Rachel Ramsay

Rachel Ramsay

Ramsay Financial Ltd

Minimum mortgage: Any amount

0330 038 8938
Based in Chorley
View location

Top Rated 2025
Verified since: February, 2023

5 out of 5

77 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 19 April 2025

    Rachel is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Rachel's status

  • 32

    Recent Client Reviews

    Verified reviews: 100%

    Rachel has received 32 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 18 February 2025

    Rachel can advise across a wide range of mortgage products in the market. It is important to ask if Rachel checks lenders’ direct-only deals.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Rachel has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Rachel has provided information on their typical fees

    Rachel has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 12

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Rachel

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Rachel (based on 12 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 19 April 2025

    Rachel is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Rachel's status

  • 32

    Recent Client Reviews

    Verified reviews: 100%

    Rachel has received 32 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 18 February 2025

    Rachel can advise across a wide range of mortgage products in the market. It is important to ask if Rachel checks lenders’ direct-only deals.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Rachel has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Rachel has provided information on their typical fees

    Rachel has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 12

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Rachel

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Rachel (based on 12 first impressions)

Welcome to Ramsay Financial Ltd, where you will feel valued and prioritised as you are guided effortlessly through the entire mortgage journey. With a solid foundation of over 21 years supporting a wide range of client's needs and circumstances you can be assured that you are in safe hands. Being 'whole of market' means we can access a very large number of lenders, and some may offer 'broker only' deals which are only available to intermediaries. The value in allowing us to help you find the most appropriate mortgage can be huge and can also free up your precious time. Let us take on the stress for you! No two cases are the same and we are experts in matching the most suitable and cost-effective mortgage solution to your unique circumstances. We have supported many first time buyers, homeowners and landlords through the mortgage process and pride ourselves on being there when you need it most. With full CeMAP mortgage qualification and Professional Banker status you can be assured to receive the right advice for your needs. Our flexible approach, expertise and dedication to you is our top priority. Ramsay Financial Ltd is registered in England and Wales No. 14940340. Registered Office: High Barn, Wood Lane, Heskin, Chorley, PR7 5NU. Ramsay Financial Ltd is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority. Cornerstone Finance Group Ltd is registered in England and Wales No. 08458702. Registered Office: Unit E Copse Walk, Pontprennau, Cardiff, Wales, CF23 8RB. Ramsay Financial Ltd (No. 998584) and Cornerstone Finance Group Ltd (No. 767202) are entered on the Financial Services Register at https://register.fca.org.uk

Offers available through VouchedFor

Contact Rachel through VouchedFor and your initial 30 minute meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Rachel's clients

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Clients' level of financial expertise

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Adviser Disclaimer

Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it