0330 038 8941
Based in Lossiemouth
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: February, 2018
5 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Emma is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Emma's status
Last checked: 26 April 2025
Emma is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Emma's status
18
Recent Client Reviews
Emma has received 18 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Emma has received 18 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Emma can advise across a wide range of mortgage products in the market. It is important to ask if Emma checks lenders’ direct-only deals.
Last checked: 11 November 2024
Emma can advise across a wide range of mortgage products in the market. It is important to ask if Emma checks lenders’ direct-only deals.
1
Qualifications Uploaded
Emma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Emma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Emma has not yet added their fees to their profile
Fees not yet added
Emma has not yet added their fees to their profile
15
Positive First Impressions
93% of VouchedFor users have had a positive (4 or 5 star) first experience with Emma (based on 15 first impressions)
93% of users who are not yet clients had a positive first experience with Emma
93% of VouchedFor users have had a positive (4 or 5 star) first experience with Emma (based on 15 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Emma is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Emma's status
Last checked: 26 April 2025
Emma is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Emma's status
18
Recent Client Reviews
Emma has received 18 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Emma has received 18 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Emma can advise across a wide range of mortgage products in the market. It is important to ask if Emma checks lenders’ direct-only deals.
Last checked: 11 November 2024
Emma can advise across a wide range of mortgage products in the market. It is important to ask if Emma checks lenders’ direct-only deals.
1
Qualifications Uploaded
Emma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Emma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Emma has not yet added their fees to their profile
Fees not yet added
Emma has not yet added their fees to their profile
15
Positive First Impressions
93% of VouchedFor users have had a positive (4 or 5 star) first experience with Emma (based on 15 first impressions)
93% of users who are not yet clients had a positive first experience with Emma
93% of VouchedFor users have had a positive (4 or 5 star) first experience with Emma (based on 15 first impressions)
Emma is a vastly experienced adviser having worked in Financial Services for over 35 years. The majority of her career has been spent in retail banking providing advice to clients of Halifax, Bank of Scotland & Lloyds. She specialises in all areas of Mortgage Advice ensuring that our clients understand the process and have their mortgage liability adequately protected. Emma is married with two daughters at university and in her spare time enjoys family holidays, walking her dogs and spending time with her family.
Offers available through VouchedFor
Contact Emma through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Emma's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
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