0330 038 8941
Based in York
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: October, 2013
4.8 out of 5
Checks carried out by VouchedFor
FCA Regulated
Tom and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 13 March 2025
Tom and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
13
Recent Client Reviews
Tom has received 13 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Tom has received 13 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 17 December 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
4
Qualifications Uploaded
Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
4 qualification certificates available to view
Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Tom has not yet added their fees to their profile
Fees not yet added
Tom has not yet added their fees to their profile
8
Positive First Impressions
88% of VouchedFor users have had a positive (4 or 5 star) first experience with Tom (based on 8 first impressions)
88% of users who are not yet clients had a positive first experience with Tom
88% of VouchedFor users have had a positive (4 or 5 star) first experience with Tom (based on 8 first impressions)
Checks carried out by VouchedFor
FCA Regulated
Tom and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 13 March 2025
Tom and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
13
Recent Client Reviews
Tom has received 13 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Tom has received 13 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 17 December 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
4
Qualifications Uploaded
Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
4 qualification certificates available to view
Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Tom has not yet added their fees to their profile
Fees not yet added
Tom has not yet added their fees to their profile
8
Positive First Impressions
88% of VouchedFor users have had a positive (4 or 5 star) first experience with Tom (based on 8 first impressions)
88% of users who are not yet clients had a positive first experience with Tom
88% of VouchedFor users have had a positive (4 or 5 star) first experience with Tom (based on 8 first impressions)
I have been with PenLife since 2009 and have worked in financial services, specialising in Pensions, since 2002. As a Chartered Financial Planner, I am also qualified as a Pension Transfer specialist which means I can advise on Occupational Final Salary Pension Schemes and how they fit into your retirement options and your actual, individual retirement goals. In terms of advice, I can offer fully independent recommendations. With an holistic approach I can advise on retirement, investments, Inheritance Tax and protection to be able to look at the full picture and how all of these things are fully intertwined, especially since all of the pension rule changes over the last few years. This enables me to provide a clearer picture of the opportunities and pitfalls in your particular financial needs, which I have been told I can explain and illustrate in a straight forward and easy to understand manner. Outside of work, I love spending time with family, preferably outdoors or in front of a BBQ. I also love the sea and getting the opportunity to go surfing, especially on the beach in Spain where my wife is from.
Offers available through VouchedFor
Contact Tom through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Tom's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
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