Lisa Howes

I provide complimentary initial consultations, offering personalised reports tailored to your unique lending or insurance requirements. Within this report, you’ll find quotes, maximum lending figures, and all the information presented in a clear, understandable manner, devoid of the confusing jargon that often plagues the financial industry. Whether you're embarking on the exciting journey of purchasing your first home or you're a seasoned investor exploring new opportunities in the buy-to-let market, my expertise is at your disposal. I believe that financial decisions should be approached with confidence and clarity, and my mission is to provide you with the guidance and support needed to make informed choices every step of the way. Navigating the world of lending and insurance can be daunting, especially when dealing directly with lenders. That's why I'm committed to making the process as seamless and stress-free as possible. I'll be by your side, offering expert advice and walking you through each stage of the process with patience and understanding. And because I understand that life doesn't always adhere to a 9-to-5 schedule, I'm available to assist you outside of traditional working hours, ensuring that you have access to the support you need when it's most convenient for you. With over two decades of experience in the financial services industry, I've honed my skills and developed a network of top-tier mortgage advisors. This means that you can trust in the expertise and professionalism that I bring to the table. Whether you're looking to purchase your first home, refinance your existing mortgage, or explore options for income protection and insurance coverage, I'm here to help. Here are just a few of the areas where I can provide assistance: First-time buyers: Purchasing your first home is a major milestone, and I'll guide you through the process with care and attention to detail. Remortgages: Whether you're looking to secure a better rate or release capital from your home, I can help you navigate the remortgaging process. Moving house: From porting applications to coordinating the logistics of a house move, I'll be with you every step of the way. Capital raising: Whether you're looking to fund home improvements, consolidate debt, or invest in property, I can help you explore your options. Shared Ownership: If you're considering a shared ownership property, I'll help you understand the ins and outs of the process, including staircasing options. Buy-to-lets: From traditional buy-to-let properties to limited company buy-to-lets, I can provide expert advice tailored to your investment goals. Let-to-buy: If you're considering renting out your current property and purchasing a new home, I'll help you navigate the complexities of let-to-buy arrangements. Insurance: From life insurance to income protection and critical illness cover, I'll help you find the right insurance solutions to protect yourself and your loved ones. Home Insurance: Protecting your home is essential, and I'll help you find the right insurance coverage to give you peace of mind. In short, whether you're taking your first steps onto the property ladder or you're a seasoned investor looking to expand your portfolio, I'm here to help you achieve your financial goals. Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage