Daniel Ford
JML (Financial) Associates Ltd
0330 038 8938
Based in Cobham
View locationChecks carried out by VouchedFor
FCA Regulated
Last checked: 20 February 2025
29
Recent Client Reviews
Verified reviews: 100%
Independent Mortgage Adviser
Last checked: 06 March 2025
Qualifications Uploaded
Qualifications not yet added
Transparent Fees
Fees not yet added
Checks carried out by VouchedFor
FCA Regulated
Last checked: 20 February 2025
29
Recent Client Reviews
Verified reviews: 100%
Independent Mortgage Adviser
Last checked: 06 March 2025
Qualifications Uploaded
Qualifications not yet added
Transparent Fees
Fees not yet added
With over 20 years of experience in Financial Services, I bring a comprehensive skill set in both advanced mortgage advice and equity release, holding relevant certifications in both areas. As a Director at JML Financial Associates, an independent, directly authorised mortgage and protection brokerage, I take pride in offering tailored solutions to fit each client's unique needs. My client base is wonderfully diverse, spanning first-time homebuyers, clients seeking remortgage options for better rates or additional funds, high-net-worth individuals, and older clients exploring equity release options. My focus is not only on helping clients secure the best financial solutions for their largest assets but also on educating them, so they feel empowered and confident in their decisions. I understand that financial decisions can feel complex and strive to make the process as clear and straightforward as possible. My goal is to build trust-based, long-term client relationships, and I am passionate about providing high-quality, unbiased advice that reflects each client’s financial goals. Whether you're a new buyer or an experienced homeowner, I am here to help guide you through the financial aspects of home ownership, remortgaging, or equity release, with expertise and care.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Daniel's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
Review
by a verified client in Surrey
4 days ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Purchasing my first property via mortgage
How has Daniel Ford helped you?
Every step of the way, He explained the whole process first time, also when it was due to renew the mortgage. He has been patient, knowledgeable, responsive.
Have you seen the outcome you were hoping for?
Yes, definitely.
What could they have done better?
Nothing comes to my mind.
Review
by a verified client in Norfolk
9 days ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
This is the 3rd mortgage Dan has arranged for us, we wouldn’t go anywhere else
How has Daniel Ford helped you?
Dan is extremely helpful, he explained all our options we could decide which product was best for us
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing, perfect as always
Review
by a verified client in Nottinghamshire
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
New house and recommended by a friend
How has Daniel Ford helped you?
Really proactive good advice and information about optimal mortgage to move to
Have you seen the outcome you were hoping for?
Yes, takes the stress out of wondering if we are on a good deal
What could they have done better?
You couldn’t, all really helpful
Review
by a verified client in Surrey
2 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Looking for better rates and options at the time
How has Daniel Ford helped you?
Regular contact, always on hand to call if needed and ultimately finds the best options and delivers a great service
Have you seen the outcome you were hoping for?
Always over many years now
What could they have done better?
Honestly don’t think they could have, Timescale and organisation fantastic
Review
by a verified client in Surrey
2 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Taking out a new mortgage.
How has Daniel Ford helped you?
Excellent communication from start to finish, Daniel has always looked to find the right mortgage for us. I have recommended Daniel to family and friends who have gone on to also be clients of Daniel’s.
Have you seen the outcome you were hoping for?
Always.
What could they have done better?
Nothing.
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