Nick Lawson

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Continued to offer sound advice, always helpful and responsive to any queries, providing regular updates and opportunities to meet in person

What were the circumstances that caused you to initially look for an adviser?

I needed financial help investing money to provide me with a pension.

How has Nick Lawson helped you?

Nick advised me the best options for my circumstances and also explained all about Inheritance tax which I was unsure about and reassured me that I was not liable for Inheritance Tax on my death.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

In my situation I don't feel Nick could have done anymore than he has done.

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Nick has conducted a review of my pension with me giving me options and advice.

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Transferring my old work pension to my new work pension provider making the whole process easier for me. Consolidating and have one work pension makes more sense.

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

I took along my 18 yr old daughter to my last appointment and Nick was really good with explaining finances and her accounts with her. A great introduction for her into the adult world of managing her own money eventually. Nick is trustworthy and reliable and professional but with a friendly approach.

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Nick has changed my investment company to better suit my needs.

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Keeping me updated on the current financial situation, both here and abroad. Nick has given me good advice on how best to make my portfolio work for me and my wife. Pulling together savings in different accounts and investing carefully has given me security and confidence that our finances will see us through.

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

There has only been one occasion since my last meeting with Nick that I have needed his advice. He was able to give me the neccesary help that I needed in a clear and understandable way.

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Nick has continued to offer the same friendly and personal service.

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Yes

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Has ensured that we have been kept regularly updated

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

I had money to invest in a v difficult time for investment. The returns were small bit I am confident Nick gave the best advice in tge circumstances

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Nick has kept me up to date with Brookes MacDonald and Atamos transfer.

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Reviewing investment portfolio, handling several queries

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Nick has continually kept me up to date with how my investments are progressing and continued with advice

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Nick continues to offer great service & we are very happy with our arrangement with him. It's reassuring to know that we can contact him at any time if we have a query or our circumstances have changed.

What were the circumstances that caused you to initially look for an adviser?

I was looking to invest inheritance money at a medium risk level to give me a back up for my retirement pension

How has Nick Lawson helped you?

I find Nick easy to talk to and he always has advice for my worries.

Have you seen the outcome you were hoping for?

My Investments have fallen in value from the first amount, but I have been drawing on them regularly so depleting the value.

What could they have done better?

Nothing really.

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Same as previous comments

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Ongoing

What were the circumstances that caused you to initially look for an adviser?

Need for advice

How has Nick Lawson helped you?

Offered very good advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I have been with Nick and HGH now for 5 years, in that time Nick has guided and advised me in my financial matters. I initially went to Nick to plan out my retirement and to bring my pensions together.

How has Nick Lawson helped you?

Nick has given me financial advice and supported me in my planning for retirement.

Have you seen the outcome you were hoping for?

I can honestly say that Nick has given me great advice which has turned out very well for me into retirement. He is always there for advice and does push you into anything you wouldn't normally do.

What could they have done better?

I am very satisfied in the advice I have received from Nick. I have recommended him to my friends.

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Due to illness I now have had to retire. With the current economic situation I was obviously concerned about my investments as my savings I have to use part of them to live on but Nick assured me that my money was still in the right place.

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Advice continues to be sound and concise.

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Continuing advice

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Nick again has regularly kept in touch and advised and put into action money that was released when I cut back on my working days. I feel confident that when I do retire Nick again will advise me on the monetary level to be released.

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

As above

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Nick has helped me with my investments and planning my retirement. He has advised me and given me confidence in the decisions I have had to make for living and giving me a n income in retirement.

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

The advice continues to be sound and always concise

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Continues to keep me informed and updated on my pension investments

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

I have not required any help or advice since my last review. My queries have been answered promptly and I am satisfied indeed happy with the repliea

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Nick has regularly kept in touch with me about my investments and has already advised me about reviewing my situation next April when I hopefully will be able to retire on a pension scheme through my investments.

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

He has helped me manage my investment portfolio to best advantage

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Nick has helped me plan my finances for my early retirement. He is always there to give support and advice and I am very pleased how my investments have worked out so far.

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

As above

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

I felt I was able to ask Nick's advice about an investment company - which had gone into administration. He always responds and I can rely upon him and trust him.

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Always good sound advice

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Ongoing review and advice

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Has maintained a good level of service with regular updates

This review is a follow-up review from a client who left a review previously.

How has Nick Lawson helped you since your last review?

Nick has helped put in place appropriate life and critical illness cover

Please provide a brief comment about your experience with Nick

Very helpful consultation

What were the circumstances that caused you to initially look for an adviser?

Life and critical illness cover on home move

How has Nick Lawson helped you?

Life and critical illness cover on home move

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Very good service - no real improvements required

What were the circumstances that caused you to initially look for an adviser?

needed to transfer pension to a SIPP that enables investment in commercial property

How has Nick Lawson helped you?

Listened to what I wanted to do. Properly listened. Identified a provider and talked through process.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

To invest money left by my deceased father to give me a future income for my retirement.

How has Nick Lawson helped you?

He advised me on a portfolio spread across a number of low and medium risk investments. We are to meet again a year after the investments were made to see how they are working.

Have you seen the outcome you were hoping for?

Not yet but hopefully after a year the outcome might be more hopeful.

What could they have done better?

To early for me to comment on this question as I only invested 10 months ago. Hopefully Nick Lawson is working hard on a plan to make my investments grow to earn money so I can retire.

What were the circumstances that caused you to initially look for an adviser?

I had changed from a different advisor

How has Nick Lawson helped you?

He offered long-term growth on my capital

Have you seen the outcome you were hoping for?

Not yet

What could they have done better?

Nothing to my knowledge

What were the circumstances that caused you to initially look for an adviser?

Early retirement.

How has Nick Lawson helped you?

Help with guiding me to invest money from redundancy. Advice with my pensions.

Have you seen the outcome you were hoping for?

I am happy with the advice received and the guidance with my pension and investments.

What were the circumstances that caused you to initially look for an adviser?

Imminent changes in financial circumstances

How has Nick Lawson helped you?

Listened, asked relevant questikns, offered advice.

Have you seen the outcome you were hoping for?

Early days- only invested in portfolio a few months ago.

What could they have done better?

I genuinely can't think of anything. Nick was helpful, friendly, and knowledgeable.

What were the circumstances that caused you to initially look for an adviser?

I was looking to organise my various pension policies as I had reached an age where things needed to be organised. I am not very confident in financial matters and needed advice .

How has Nick Lawson helped you?

He explained everything in terms that I was able to understand. He assessed my needs and aspirations and presented his findings in an easy to understand way.

Have you seen the outcome you were hoping for?

I am happy with the advice I was given and have proceeded with the option that was most in line with my needs. It is too early to see the results.

What could they have done better?

He did everything that I hoped for and everything I was expecting from an experienced Financial Advisor.

What were the circumstances that caused you to initially look for an adviser?

The NatWest Bank had given me financial advice previously and by law are no longer able to offer this service so contributed towards seeking independent financial advice.

How has Nick Lawson helped you?

He explained all my options available with my investment as well as looking into my frozen pension.

Have you seen the outcome you were hoping for?

Yes I got the answers that I required.

What could they have done better?

Nothing that I am aware of as I found him very professional in the way he handled my enquiry.

What were the circumstances that caused you to initially look for an adviser?

I wanted some independent advice on pensions and was not happy with my current pension provider. Also Nick Lawson was recommended to me.

How has Nick Lawson helped you?

He found another pension provider that suited my needs better.

Have you seen the outcome you were hoping for?

Yes very satisfactory.

What could they have done better?

Nothing very happy with the service provided.

What were the circumstances that caused you to initially look for an adviser?

I was not happy with the one I had got.

How has Nick Lawson helped you?

He explained everything we needed to know in way which we could easily understand.

Have you seen the outcome you were hoping for?

I am still waiting to see the results of new investments which we were quite happy to take out.

What were the circumstances that caused you to initially look for an adviser?

A reasonable return of interest on a capital sum.

How has Nick Lawson helped you?

He introduced us to a wealth management company whose product suits us well for income and flexibility.

Have you seen the outcome you were hoping for?

Most assuredly.

What were the circumstances that caused you to initially look for an adviser?

I had a lump sum to invest.

How has Nick Lawson helped you?

He recommended a company that provided a diverse range of investments which I would not of been aware of had I chosen to invest of my own back. He made it all understandable and backed up everything he explained to me in writing.

Have you seen the outcome you were hoping for?

I have only just invested, so it is too early to say.

What could they have done better?

I was happy with the service I received.

What were the circumstances that caused you to initially look for an adviser?

