0117 295 7680
Based in Bristol
View locationChecks carried out by VouchedFor
FCA status: Certified by Firm
Last checked: 11 March 2025
James is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed James's status
25
Recent Client Reviews
Verified reviews: 100%
James has received 25 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Last checked: 03 February 2025
James can advise across a wide range of mortgage products in the market. It is important to ask if James checks lenders’ direct-only deals.
1
Qualifications Uploaded
1 qualification certificate available to view
James has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
James has provided information on their typical fees
James has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
4
Positive First Impressions
100% of users who are not yet clients had a positive first experience with James
100% of VouchedFor users have had a positive (4 or 5 star) first experience with James (based on 4 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Last checked: 11 March 2025
James is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed James's status
25
Recent Client Reviews
Verified reviews: 100%
James has received 25 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Last checked: 03 February 2025
James can advise across a wide range of mortgage products in the market. It is important to ask if James checks lenders’ direct-only deals.
1
Qualifications Uploaded
1 qualification certificate available to view
James has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
James has provided information on their typical fees
James has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
4
Positive First Impressions
100% of users who are not yet clients had a positive first experience with James
100% of VouchedFor users have had a positive (4 or 5 star) first experience with James (based on 4 first impressions)
My name is James Coghlan and I have worked in estate agency and financial services since 1991 in Bristol, South Wales, Wiltshire, Gloucestershire and Worcester. Helping people achieve their financial goals is my passion. I have extensive experience in dealing with all kinds of customers and transactions and in that time I spent 24 years with the largest property group in the UK. My aim is to deliver excellent client outcomes through a personal service tailored to your needs, and my customer reviews are testament to that. I understand that sometimes mortgages and insurance can seem a bit daunting but I will explain everything in plain English so you can be sure that you are getting the right advice that perfectly suits your needs. If you are short of time or a "frequent flier" with mortgages I can deal with your matter swiftly, professionally the minimum fuss whilst still providing the most cost-effective solution. I live in North Bristol in my cottage with my wonderful Wife and teenage Son. When I am not advising clients or spending time with my family you will probably find me tinkering a classic car or playing bass guitar in a band.
Offers available through VouchedFor
Contact James through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About James's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
This adviser has some reviews that were left while they were employed at a different firm to the one they are at now.
No reviews matching your filter selections.
VouchedFor Disclaimer
Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.
Adviser Disclaimer
Your home may be repossessed if you do not keep up repayments on your mortgage. There is a fee for mortgage advice, typically £499, which will be payable upon application for your mortgage. We will charge a fee of £99 for future mortgages once you have paid our initial fee. Some buy to let mortgages, wills and funeral planning are not regulated by the FCA. Registered Address- Homelea, The Common, Bristol, BS34 6AS Ellis James Financial Ltd is authorised and regulated by the Financial Conduct Authority (Firm Registration Number 953976) Ellis James Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority Ellis James Financial Ltd is registered in England & Wales (No. 13367133)