0330 038 8938
Based in Bridgend
View locationChecks carried out by VouchedFor
FCA Regulated
Richard and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 29 March 2025
Richard and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
2
Recent Client Reviews
Richard has received 2 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Richard has received 2 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Richard can advise across a wide range of mortgage products in the market. It is important to ask if Richard checks lenders’ direct-only deals.
Last checked: 14 June 2024
Richard can advise across a wide range of mortgage products in the market. It is important to ask if Richard checks lenders’ direct-only deals.
3
Qualifications Uploaded
Richard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
3 qualification certificates available to view
Richard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Richard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Richard has provided information on their typical fees
Richard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
6
Positive First Impressions
83% of VouchedFor users have had a positive (4 or 5 star) first experience with Richard (based on 6 first impressions)
83% of users who are not yet clients had a positive first experience with Richard
83% of VouchedFor users have had a positive (4 or 5 star) first experience with Richard (based on 6 first impressions)
Checks carried out by VouchedFor
FCA Regulated
Richard and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 29 March 2025
Richard and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
2
Recent Client Reviews
Richard has received 2 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Richard has received 2 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Richard can advise across a wide range of mortgage products in the market. It is important to ask if Richard checks lenders’ direct-only deals.
Last checked: 14 June 2024
Richard can advise across a wide range of mortgage products in the market. It is important to ask if Richard checks lenders’ direct-only deals.
3
Qualifications Uploaded
Richard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
3 qualification certificates available to view
Richard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Richard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Richard has provided information on their typical fees
Richard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
6
Positive First Impressions
83% of VouchedFor users have had a positive (4 or 5 star) first experience with Richard (based on 6 first impressions)
83% of users who are not yet clients had a positive first experience with Richard
83% of VouchedFor users have had a positive (4 or 5 star) first experience with Richard (based on 6 first impressions)
I joined Sterling Welsh early in 2017 following a successful teaching career. I am a qualified, Independent Financial Adviser and whole of market Mortgage and Protection adviser, with my own buy to let portfolio developed over the last 20 years. I enjoy the technical aspects of the adviser position, and always work hard to find exciting products that fulfil clients' precise needs. Having a background in Engineering, I am fascinated by all things steam or petrol driven, as well as enjoying the beautiful mountain walks around South Wales. I'd love to be able to help you find the best mortgage deal and I don't charge for an initial consultation so, please give me a call and I will arrange an appointment either in the comfort of your own home or at our office in the beautiful seaside town of Mumbles in Swansea.
Offers available through VouchedFor
Contact Richard through VouchedFor and your initial 30 minute meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Richard's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
No reviews matching your filter selections.
VouchedFor Disclaimer
Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.
Adviser Disclaimer
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Sterling Welsh is an appointed representative of New Leaf Distribution Ltd which is authorised and regulated by the financial conduct authority (FCA). Our FCA number is 680894. Registered in England - Company number: 09455341