

What were the circumstances that caused you to initially look for an adviser?

To get a mortgage

How has Roshan Vitharanage helped you?

By advising and completing mortgage process

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Obtaining the mortgage for buying my first home in UK

How has Roshan Vitharanage helped you?

Clear guidance on the mortgage process as well as overall advice on my home buying journey

Have you seen the outcome you were hoping for?

Yes. I am very much pleased with the service.

What could they have done better?

It’s all up to a good standard and they should maintain this in future as well!!!

What were the circumstances that caused you to initially look for an adviser?

As a first-time property buyer in the UK, I need to get mortgage advice

How has Roshan Vitharanage helped you?

I cannot speak highly enough of Roshan Vitharanage and the outstanding service they provided during my home-buying journey. From the very first consultation, it was clear that Roshan and his team are not only incredibly knowledgeable but also genuinely invested in helping clients find the best mortgage solution. What truly sets Roshan apart is their ability to break down complex financial jargon into simple, easy-to-understand terms. As a first-time buyers, we had a lot of questions and concerns, but Roshan and his team were patient, thorough, and always quick to respond to our queries. They went above and beyond to explain every step of the process and made sure we were comfortable and confident with our decisions.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

None, their service is excellent

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

Helping me with insurance

What were the circumstances that caused you to initially look for an adviser?

I didn't have any idea about purchasing house and seek advise.

How has Roshan Vitharanage helped you?

Each step is explained very clearly.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

As an advicer they provide excellent cordination among the lender, solicitor and state agent.

What were the circumstances that caused you to initially look for an adviser?

Lack of knowledge for 1st mortgage

How has Roshan Vitharanage helped you?

Step by step explain the procedure.

Have you seen the outcome you were hoping for?

yes

What could they have done better?

All good.

What were the circumstances that caused you to initially look for an adviser?

Lack of knowledge in property buying, mortgages and being first time buyers we needed professional support to get it right the first time.

How has Roshan Vitharanage helped you?

Through proper guidance and advice. The team went above and beyond their scope of works to help us, even responding to our queries after work hours/ during their annual leave days. Highly appreciate that.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

All was perfect.

What were the circumstances that caused you to initially look for an adviser?

I was a first time buyer

How has Roshan Vitharanage helped you?

Explained whole process of mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

May be come up with competitive insurances covering life and property

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

He has helped me to secure a difficult mortgage with an attractive Rates to buy my 2nd property

What were the circumstances that caused you to initially look for an adviser?

Good friend of mine referred Mr. Roshan and we have been looking for a good Mortgage advisor as we closed a deal to purchase a Home

How has Roshan Vitharanage helped you?

Very helpful and being transparent in his domain

Have you seen the outcome you were hoping for?

Yes

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

Roshan continued to follow up with further advise and support.

What were the circumstances that caused you to initially look for an adviser?

Purchase a home

How has Roshan Vitharanage helped you?

Assessed Financial Situation, Explained Mortgage Options and Comples terms, Handed paper work, Secured Pre-Approval, Negotiated with Lenders, Provided Long-Term advices, Adviced Protection and Insurance guidance

Have you seen the outcome you were hoping for?

The result exceeded my expectations

What could they have done better?

Already They performed beyond what was required

What were the circumstances that caused you to initially look for an adviser?

It was too complicated process for me to fjnd two mortgage for my two houses and he was vey helpful.

How has Roshan Vitharanage helped you?

Advice on mortgage, financial advice and as a friend.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

nil

What were the circumstances that caused you to initially look for an adviser?

When I wanted to buy as a first time buyer

How has Roshan Vitharanage helped you?

He was always ready to advice and helped me secure a good interest rate

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing from my side because they completed the whole process quicker than I expected.

What were the circumstances that caused you to initially look for an adviser?

MORTGAGES FOR A BUYING A NEW HOUSE

How has Roshan Vitharanage helped you?

YES

Have you seen the outcome you were hoping for?

YES

What could they have done better?

THEY WERE AN MARVELOUS TEAM AND HELPED THE CLIENTS TO MAKE THE BETTER DECISION.

What were the circumstances that caused you to initially look for an adviser?

For Mortgage

How has Roshan Vitharanage helped you?

Excellent service Highly recommended

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

They are the best team ever

What were the circumstances that caused you to initially look for an adviser?

With the limited knowledge in the domain, and the market dynamics, was looking for professional and tailored advice based on our requirements

How has Roshan Vitharanage helped you?

He has explained the available options with all pros and cons, with a professional approach of consulting to select best possible option based on our requirements

Have you seen the outcome you were hoping for?

We were able to obtain the mortgage offer in no time… it was super fast and friendly service from the entire team at BVS, specifically from Roshan

What were the circumstances that caused you to initially look for an adviser?

I have been looking for a good mortgage advisor for sometime.

How has Roshan Vitharanage helped you?

