0330 038 8941
Based in Hamilton
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: June, 2020
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
James is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed James's status
Last checked: 19 March 2025
James is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed James's status
11
Recent Client Reviews
James has received 11 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
James has received 11 client reviews in the past 12 months; 100% of these have been verified
Limited Mortgage Adviser
James can advise across a limited set of mortgage products, which may be provided by companies James works with. This limitation may allow James to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.
Last checked: 19 November 2024
James can advise across a limited set of mortgage products, which may be provided by companies James works with. This limitation may allow James to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.
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James has not yet added their qualifications to their profile
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James has not yet added their qualifications to their profile
Transparent Fees
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James has not yet added their fees to their profile
Checks carried out by VouchedFor
FCA status: Certified by Firm
James is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed James's status
Last checked: 19 March 2025
James is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed James's status
11
Recent Client Reviews
James has received 11 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
James has received 11 client reviews in the past 12 months; 100% of these have been verified
Limited Mortgage Adviser
James can advise across a limited set of mortgage products, which may be provided by companies James works with. This limitation may allow James to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.
Last checked: 19 November 2024
James can advise across a limited set of mortgage products, which may be provided by companies James works with. This limitation may allow James to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.
Qualifications Uploaded
James has not yet added their qualifications to their profile
Qualifications not yet added
James has not yet added their qualifications to their profile
Transparent Fees
James has not yet added their fees to their profile
Fees not yet added
James has not yet added their fees to their profile
I have been established in the business since 1983 and our office is based in Hamilton. I arrange both commercial, residential mortgages and some Buy to Let mortgages. This includes mortgages for first time buyers, clients moving home and for clients who want to re mortgage their current property to raise capital for home improvements or to gain a better rate than that offered by their current lender. Commercial loans, Bridging Finance and second charge loans are by introduction to a professional third party. Commercial Lending, some Bridging Finance and most Buy to Let Mortgages are not regulated by the Financial Conduct Authority. I also arrange both personal and business protection including Relevant Life Plans from a selected panel of providers. I also arrange General Insurance. My partner in the business is Deborah Willoughby who is fully qualified in Mortgages and Protection. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Approved by The Openwork Partnership on 28/01/2025. Get help to understand the best level of life, critical illness and income cover for you. Get help with everything from buying your first property, to remortgaging, or funding investment in property. Warning: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About James's clients
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