Jijo Joseph

Jijo Joseph

Sterling Street Limited

Minimum mortgage: Any amount

0330 038 8939
Based in Basildon
View location

Top Rated 2025
Verified since: November, 2020

4.9 out of 5

94 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 12 April 2025

    Jijo is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Jijo's status

  • 12

    Recent Client Reviews

    Verified reviews: 100%

    Jijo has received 12 client reviews in the past 12 months; 100% of these have been verified

  • Limited Mortgage Adviser

    Last checked: 31 December 2024

    Jijo can advise across a limited set of mortgage products, which may be provided by companies Jijo works with. This limitation may allow Jijo to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Jijo has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Jijo has not yet added their fees to their profile

  • 12

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Jijo

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Jijo (based on 12 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 12 April 2025

    Jijo is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Jijo's status

  • 12

    Recent Client Reviews

    Verified reviews: 100%

    Jijo has received 12 client reviews in the past 12 months; 100% of these have been verified

  • Limited Mortgage Adviser

    Last checked: 31 December 2024

    Jijo can advise across a limited set of mortgage products, which may be provided by companies Jijo works with. This limitation may allow Jijo to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Jijo has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Jijo has not yet added their fees to their profile

  • 12

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Jijo

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Jijo (based on 12 first impressions)

I work as a Mortgage and Protection Adviser for Sterling Street which specialises in Mortgage Advise and financial protection for individuals and families across the UK and as an Executive Sales Manager for Owl Financial. We are part of Openwork Partnership I joined the industry in 2010 and I am qualified to advise on a wide range of financial services. It’s a privilege to be able to help customers and their families, who can benefit from much needed products in times of need. We work with leading Lenders for mortgage and providers for insurance cover – companies you can trust to be there should you need any help. I’m based in Essex, but my customer base stretches much further than that. Whilst I would typically meet customers in their homes, at this time face-to-face meetings are being done online to help keep us safe. It’s quite straightforward and we can meet using Zoom, Teams, Skype or a similar package. The wonders of technology! In addition to helping customers, I manage a dedicated team of Protection Advisers. About Sterling Street : We’re part of Openwork, which is one of the UK’s largest networks of financial advisers. We have a nationwide network of over 1200 advisers supporting communities across the UK. Our ethos is very much customer focused; we’re committed to providing a service that surpasses expectations. You’ll find us friendly and easy to do business with. We operate to high standards of quality and are proud of the thousands of positive comments we get about the service provided by Advisers. So, if you need a mortgage advise or financial protection advice, I’m here to help – there’s no obligation to proceed. Get help with everything from buying your first property, to remortgaging, or funding investment in property. Warning: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Jijo's clients

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