Jack Neale

I provide high quality impartial and easy to understand financial advice and guidance for personal and commercial clients in Canterbury and across Kent. I specialise in arranging personal and commercial mortgages, income protection insurance, life insurance and critical illness protection. I will carry out research for you from a range of mortgage and protection providers, and complete all the paperwork on your behalf. My process is fast and efficient for all personal and commercial mortgage clients - first time buyers, moving home, help to buy, remortgages, borrowing more, buy to let mortgages, commercial and equity release. I advise you on how and what you need to protect, and look at the best cover to suit your needs. The products I can recommend are life insurance, critical illness, income protection, accident, sickness and redundancy insurance, home insurance and estate planning for the future. Equity release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personalised illustration. Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits. MyMny Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Get help with understanding your options for releasing equity from your home. Understand the main options, the costs associated and the long term implications of each option. Equity release will reduce the value of your estate and could affect eligibility to means tested benefits. Your adviser should be able to assess and explain this to you. Warning: A Lifetime Mortgage is not suitable for everyone, and it is important to seek financial advice before taking any action. All other options available should be explored before choosing equity release.Interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home potentially to nothing. Please discuss with your family and beneficiaries. Get help to understand the best level of life, critical illness and income cover for you. Get help with everything from buying your first property, to remortgaging, or funding investment in property. Warning: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.