Carol Brown

Carol Brown

First Choice Mortgage Company

Minimum mortgage: Any amount

0330 038 8941
Based in Newbury
View location

Top Rated 2025
Verified since: September, 2017

4.9 out of 5

373 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 22 February 2025

    Carol is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Carol's status

  • 18

    Recent Client Reviews

    Verified reviews: 100%

    Carol has received 18 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 12 November 2024

    Carol can advise across a wide range of mortgage products in the market. It is important to ask if Carol checks lenders’ direct-only deals.

  • 3

    Qualifications Uploaded

    3 qualification certificates available to view

    Carol has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Carol has provided information on their typical fees

    Carol has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 48

    Positive First Impressions

    88% of users who are not yet clients had a positive first experience with Carol

    88% of VouchedFor users have had a positive (4 or 5 star) first experience with Carol (based on 48 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 22 February 2025

    Carol is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Carol's status

  • 18

    Recent Client Reviews

    Verified reviews: 100%

    Carol has received 18 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 12 November 2024

    Carol can advise across a wide range of mortgage products in the market. It is important to ask if Carol checks lenders’ direct-only deals.

  • 3

    Qualifications Uploaded

    3 qualification certificates available to view

    Carol has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Carol has provided information on their typical fees

    Carol has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 48

    Positive First Impressions

    88% of users who are not yet clients had a positive first experience with Carol

    88% of VouchedFor users have had a positive (4 or 5 star) first experience with Carol (based on 48 first impressions)

I am delighted to announce that First Choice Mortgage Co, have just won Mortgage Introducer Award - Best Broker Firm 2024, back in 2023 we won Best in Professional Services in the Best in Berkshire Business Awards, and previously Best in Customer Services. I have also maintained my Vouchedfor 'Top Rated Adviser' status in 2024 for five years running. With over 27 years experience working in the mortgage and protection market, more recently the last 17 owning and running First Choice Mortgage Company, formally, Your First Mortgage Company, I provide clear and impartial mortgage advice for mortgages from your first to last and all that's in between. Before any application, I offer, a Mortgage Feasibility Review where I consider your current financial situation, your aims and objectives, your budget and show you the feasibility of achieving those objectives. This Report is free to you. Our Advice Research and Recommendation Fee is only payable on application. The Report contains real time research and sets out full details of the mortgage including the benefits and all costs, e.g. set up fees payable to the lender, and forms the basis for going forward. All this is at my cost. Only on application, do we charge our one off Advice, Research and Recommendation fee of £395.00. In 2023, the smallest loan we placed was £28,000, the largest £1,125,000. I enjoy a fabulous ongoing relationship with many of my clients, sharing in engagement, weddings, new babies and sometimes, end of life. You are not a number to me, but a person(s) who is looking for a solution to their objectives, which I will help you find. I am very proud to be involved in personal life events, whether working with first time buyers taking their first steps on the 'housing' ladder, home movers and through to the older generation, helping them to improve their later life experience with a lifetime mortgage. Unfortunately, sometimes relationships come to a close and we can help you with re-budgeting to see how much you can borrow to go forward with your new journey. With every mortgage we arrange, we undertake a complimentary Financial Protection Review to show how you and your family can be financially secure in the event of long term or critical illness, premature death or loss of income. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR MORTGAGE PAYMENTS Fees: Mortgages - £395 on application of a Decision in Principal we may also be paid a commission from the provider Lifetime Mortgage - £500 on application - £500 on offer of loan we may also be paid a commission from the provider Protection Reviews: - £0.00 We may be paid a commission from the provider The guidance and/or information contained within this page is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. The Financial Conduct Authority does not regulate some forms of Buy to Lets. Your property may be repossessed if you do not keep up repayments on your mortgage. CDB Financial Services Limited t/a First Choice Mortgage Company is an appointed representative of HL Partnership, which is authorised and regulated by the Financial Conduct Authority

Offers available through VouchedFor

Contact Carol through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Carol's clients

Based on responses provided by clients who have reviewed this adviser

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Adviser Disclaimer

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE