Terence Lapidus

Everything is connected. We either have a mortgage or plan to buy property. Children we plan for or think about having. Retirement and what that may look like. We often have a partner who we're in this together with and have to think for two. We all do our very best to setup the right structures and strategies to achieve our goals and grow our wealth optimally. You may even have a few investments or know nothing about investing. Unfortunately, working with a Traditional Financial Advisor normally costs a minimum of £300 per session and most people don't even qualify as many tend to work only with those who are worth £500k and more. Working with me is £299 for three structured sessions (a strategy planning session where I present you with an initial personalised plan / strategy for us to fine tune + two X 30 - 45min follow up action sessions) and is significantly less if Octopus Money is offered in your workplace. This includes full access to the Octopus Money financial planning platform, which is really easy to use, informative and gives one immediate clarity on current and other scenarios. You are also welcome to speak with their mortgage broker and access other bits and pieces which are part of the Octopus eco-system to support you and help you thrive. Grab yourself a coffee or tea and book me in for a free discovery session. Tell me about your setup and what you're doing or not doing. Let's discuss an optimal setup that leaves you in a stronger position and will enable you to achieve your goals sooner and more wisely if possible. Unclear on some of your goals, that's fine too, that's where we'll start. Ultimately, let's get clear on what actions you can take today to better your situation with enough flexibility to enjoy the ride. The earlier you start planning the better off you will be. I discovered my passion for financial organisation, structures and strategies while studying a degree in accounting in South Africa in the early 2000's. My enthusiasm comes from a decade working as a coach for the UK's leading financial education charity for young people and delivering lectures and workshops to the UK's top universities. Supporting clients to achieve makes me stronger too. My wife and I now work 100% remotely and live between Lisbon and a canal boat in the heart of London next to Regents Park, Marylebone. We travel extensively, saving and investing our way into a secure and comfort driven future. Working out timings, how much to invest, how much to save and the best options available is key to everything. Living a life where we enable time to ignite other passions, interests and achieve goals faster is key not only to my wife and I, but equally with all my clients. I give my best to help you work out what you don't quite know yet. When I'm not coaching or lecturing, you'll likely find me - working on an interesting startup (or mine and my wife's silversmith business) - recording and playing guitar - editing my wife's fiction novels or - in front of an easel with a paint brush. First chat on the phone / video is free, thereafter you will have a link to my diary for further sessions and email support throughout.