Bede Pratt

Bede Pratt

Your Mortgage Broker

Minimum mortgage: Over £100,000

0131 268 0099
Based in Edinburgh
View location

Top Rated 2025
Verified since: November, 2016

5 out of 5

109 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 24 April 2025

    Bede is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Bede's status

  • 10

    Recent Client Reviews

    Verified reviews: 100%

    Bede has received 10 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 14 April 2025

    Bede can advise across a wide range of mortgage products in the market. It is important to ask if Bede checks lenders’ direct-only deals.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Bede has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Bede has provided information on their typical fees

    Bede has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 22

    Positive First Impressions

    91% of users who are not yet clients had a positive first experience with Bede

    91% of VouchedFor users have had a positive (4 or 5 star) first experience with Bede (based on 22 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 24 April 2025

    Bede is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Bede's status

  • 10

    Recent Client Reviews

    Verified reviews: 100%

    Bede has received 10 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 14 April 2025

    Bede can advise across a wide range of mortgage products in the market. It is important to ask if Bede checks lenders’ direct-only deals.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Bede has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Bede has provided information on their typical fees

    Bede has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 22

    Positive First Impressions

    91% of users who are not yet clients had a positive first experience with Bede

    91% of VouchedFor users have had a positive (4 or 5 star) first experience with Bede (based on 22 first impressions)

As an expert mortgage and insurance adviser I'm able to make finding the right mortgage for you easy, ensuring you get a great deal and find products suiting your specific circumstances. With access to over 90 lenders I can search thousands of mortgages to find the right one for you. You can rely on the quality of our service given the consistently excellent reviews from other customers - we'll deal with you professionally and efficiently, getting your finances arranged as quickly as possible and as simply as possible. We're flexible in how and when you wish to meet with me - offering meetings in our office in Edinburgh's city centre or by phone. I can also accommodate meetings outside standard offices hours, eg evenings and weekends, when that suits you best. We offer free, no obligation consultations and quotes. And with Your Mortgage Broker's "No Mortgage No Fee" Promise you can rest assured that there is no charge for our service until we have you a formal mortgage offer. Our standard fee once we have you a mortgage is a very reasonable £399.

Offers available through VouchedFor

Contact Bede through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Bede's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

Household income

Mortgage value

Savings

Clients' level of financial expertise

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Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.

Adviser Disclaimer

For mortgages we charge a fee of £399 which is payable on offer. Minimum mortgage loan size of £100,000. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured upon it. Your Mortgage Broker is a trading name of Clear Mortgage Solutions Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau Limited (Derby) who are authorised and regulated by the Financial Conduct Authority. Clear Mortgage Solutions Limited. Registered Office: 8b St Vincent Street, Edinburgh, EH3 6SH. Registered in Scotland Number: SC463175