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Based in Hitchin
View locationNot fully verified by VouchedFor
As part of The VouchedFor Standard, we run more checks than any UK adviser site. As this adviser is not a full VouchedFor member, we have not been able to conduct all of our checks on them and they are not fully verified. Do not rely on the information on this profile without further investigation.
Not fully verified by VouchedFor
As part of The VouchedFor Standard, we run more checks than any UK adviser site. As this adviser is not a full VouchedFor member, we have not been able to conduct all of our checks on them and they are not fully verified. Do not rely on the information on this profile without further investigation.
Equity release mortgages are a growth area and a good deal more competitive than they were. With new lenders competing over an ageing population, we can explain in plain English the benefits and drawbacks. We'll help you find the best lender and scheme for you, in this fast-changing sector. With over 24 years’ experience in the mortgage market and extensive knowledge in the equity release area, our customers are at the heart of everything we do. Unlike other intermediary firms whose fees are based upon percentage of loan, we charge a fixed fee of £995 for every client, regardless of the loan amount.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
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Adviser Disclaimer
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Equity Release Mortgage Advice Ltd (FCA no. 725996) is an appointed representative of JLM Mortgage Services Ltd. which is authorised and regulated by the Financial Conduct Authority (FCA) registration number 300629. The FCA do not regulate some forms of mortgages. Equity Release Mortgage Advice Ltd is registered in England, No. 09856670. The guidance within this website is solely targeted at consumers based in the UK. EQUITY RELEASE CASES: A £995 fixed fee is payable on equity releases cases upon completion. STANDARD MORTGAGE CASES: A £495 offset fee is payable upon completion. This fee is reduced by the amount paid by the lender. Where commission from the lender exceeds £495.00, a fee will not charge a fee. In many instances no fee is payable. In more complex cases a fee of up to 1% is charged.