Unavailable for contact through VouchedFor
Based in Neston
View locationNot fully verified by VouchedFor
As part of The VouchedFor Standard, we run more checks than any UK adviser site. As this adviser is not a full VouchedFor member, we have not been able to conduct all of our checks on them and they are not fully verified. Do not rely on the information on this profile without further investigation.
Not fully verified by VouchedFor
As part of The VouchedFor Standard, we run more checks than any UK adviser site. As this adviser is not a full VouchedFor member, we have not been able to conduct all of our checks on them and they are not fully verified. Do not rely on the information on this profile without further investigation.
Darren is a PFS Dip Qualified Adviser who specialises in Mortgages for Clear Cut Chartered Financial Planning. He specialises in residential and buy-to-let mortgage advice and has helped many clients across the UK. Clear Cut welcomes, First Time Buyers, Home Movers, Re-mortgagers, Buy-to-Let Investors. Darren has gained an excellent reputation with the clients at Clear Cut through clear concise advice and evidential high standards of customer service. Darren works with High Net Worth clients and mainly those borrowing c£500,000. Nonetheless, Darren also thoroughly enjoys working with First Time Buyers as he is passionate that they receive the right advice at in what can be an intimidating process first time around. Darren prides himself on flexiblity and availbility for these clients and always ensures he is availble whenever his clients need him. "I genuinely enjoy what I do and take pride in my role in the house buying process. I support my clients through step-by-step when buying their home, downsizing or trading up. From calculating their budget to valuations, to liaising with their solicitors and eventually getting those keys and moving in, I will keep you informed throughout the entire process and work with all professional parties involved so that all are in unison". "My clients are always pleasantly surprised by the options available to them and often ones they had not considered. Not only do you need to consider which type of mortgage is best for you, you also need to think about how this fits into your overall financial objectives whether they be short, medium or long term". In terms of protection, Darren says “Death and illness are not things we often like to contemplate, however, should the worst happen, thinking forward financially will ensure your loved ones are protected for the future” Darren can advise on mortgage protection, critical illness, life assurance and income protection for both personal and business. Darren works with his clients to establish their overall financial objectives. He will assess their individual circumstance, often playing devil’s advocate to truly measure a client’s needs and prioritisations. Once your position has been analysed a product can be recommended and tailored to your requirements. Darren aims to simplify the mortgage process by conducting all the ground work for the client whilst allowing them to make informed decisions throughout the process. Darren is proud to work for an independent advice firm and enjoys the challenge of researching across the whole of market without any restrictions. Clear Cut offer impartial independent advice, there are no ties to any product providers and we wouldn't have it any other way!
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Darren's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
No reviews matching your filter selections.
VouchedFor Disclaimer
Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.
Adviser Disclaimer
We offer impartial independent advice, there are no ties to any product providers meaning the research is conducted across the whole of market. Certain lenders may offer products directly to the public, rather than via an intermediary firm, with more favourable terms. Accordingly, our recommendation to you will be based on the most suitable mortgage product incorporated within the range available to intermediary firms. Any advice or recommendation that we offer to you, will only be given after we have assessed your needs and considered your financial objectives and attitude to any risks that may be involved. We will also take into account any restrictions that you wish to place on the type of products you would be willing to consider. Your home maybe repossessed if you do not keep up with your repayments. Your personal information is important to us. We will endeavour to take all due care to protect this information - we will discuss our process with you during our meeting We are required by the anti-money laundering regulations to verify the identity of our clients, to obtain information as to the purpose and nature of the business which we conduct on their behalf, and to ensure that the information we hold is up-to-date. For this purpose we may use electronic identity verification systems and we may conduct these checks from time to time throughout our relationship, not just at the beginning. HOW YOU ARE PROTECTED Clear Cut Financial Planning Ltd is an appointed representative of Sense Network Limited, Brookdale Centre, Manchester Road, Knutsford, Cheshire, WA16 0SR which is authorised and regulated by the Financial Conduct Authority, 25 The North Colonnade, Canary Wharf, London E14 5HS. Sense Network Ltd’s Financial Services Register number is 465124. Our Financial Services Register number is 603910. Sense Network Ltd’s permitted business is advising on and arranging pensions, savings and investment products, non-investment insurance contracts and mortgages. You can check this on the Financial Services Register by visiting the FCA’s website ww.fca.org.uk/firms/systems-reporting/register or by contacting the FCA on 0800 111 6768. If you, or any other interested parties i.e. guarantors, are dissatisfied with a recommendation we have made you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us: In writing: The Compliance Director, Sense Network Limited, Brookdale Centre, Manchester Road, Knutsford, Cheshire, WA16 0SR. By phone: Telephone 01565 658 840 By e-mail: Complaints@sense-network.co.uk Please be assured we treat complaints seriously. For your further protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (‘FOS’). Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk. FINANCIAL SERVICES COMPENSATION SCHEME We are also covered by the Financial Services Compensation Scheme (‘FSCS’). You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Insurance - Advising and arranging is covered for 100% of the claim, without any upper limit. Mortgages - Advising and arranging is covered up to a maximum limit of £50,000. Further information about compensation scheme arrangements is available from the FSCS at www.fscs.org.uk.