Firstly an appalling service from the people who held my pension funds. They were so bad that I had to go to a financial advisor to get any answers.

How has Nick Lawson helped you?

After two failed starts with other financial advisors - they never came back to me despite ME chasing them. Nick produced answers within a month, got valuations and generally got on with it.

Have you seen the outcome you were hoping for?

Hopefully yes but I am only 6 weeks into the new provider.

What could they have done better?

In my case nothing

Please provide a brief comment about your experience with Nick

He was very polite and gave me advise over the phone with which I acted on

What were the circumstances that caused you to initially look for an adviser?

Required a change of financial adviser so decided to change to Nick Lawson as dissatisfied with the existing financial adviser as products had not been reviewed for several years.

How has Nick Lawson helped you?

Listened to my concerns and especially looked at the bonds of which several had been held for over 10 years.

Have you seen the outcome you were hoping for?

Only a client since September 2016. Delighted to receive an up to date printed summary of investments in January 2017.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Planned retirement.

How has Nick Lawson helped you?

I received sound advice which was put to me in a such a manner that I fully understood my options whilst feeling fully involved in the process.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I cannot think of anything that would have improved my experience.

What were the circumstances that caused you to initially look for an adviser?

A lot of small pension pots needed gathering together.

How has Nick Lawson helped you?

Good advice on where to invest.

Have you seen the outcome you were hoping for?

So far the investment has performed as predicted.

What were the circumstances that caused you to initially look for an adviser?

My husband's sudden death (aged 48 years) meant that i was left with a lot of financial paperwork to sort out on top of being a single mum of our 8 yr old daughter.

How has Nick Lawson helped you?

It was like a huge weight had been lifted from my shoulders. I put my trust in Nick who explained everything to me. I asked for the paperwork and financial side of my affairs to be handled by HGH Wealth, to free my time up with my young daughter and concentrate on our future.

Have you seen the outcome you were hoping for?

Yes. I have a portfolio of the investments made. I keep in-touch with emails if there is anything I need to query and I have yearly reviews. Nick always responds to my queries.

What could they have done better?

That's a hard one as Nick was brilliant at handling my situation and helped to sort out my financial planning for the future. He is someone I can trust.

What were the circumstances that caused you to initially look for an adviser?

Advice regarding pension fund.

How has Nick Lawson helped you?

Arranged cash withdrawal.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

Needed to invest savings and review pensions.

How has Nick Lawson helped you?

Provided timely advice in an unknown field.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

Sale of a property which released some cash which needed investing.

How has Nick Lawson helped you?

He helped us to invest in areas we had no knowledge of, which is known to be a shark pool for inexperienced share dealing. He made the whole experience easy and comfortable, he explained everything in simple terms which is what we required.

Have you seen the outcome you were hoping for?

In view of the current financial situation he did very well, we did not want high risk investments and that is what we got.

What could they have done better?

Nothing really

What were the circumstances that caused you to initially look for an adviser?

need to obtain maximum interest on capital investment.

How has Nick Lawson helped you?

advised how and where to invest.

Have you seen the outcome you were hoping for?

not entirely due to low returns on shares but we were advised that the investment would be a long term commitment and were prepared for the long run.

What could they have done better?

we are happy with the manner in which our transactions were carried out and the professional presentations of our options

What were the circumstances that caused you to initially look for an adviser?

Unhappy with previous advice that had been given.

How has Nick Lawson helped you?

Review of my SIPP and transfer to another provider.

Have you seen the outcome you were hoping for?

Yes - annual costs reduced considerably and easy access to Nick & his team .

What could they have done better?

All good

What were the circumstances that caused you to initially look for an adviser?

Someone to help with advice on setting up a property SIPP.

How has Nick Lawson helped you?

Advice on the structuring and management of the SIPP.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

Pension and investment advice.

How has Nick Lawson helped you?

He understood our needs, and explained things well. He recommended the appropriate Fund Manager for us.

Have you seen the outcome you were hoping for?

Yes, given the state of the economy and financial markets.

What could they have done better?

I can't think so. He is always approachable, clear and patient.

What were the circumstances that caused you to initially look for an adviser?

I had a lump sum of money that needed to be working for me.

How has Nick Lawson helped you?

He spoke to me at length to understand my needs and to assess my risk limitations, and then advised on how best to achieve the result required.

