Michelle Sharpe

Michelle Sharpe

Pear Tree Mortgages

Minimum mortgage: Over £100,000

0330 038 8940
Based in Hungerford
View location

Top Rated 2025
Verified since: September, 2019

5 out of 5

81 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 17 February 2025

    Michelle is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Michelle's status

  • 10

    Recent Client Reviews

    Verified reviews: 100%

    Michelle has received 10 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 02 October 2024

    Michelle can advise across a wide range of mortgage products in the market. It is important to ask if Michelle checks lenders’ direct-only deals.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Michelle has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Michelle has provided information on their typical fees

    Michelle has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 6

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Michelle

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Michelle (based on 6 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 17 February 2025

    Michelle is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Michelle's status

  • 10

    Recent Client Reviews

    Verified reviews: 100%

    Michelle has received 10 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 02 October 2024

    Michelle can advise across a wide range of mortgage products in the market. It is important to ask if Michelle checks lenders’ direct-only deals.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Michelle has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Michelle has provided information on their typical fees

    Michelle has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 6

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Michelle

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Michelle (based on 6 first impressions)

I am completely independent and my business has grown as a result of client referrals. I am very approachable and honest - the opposite of the target driven, old-style sales person, which I loathe! My initial consultation is free and I am more than happy to meet with you face to face or discuss your needs over the phone at a time convenient for you...I'm not restricted to office hours! I am able to search the whole of the mortgage market, from High Street lenders to more specialist lenders so it is rare that I cannot provide a solution. I offer a very hands on approach, involved with all parties at every step of the process and am skilled at nagging lenders and conveyancers to ensure a smooth transition from offer to completion. I have established contacts with a huge range of lenders and industry experts whose brains I regularly pick to ensure my advice to you is spot on. So if you'd like me to review your existing mortgage and protection plans get in touch or if you need some advice on getting mortgage ready and the whole buying process give me a call...weirdly I love to talk about mortgages! Occassionally I will admit that I can't beat what you have but more often than not I can save you money. So why not get in touch?

Offers available through VouchedFor

Contact Michelle through VouchedFor and your initial 30 minute meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Michelle's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

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Clients' level of financial expertise

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Adviser Disclaimer

Pear Tree Mortgages is an Appointed Representative of Stonebridge Mortgages Ltd, which is authorised and regulated by the Financial Conduct Authority.