0330 038 8938
Based in Chorley
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: February, 2023
5 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Rachel is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Rachel's status
Last checked: 19 April 2025
Rachel is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Rachel's status
32
Recent Client Reviews
Rachel has received 32 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Rachel has received 32 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Rachel can advise across a wide range of mortgage products in the market. It is important to ask if Rachel checks lenders’ direct-only deals.
Last checked: 18 February 2025
Rachel can advise across a wide range of mortgage products in the market. It is important to ask if Rachel checks lenders’ direct-only deals.
1
Qualifications Uploaded
Rachel has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Rachel has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Rachel has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Rachel has provided information on their typical fees
Rachel has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
12
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Rachel (based on 12 first impressions)
100% of users who are not yet clients had a positive first experience with Rachel
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Rachel (based on 12 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Rachel is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Rachel's status
Last checked: 19 April 2025
Rachel is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Rachel's status
32
Recent Client Reviews
Rachel has received 32 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Rachel has received 32 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Rachel can advise across a wide range of mortgage products in the market. It is important to ask if Rachel checks lenders’ direct-only deals.
Last checked: 18 February 2025
Rachel can advise across a wide range of mortgage products in the market. It is important to ask if Rachel checks lenders’ direct-only deals.
1
Qualifications Uploaded
Rachel has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Rachel has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Rachel has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Rachel has provided information on their typical fees
Rachel has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
12
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Rachel (based on 12 first impressions)
100% of users who are not yet clients had a positive first experience with Rachel
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Rachel (based on 12 first impressions)
Welcome to Ramsay Financial Ltd, where you will feel valued and prioritised as you are guided effortlessly through the entire mortgage journey. With a solid foundation of over 21 years supporting a wide range of client's needs and circumstances you can be assured that you are in safe hands. Being 'whole of market' means we can access a very large number of lenders, and some may offer 'broker only' deals which are only available to intermediaries. The value in allowing us to help you find the most appropriate mortgage can be huge and can also free up your precious time. Let us take on the stress for you! No two cases are the same and we are experts in matching the most suitable and cost-effective mortgage solution to your unique circumstances. We have supported many first time buyers, homeowners and landlords through the mortgage process and pride ourselves on being there when you need it most. With full CeMAP mortgage qualification and Professional Banker status you can be assured to receive the right advice for your needs. Our flexible approach, expertise and dedication to you is our top priority. Ramsay Financial Ltd is registered in England and Wales No. 14940340. Registered Office: High Barn, Wood Lane, Heskin, Chorley, PR7 5NU. Ramsay Financial Ltd is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority. Cornerstone Finance Group Ltd is registered in England and Wales No. 08458702. Registered Office: Unit E Copse Walk, Pontprennau, Cardiff, Wales, CF23 8RB. Ramsay Financial Ltd (No. 998584) and Cornerstone Finance Group Ltd (No. 767202) are entered on the Financial Services Register at https://register.fca.org.uk
Offers available through VouchedFor
Contact Rachel through VouchedFor and your initial 30 minute meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Rachel's clients
Based on responses provided by clients who have reviewed this adviser
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Clients' level of financial expertise
This adviser has some reviews that were left while they were employed at a different firm to the one they are at now.
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Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.
Adviser Disclaimer
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it