0117 295 0031
Based in Bristol
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: April, 2024
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Tom is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Tom's status
Last checked: 25 April 2025
Tom is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Tom's status
14
Recent Client Reviews
Tom has received 14 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Tom has received 14 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Tom can advise across a wide range of mortgage products in the market. It is important to ask if Tom checks lenders’ direct-only deals.
Last checked: 28 February 2025
Tom can advise across a wide range of mortgage products in the market. It is important to ask if Tom checks lenders’ direct-only deals.
2
Qualifications Uploaded
Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
2 qualification certificates available to view
Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Tom has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Tom has provided information on their typical fees
Tom has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
12
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Tom (based on 12 first impressions)
100% of users who are not yet clients had a positive first experience with Tom
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Tom (based on 12 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Tom is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Tom's status
Last checked: 25 April 2025
Tom is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Tom's status
14
Recent Client Reviews
Tom has received 14 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Tom has received 14 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Tom can advise across a wide range of mortgage products in the market. It is important to ask if Tom checks lenders’ direct-only deals.
Last checked: 28 February 2025
Tom can advise across a wide range of mortgage products in the market. It is important to ask if Tom checks lenders’ direct-only deals.
2
Qualifications Uploaded
Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
2 qualification certificates available to view
Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Tom has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Tom has provided information on their typical fees
Tom has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
12
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Tom (based on 12 first impressions)
100% of users who are not yet clients had a positive first experience with Tom
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Tom (based on 12 first impressions)
I have been working in the financial services sector for over ten years, specialising in retirement finance as an LIBF-accredited adviser, such as equity release and specialist retirement mortgages, as well as comprehensive estate planning reviews. Solutions for: • Term interest only mortgages coming to an end • Home improvements, debt consolidation and more • Non-standard property types all considered • Impaired credit such as defaults and county court judgments, even if they are still outstanding Or any combination of the above! I answer emails at all hours but can be reached on the phone between 09:30-20:00 Monday to Friday and will always return a voicemail same day. All appointments welcome whether via phone, Zoom, or a home visit (home visits South West only).
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Tom's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
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Clients' level of financial expertise
This adviser has some reviews that were left while they were employed at a different firm to the one they are at now.
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