0330 038 8942
Based in Coventry
View locationChecks carried out by VouchedFor
FCA status: Certified by Firm
Luke is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Luke's status
Last checked: 06 March 2025
1
Recent Client Reviews
Luke has received 1 client review in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Limited Mortgage Adviser
Luke can advise across a limited set of mortgage products, which may be provided by companies Luke works with. This limitation may allow Luke to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.
Last checked: 15 October 2024
1
Qualifications Uploaded
Luke has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Transparent Fees
Luke has not yet added their fees to their profile
Fees not yet added
25
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Luke (based on 25 first impressions)
100% of users who are not yet clients had a positive first experience with Luke
Checks carried out by VouchedFor
FCA status: Certified by Firm
Luke is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Luke's status
Last checked: 06 March 2025
1
Recent Client Reviews
Luke has received 1 client review in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Limited Mortgage Adviser
Luke can advise across a limited set of mortgage products, which may be provided by companies Luke works with. This limitation may allow Luke to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.
Last checked: 15 October 2024
1
Qualifications Uploaded
Luke has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Transparent Fees
Luke has not yet added their fees to their profile
Fees not yet added
25
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Luke (based on 25 first impressions)
100% of users who are not yet clients had a positive first experience with Luke
My names Luke Spellman and I am a Mortgage Advisor in Coventry. I have more than 10 years experience in Financial Services having worked directly for Mortgage Lenders and running my own Mortgage Brokers. I pride myself in delivering a personalised service and expert Mortgage advice. I am proudly rated 5 stars by more than 100 of my customers across Facebook, Google and Vouched For. Through my company Spellman Financial Services, I offer expert advice on these following areas: Mortgages: • House Purchase • First Time Buyer • Remortgage • BTL I can also advise on how to protect you and your family with advice on: • Life Cover • Critical Illness Cover • Income Protection • Home Insurance I have an in-depth knowledge on these specialist advice areas: • Adverse/Bad Credit • Contractor Mortgages/Self Employed • Right To Buy • Help to buy/Shared Ownership Whilst I am based in Coventry, I can work remotely and therefore service the needs of customers throughout the Country. My working hours can be flexible to meet the needs of you. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Some buy to let mortgages are not regulated by the Financial Conduct Authority. Get help to understand the best level of life, critical illness and income cover for you. Get help with everything from buying your first property, to remortgaging, or funding investment in property. Warning: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Offers available through VouchedFor
Contact Luke through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Luke's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
Review
by a verified client in Lancashire
6 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Needed a mortgage
How has Luke Spellman helped you?
Every step along the way.
Have you seen the outcome you were hoping for?
Absolutely
What could they have done better?
Nothing
Luke:
Thanks very much for the review Andy, very much appreciated.Review
by a verified client in West Midlands
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Me and my wife were looking to purchase our first house.
How has Luke Spellman helped you?
I couldn't recommend Luke Spellman highly enough. His replies were always instant- he even answered a mortgage related question on his birthday. He always has time for his customers and he bends over backwards to give them the service they need. He got the work done crazy fast, he is polite, incredibly informative, and just a general pleasure to work with. He even offered to keep our mortgage interests rates down in years to come. Seriously, you need to 100% go with this guy. I will be directing everyone to him that needs the same kind of assistance that I did. His prices are very affordable too!
Have you seen the outcome you were hoping for?
Yes, my mortgage in principle was received a day after enquiring about it. And we now live in the house that he helped us get. He is great at what he does and he deserves a pay rise.
What could they have done better?
He literally replied to a long email of mine when he was out with his family on his birthday. He didn't need to do better!
Review
by a verified client in Lancashire
2 years ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Went to Luke for the second time to help secure a mortgage on a new property.
How has Luke Spellman helped you?
Luke is absolutely fantastic, he stays in touch throughout the process, consistently goes above and beyond to help you, makes you feel incredibly comfortable at all times, and has very reasonable prices. I would highly recommend Luke to anyone (and have done).
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing.
Luke:
Thanks very much for your kind review Chris. Thank you, LukeReview
by a verified client in Warwickshire
2 years ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Was interested to know how mine and my wife's remortgage situation was looking due to certain circumstances
How has Luke Spellman helped you?
Luke got in contact incredibly quickly and offered sound, reasonable and trustworthy advice in a clear, concise manner that left me feeling a lot more confident with our situation moving forward.
Have you seen the outcome you were hoping for?
Absolutely, we now have a clear pathway forward thanks to Luke's advice
Review
by a verified client in Sussex
3 years ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I needed to secure a new rate for my mortgage - Luke was recommend to me and I am extremely grateful for his help.
How has Luke Spellman helped you?
He was knowledgeable and professional, and secured me a deal I presumed was out of my reach. Thanks for helping me hold my nerve Luke!!
Have you seen the outcome you were hoping for?
More than.
What could they have done better?
No
Luke:
Thanks very much for the review Ciara. Really pleased I was able to help. Thank you, LukeVouchedFor Disclaimer
Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.
Adviser Disclaimer
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE