Matthew Lay

Matthew Lay

Compound Wealth Planning

Minimum mortgage: Any amount

0238 020 0351
Based in Portsmouth
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Top Rated 2025
Verified since: July, 2023

5 out of 5

26 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 21 April 2025

    Matthew is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Matthew's status

  • 6

    Recent Client Reviews

    Verified reviews: 100%

    Matthew has received 6 client reviews in the past 12 months; 100% of these have been verified

  • Limited Mortgage Adviser

    Last checked: 27 January 2025

    Matthew can advise across a limited set of mortgage products, which may be provided by companies Matthew works with. This limitation may allow Matthew to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.

  • Qualifications Uploaded

    Qualifications not yet added

    Matthew has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Matthew has not yet added their fees to their profile

  • 6

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Matthew

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Matthew (based on 6 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 21 April 2025

    Matthew is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Matthew's status

  • 6

    Recent Client Reviews

    Verified reviews: 100%

    Matthew has received 6 client reviews in the past 12 months; 100% of these have been verified

  • Limited Mortgage Adviser

    Last checked: 27 January 2025

    Matthew can advise across a limited set of mortgage products, which may be provided by companies Matthew works with. This limitation may allow Matthew to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.

  • Qualifications Uploaded

    Qualifications not yet added

    Matthew has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Matthew has not yet added their fees to their profile

  • 6

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Matthew

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Matthew (based on 6 first impressions)

I bring a decade of mortgage expertise to Compound Wealth Planning, prioritising lasting client relationships over transactions. With a focus on personalised service, I guide clients through complex mortgage needs, drawing from extensive experience across various sectors. I have a diverse background, ranging from Nationwide Building Society to specialised mortgage fields, which underscores my versatility and commitment to client success. I'm passionate about offering more than just mortgage advice. It's about forging enduring connections, comprehending unique aspirations, and navigating clients through the complexities of mortgages for a secure future. Your home or other property may be repossessed if you do not keep up repayments on your mortgage. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Matthew's clients

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