Suggested the most cost effective way of running buy to let as a business and found the best mortgage for my requirement.

Have you seen the outcome you were hoping for?

Absolutely 100%.

What could they have done better?

Can't think of anything at the moment.

What were the circumstances that caused you to initially look for an adviser?

First time buyer mortgage

How has Roshan Vitharanage helped you?

He has provided us with information on the housing market and helped us to find the best possible mortgage deal.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

We were looking to purchase our first home and we wanted advice from a professional.

How has Roshan Vitharanage helped you?

He understood needs and circumstances, then guided us through the whole mortgage application process

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

We were in a plan of purchasing our first property and we had zero knowledge in the subject. Therefore we were in contact with our friends who have recently purchased the properties and all of them have recommended the Roshan as our mortgage advisor.

How has Roshan Vitharanage helped you?

From the beginning of the process, Roshan and rest of the team who dealt with our case ( Ajith , Dinesh , Buddhika and Angelo) have given us all required guidance and advises untill completion of the case. They were always available to answer any question and guide you throughout the case until proper completion. Very professional and helpful team.

Have you seen the outcome you were hoping for?

Yes , more than expected

What could they have done better?

They have delivered their service in best way , excellent in all aspects.

What were the circumstances that caused you to initially look for an adviser?

Morgage

How has Roshan Vitharanage helped you?

Friendly efficient and responsible

Have you seen the outcome you were hoping for?

Yes 100 % percent

What could they have done better?

None

What were the circumstances that caused you to initially look for an adviser?

to mortgage a property

How has Roshan Vitharanage helped you?

Clarified my queries and processed my application efficiently

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

none

What were the circumstances that caused you to initially look for an adviser?

We were in the process of purchasing our first home and wanted to ensure we made the best financial decisions. Given the complexity of mortgages and the importance of getting the right terms, we felt it was crucial to have professional guidance. That’s why we decided to look for an adviser to help us navigate the process and secure the best mortgage for our needs.

How has Roshan Vitharanage helped you?

Roshan Vitharanage provided expert guidance throughout the process, making everything clear and stress-free. His support was invaluable, and we couldn't have done it without him.

Have you seen the outcome you were hoping for?

Yes, we achieved the outcome we were hoping for, thanks to the excellent guidance and support we received.

What could they have done better?

Honestly, the service was excellent, and we were very satisfied. There’s nothing significant that comes to mind for improvement.

What were the circumstances that caused you to initially look for an adviser?

To buy our second property and get the best mortgage

How has Roshan Vitharanage helped you?

Roshan understood our circumstances and advised and helped us to get the best mortgage easily .

Have you seen the outcome you were hoping for?

Yes we are so happy about the best mortgage we could get on our current property

What could they have done better?

They all are a good team with every area

What were the circumstances that caused you to initially look for an adviser?

To arrange a bank loan to buy a house

How has Roshan Vitharanage helped you?

He arranged the mortgage. He arranged legal advisers to deal with the home developers. Arranged the home insurance and a life insurance. Dealt with all the whole process until the house was handed over to me.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I am satisfied with the whole process

What were the circumstances that caused you to initially look for an adviser?

Professionalism, knowledge of mortgage advisory and friendless of the BVS team.

How has Roshan Vitharanage helped you?

He personally involved in my mortgage

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing to say.

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

Yes

What were the circumstances that caused you to initially look for an adviser?

Mortgage a house

How has Roshan Vitharanage helped you?

advising on the process. Very accessible. Trustworthy.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

None

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

Roshan is incredibly informed about all house mortgages and financial problems.I remortgaged my property with him, and I must say he was outstanding in selecting the perfect mortgage when the interest rates climbed dramatically.

What were the circumstances that caused you to initially look for an adviser?

I sought advice regarding best Mortgage option available to me. The range of options were clearly demonstrated to me with pros & cons of some options that Roshan identified. He actually had identified the cost effective options taking in to account duration of fix period.

How has Roshan Vitharanage helped you?

Demonstrating many Mortgage options available to me. He also helped my understanding of equity release if we have to use it for a bigger deposit.

Have you seen the outcome you were hoping for?

My work is still not completed. I am very satisfied with the service and feel confident that I would see the outcome I was hoping for

What could they have done better?

none

What were the circumstances that caused you to initially look for an adviser?

To find better mortgage the option

How has Roshan Vitharanage helped you?

He helped me a lot throughout my whole mortgage process

Have you seen the outcome you were hoping for?

Definitely

What were the circumstances that caused you to initially look for an adviser?

to get an ideas of a better mortgage options

How has Roshan Vitharanage helped you?

Mr Roshan helps by assessing my financial situation, finding suitable mortgage options, explaining terms, securing the best rates, and guiding us through the application process to ensure informed decisions.

Have you seen the outcome you were hoping for?

yes

What were the circumstances that caused you to initially look for an adviser?