Have you seen the outcome you were hoping for?

Although I am receiving the income required from this investment, at the moment the original lump sum has been reduced. Nick Lawson told me at the onset that this would be the case early on in the investment. As I only commenced the investment in 2013, I understand that this situation is normal.

What could they have done better?

From first meeting Nick Lawson I have been impressed with his wide knowledge and understanding of the financial markets. I feel confident with his advice, consequentially, I cannot suggest any advice on improvement of his service.

What were the circumstances that caused you to initially look for an adviser?

Good local company.

How has Nick Lawson helped you?

Honest straight talker.

Have you seen the outcome you were hoping for?

Yes so far so good.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Assistance and advice on pension management.

How has Nick Lawson helped you?

Nick helped deal with my pension providers, consolidating and explaining ever changing rules.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I am quite happy with the service I receive.

What were the circumstances that caused you to initially look for an adviser?

A disorganised collection of out-dated savings and pensions.

How has Nick Lawson helped you?

Reorganised all of my relevant finances into a comprehensive portfolio. Removed the burden of me having to deal with a complex financial reorganisation involving some fairly substantial detective work. Discovering a sizeable investment I didn't know I had was a bonus!.

Have you seen the outcome you were hoping for?

The range of potential financial outcomes were made clear, bearing in mind the current climate. My primary outcome objective was to find a personal financial advisor I could enjoy working with and trust.

What could they have done better?

I feel there is little that could have been done better. A huge burden was taken off my shoulders.

What were the circumstances that caused you to initially look for an adviser?

Reducing Inheritance tax in the future.

How has Nick Lawson helped you?

Advised on ways to reduce our loss to the Inland Revenue when we die.

Have you seen the outcome you were hoping for?

Not yet as We are still here!.

What were the circumstances that caused you to initially look for an adviser?

After returning to the UK from working overseas for 30+ years, I needed professional advice with my financial affairs.

How has Nick Lawson helped you?

He helped me streamline a scattered portfolio into a more modern set up. His explanations and reasons have given me great help in understanding money matters.

Have you seen the outcome you were hoping for?

He helped me make an investment into a 'Managed Fund' which has been doing well. I am very satisfied with his advice on pension and other matters.

What were the circumstances that caused you to initially look for an adviser?

To combine several pension plans into one self invested plan.

How has Nick Lawson helped you?

Advise on what was available and negotiated transfer to one plan.

Have you seen the outcome you were hoping for?

Very happy with the outcome.

What were the circumstances that caused you to initially look for an adviser?

As a Business Manager for a small company I had a sum of money in a bank account doing nothing. I required advice on how to invest this sum to give a sensible, but within reason, a risk free return.

How has Nick Lawson helped you?

At the initial meeting Nick asked the questions to get to know our business, the assets we had and the risks we were willing to take. He then clearly explained the way forward to provide us with a sound and acceptable investment plan to suit our future needs.

Have you seen the outcome you were hoping for?

Too early to say but at the moment we are very happy with the results.

What could they have done better?

We had a sum of money to invest and we received clear and concise advice.

What were the circumstances that caused you to initially look for an adviser?

Retirement planning.

How has Nick Lawson helped you?

Understanding the issues and advising accordingly.

Have you seen the outcome you were hoping for?

Too early a stage for any outcomes.

What were the circumstances that caused you to initially look for an adviser?

General update following a property acquisition.

How has Nick Lawson helped you?

Nick understood what we were trying to achieve and helped us find the best solution for now and for our future. He explained clearly the different options, the associated costs and more importantly how we could best achieve what we hoped to for the future of our family.

Have you seen the outcome you were hoping for?

We have in place better arrangements that have given much greater peace of mind than we have had previously. We are also now better able to focus on what steps we need to take next if we so wish. We have the confidence that Nick understands our family dynamics and how best to support us in the future.

What could they have done better?

Nothing that I can think of. There was a healthy dose of humour which helped the discussions in sensitive areas, but always married with great support over difficult areas of understanding so we get the right solution.

What were the circumstances that caused you to initially look for an adviser?

Poor performance of the last private pension provider.

How has Nick Lawson helped you?

Recommended and set my pension up with another provider which has turned out to be really good.

Have you seen the outcome you were hoping for?

Yes, Brilliant.

What could they have done better?

Could not have done more. Professional, relaxed and no stress. Extremely informative.