0208 166 8476
Based in Abbey-Wood
View locationChecks carried out by VouchedFor
FCA status: Certified by Firm
Emma is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Emma's status
Last checked: 22 April 2025
Emma is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Emma's status
4
Recent Client Reviews
Emma has received 4 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Emma has received 4 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Emma can advise across a wide range of mortgage products in the market. It is important to ask if Emma checks lenders’ direct-only deals.
Last checked: 27 March 2025
Emma can advise across a wide range of mortgage products in the market. It is important to ask if Emma checks lenders’ direct-only deals.
2
Qualifications Uploaded
Emma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
2 qualification certificates available to view
Emma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Emma has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Emma has provided information on their typical fees
Emma has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
13
Positive First Impressions
92% of VouchedFor users have had a positive (4 or 5 star) first experience with Emma (based on 13 first impressions)
92% of users who are not yet clients had a positive first experience with Emma
92% of VouchedFor users have had a positive (4 or 5 star) first experience with Emma (based on 13 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Emma is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Emma's status
Last checked: 22 April 2025
Emma is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Emma's status
4
Recent Client Reviews
Emma has received 4 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Emma has received 4 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Emma can advise across a wide range of mortgage products in the market. It is important to ask if Emma checks lenders’ direct-only deals.
Last checked: 27 March 2025
Emma can advise across a wide range of mortgage products in the market. It is important to ask if Emma checks lenders’ direct-only deals.
2
Qualifications Uploaded
Emma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
2 qualification certificates available to view
Emma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Emma has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Emma has provided information on their typical fees
Emma has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
13
Positive First Impressions
92% of VouchedFor users have had a positive (4 or 5 star) first experience with Emma (based on 13 first impressions)
92% of users who are not yet clients had a positive first experience with Emma
92% of VouchedFor users have had a positive (4 or 5 star) first experience with Emma (based on 13 first impressions)
I obtained my qualifications with distinctions in mortgage advice as a natural progression after many years investing in the UK market and operating as a landlord. As well as remaining actively involved in my own investments and using this experience to help other investors, my client base is very diverse - so whether you are a first time buyer, moving home, investing in the buy to let market or looking to re-mortgage any of your existing properties, I provide impartial advice and make sure you get the best deal. Additionally I specialise in expat and international resident mortgages and am qualified and experienced with retirement and lifetime mortgages. It is a fantastic privilege to get to know my clients and be involved in changes in my clients lives or helping them to realise their goals. I pride myself on providing quality advice and guidance throughout the mortgage process and advising at each step with a view to building a long term relationship. My spare time tends to revolve around my family and friends. I enjoy nothing better than scuba diving with my three sons when we can and trips on the motorbikes with my partner. Please feel free to check out the services offered via our website: https://www.internationalpfg.com/ • First time buyers, movers, remortgage, buy to let, commercial investment, Equity Release • Expats and International Buyers Access to some exclusive rates and arrangements from leading lenders • Access to private banks for bespoke lending • Online and Telephone Meetings and Advice offered Emma Hernandez (CeMAP, CeRER) YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Offers available through VouchedFor
Contact Emma through VouchedFor and your initial 30 minute meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Emma's clients
Based on responses provided by clients who have reviewed this adviser
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Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.
Adviser Disclaimer
International Property Finance Limited is authorised and regulated by the Financial conduct Authority. International Property Finance Ltd Registered Company Number: 11966531Registered in England and Wales. Your home may be repossessed if you do not keep up repayments on your mortgage. We can charge a fee for arranging your mortgage of up to 1.5% depending on your circumstances - this will be discussed with you on providing advice. Our typical fees are £600 for arranging a residential mortgage on a property in the UK and £600 for a Buy to Let mortgage in the UK. Mortgages for international residents are typically £750