I was in the process of purchasing my first home and realized that I needed expert advice to navigate the complex mortgage options available. As a first-time buyer, I wanted to ensure I was making the right decisions, and I knew that having a professional adviser would provide the guidance and support necessary to make the process as smooth and stress-free as possible.

How has Roshan Vitharanage helped you?

Roshan Vitharanage has been instrumental in guiding me through the mortgage process for my first home. He has provided clear, detailed explanations of my mortgage options and has been incredibly patient in answering all of my questions. Roshan has also been proactive in keeping me informed at each stage, ensuring that I understand every step before moving forward. His expertise and personalized support have given me confidence and peace of mind during this important journey.

Have you seen the outcome you were hoping for?

Yes, I have seen the outcome I was hoping for, thanks to Roshan Vitharanage's expert guidance and support. The mortgage process was completed smoothly

What could they have done better?

Honestly, I am very satisfied with the service I received from Roshan Vitharanage. He was thorough, responsive, and supportive throughout the entire process. At this point, I can't think of anything that could have been done better. The experience exceeded my expectations, and I felt well-guided every step of the way.

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

Always been there as an advisor

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage

How has Roshan Vitharanage helped you?

Initially made me understand my situation and explained the options. Then he guided me through the process until completion

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Hard to think of anything which could have been done better.

What were the circumstances that caused you to initially look for an adviser?

Rohan helped me with my first mortgage and it was a very smooth and efficient process

How has Roshan Vitharanage helped you?

He is an excellent advisor and understands the personnel needs and provided a customized service.

Have you seen the outcome you were hoping for?

Yes, very much

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

Roshan was amazing from beginning to end. He checked rates for our remortgage, advised us really well. Would recommend him to anyone!

What were the circumstances that caused you to initially look for an adviser?

To select a suitable mortgage lender for buying a property

How has Roshan Vitharanage helped you?

He clearly explained the possible options and helped to select one that matches our needs.

Have you seen the outcome you were hoping for?

Yes

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

Roshan and his team managed to fix the best remortgage rates in the market, when it came to renewal.

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

Assisted me and my sister in changing mortgages to Buy to Let, as well as renewing mortgage.

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

He still followed up with us and advise us

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

Finding me a good mortgage deal and advising me about the current property market.

What were the circumstances that caused you to initially look for an adviser?

Since I'm a first time buyer I needed a smooth process

How has Roshan Vitharanage helped you?

He helped with everything. Explained the process really well Inna friendly manner

Have you seen the outcome you were hoping for?

Yes. I'm yet to finish the process due to some delays from the seller end. But Roshan has done his part quickly and efficiently

What could they have done better?

I don't see any flaws. They are perfect

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

We are planning of our 2nd mortgage and we got adviced from him. And also I got new insurance cover fron him. Really appreciate his services.

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

This time Roshan helped me with my Personal insurance and protection requirement. He understood my requirement well and helped me to find the best products suitable for my circumstances. As always good professional friendly service received from Roshan. He managed to secure the best deal for me with less hassle from my side.

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

Helped with remortgage.

What were the circumstances that caused you to initially look for an adviser?

To clear about information.

How has Roshan Vitharanage helped you?

He was very professional and knowledge .

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I am new to UK and First time buyer

How has Roshan Vitharanage helped you?

Help me through mortgage process and all the legal advice

Have you seen the outcome you were hoping for?

Yes I am in the middle of my home buying process

What could they have done better?

They were very friendly and easily contactable for any advice

What were the circumstances that caused you to initially look for an adviser?

Positive feedbacks recieved from the others on Roshan

How has Roshan Vitharanage helped you?

He has helped me throughout the process. Advice like a family friend considering all my circumstances

Have you seen the outcome you were hoping for?

Yes, I got the mortgage offer

What could they have done better?

nothing, just keep continuing the good work

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

Very helpful advice and constant support through the entire process of mortgaging my home.

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

We have consulted Roshan on several occasions and recently for house purchase and mortgage process. He has been very helpful as in the past when ever we had concerns.

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

He was very helpful I remortgage my property he was more helpful as usual . we didn’t realised we are remortgaging our property that much stress free and easy going he done everything for us as I said what a professional and excellent service I will highly recommend

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

I have got my second mortgage to buy the second house in London. Happy how Roshan advised and got the mortgage offer to me. The one and only expert in the UK I work with.

This review is a follow-up review from a client who left a review previously.

How has Roshan Vitharanage helped you since your last review?

Since our last review, Roshan has shown significant improvement in several key areas. Firstly, their responsiveness and communication have markedly improved, ensuring that clients receive timely updates and clear explanations throughout the mortgage process. Additionally, his attention to detail has enhanced the accuracy of documentation and applications. Roshan has also expanded his knowledge of current market trends and mortgage products, providing clients with more tailored and competitive options. Overall, these improvements have greatly enhanced the client experience and the efficiency of the advisory process.