Joy Harrison

Joy Harrison

Hoskin Financial Planning

Minimum mortgage: Any amount

0330 038 8939
Based in Barnstaple
View location

Top Rated 2025
Verified since: January, 2024

5 out of 5

14 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 12 April 2025

    Joy is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Joy's status

  • 9

    Recent Client Reviews

    Verified reviews: 100%

    Joy has received 9 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 08 January 2025

    Joy can advise across a wide range of mortgage products in the market. It is important to ask if Joy checks lenders’ direct-only deals.

  • 6

    Qualifications Uploaded

    6 qualification certificates available to view

    Joy has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Joy has provided information on their typical fees

    Joy has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 12 April 2025

    Joy is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Joy's status

  • 9

    Recent Client Reviews

    Verified reviews: 100%

    Joy has received 9 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 08 January 2025

    Joy can advise across a wide range of mortgage products in the market. It is important to ask if Joy checks lenders’ direct-only deals.

  • 6

    Qualifications Uploaded

    6 qualification certificates available to view

    Joy has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Joy has provided information on their typical fees

    Joy has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

I am very proud to have qualified for the 2025 Top Rated Adviser Guide featured in The Times and Telegraph. I am a specialist adviser helping people everyday exploring the equity release arena and lending options available to homeowners age 55 and over. I became a financial adviser in 1998 and for over 10 years I have focused on advising as an independent equity release specialist, I have in-depth knowledge of this niche market, I advise on options from the whole market and in a world filled with convoluted information, my approach centres around complete honesty and transparency. You can trust that I'll provide you with clear and concise options, to specifically address your unique circumstances and requirements. I advise on regulated safe plans that enable my customers to access their property wealth to help their family or enjoy a better lifestyle or retirement. I provide face-to-face meetings across the whole of the South West and beyond and having helped lots of people over the years, I get as excited today as I did at the start seeing my customers and their families prosper and I am privileged to be able to help transform the lives of many families every year. My home is a cottage in North Devon where I live with my husband and two rescue dogs, and when I am not working, I am usually found outdoors with the dogs or in my potting shed because I am a keen gardener. I provide a free initial consultation and I love meeting new people and if you feel I can be of help, please do not hesitate to get in touch for a confidential chat on 07810 882445 or at joy.harrison@hoskinfinancial.co.uk

Offers available through VouchedFor

Contact Joy through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Joy's clients

Based on responses provided by clients who have reviewed this adviser

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