Emma Hutchinson

Emma Hutchinson

West Yorkshire Money Limited

Minimum mortgage: Any amount

0330 038 8938
Based in Pontefract
View location

Top Rated 2025
Verified since: October, 2019

5 out of 5

111 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 14 April 2025

    Emma is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Emma's status

  • 8

    Recent Client Reviews

    Verified reviews: 100%

    Emma has received 8 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 09 April 2025

    Emma can advise across a wide range of mortgage products in the market. It is important to ask if Emma checks lenders’ direct-only deals.

  • Qualifications Uploaded

    Qualifications not yet added

    Emma has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Emma has not yet added their fees to their profile

  • 21

    Positive First Impressions

    95% of users who are not yet clients had a positive first experience with Emma

    95% of VouchedFor users have had a positive (4 or 5 star) first experience with Emma (based on 21 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 14 April 2025

    Emma is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Emma's status

  • 8

    Recent Client Reviews

    Verified reviews: 100%

    Emma has received 8 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 09 April 2025

    Emma can advise across a wide range of mortgage products in the market. It is important to ask if Emma checks lenders’ direct-only deals.

  • Qualifications Uploaded

    Qualifications not yet added

    Emma has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Emma has not yet added their fees to their profile

  • 21

    Positive First Impressions

    95% of users who are not yet clients had a positive first experience with Emma

    95% of VouchedFor users have had a positive (4 or 5 star) first experience with Emma (based on 21 first impressions)

I have worked in financial services for the last 14 years during this time I have worked as a general insurance advisor, personal assistant and mortgage advisor so I have a good understanding of the purchase and re-mortgage process. Since 2011 my vocation has been as a mortgage and protection advisor. In the past I have worked within a network of estate agents in Yorkshire but I am now based at West Yorkshire Money in Pontefract. I pride myself on putting my clients at ease by listening to all their requirements and providing the right advice for their circumstances. I love my job and get great satisfaction in securing a new mortgage for my client especially if is their first home. I can deal with clients on a face to face basis or over the phone and email. My aim is to provide simple smart advice which doesn’t cost the earth while ensuring my clients fully understand the financial commitment they are making. I can help with • Exclusive Mortgage products & Rates available, speaking with me can save you time and money by searching whole of the market so over 200 Mortgage Lenders instantly. • Affordability check & Criteria Check. • Provide a Mortgage in Principle. • Free Advice available for Life Cover, Critical Illness, Mortgage Protection, Income Protection. • Assistance with obtaining Solicitors Quotes from my local panel of recommended Solicitors. • Home Insurance. • Will, Pension and Investment Advice available from a recommended panel. I became a mum in 2018 and when I am not in the office, I love spending time with my family.

Offers available through VouchedFor

Contact Emma through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Emma's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

Household income

Mortgage value

Savings

Clients' level of financial expertise

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Adviser Disclaimer

Think carefully before securing debt against your home. Your home may be repossessed if you do not keep up payments on your mortgage or any other loans secured on it. West Yorkshire Money Limited Company Registration number 11776461. Registered Address at Fourth Floor Warwick House, 65-66 Queen Street, London, United Kingdom, EC4R 1EB, with a Trading Address at Ropergate House, 43 Ropergate, Pontefract, West Yorkshire, WF8 1JY. West Yorkshire Money Limited is registered with the Data Protection Act 1998 registration No. ZA490940 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 840545.