0330 038 8938
Based in Wrexham
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: April, 2020
5 out of 5
Checks carried out by VouchedFor
FCA Regulated
Tom and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 14 April 2025
Tom and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
11
Recent Client Reviews
Tom has received 11 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Tom has received 11 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 04 February 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
12
Qualifications Uploaded
Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
12 qualification certificates available to view
Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Tom has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Tom has provided information on their typical fees
Tom has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
19
Positive First Impressions
95% of VouchedFor users have had a positive (4 or 5 star) first experience with Tom (based on 19 first impressions)
95% of users who are not yet clients had a positive first experience with Tom
95% of VouchedFor users have had a positive (4 or 5 star) first experience with Tom (based on 19 first impressions)
Checks carried out by VouchedFor
FCA Regulated
Tom and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 14 April 2025
Tom and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
11
Recent Client Reviews
Tom has received 11 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Tom has received 11 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 04 February 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
12
Qualifications Uploaded
Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
12 qualification certificates available to view
Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Tom has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Tom has provided information on their typical fees
Tom has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
19
Positive First Impressions
95% of VouchedFor users have had a positive (4 or 5 star) first experience with Tom (based on 19 first impressions)
95% of users who are not yet clients had a positive first experience with Tom
95% of VouchedFor users have had a positive (4 or 5 star) first experience with Tom (based on 19 first impressions)
Tom is a member of the Personal Finance Society and a fully qualified and accredited independent financial adviser. With nearly a decade of experience in financial services, he can provide expert advice on pensions and retirement planning, investment and wealth management, tax and estate planning, protection, and mortgage advice. After graduating with a 1st Class honours degree, Tom began his career outsourcing on remediation projects for a large banking group. He has held various senior positions in finance, including leading an operation of 150 staff and a directorship at a previous firm. Tom created Harken Financial to build a practice with ethics at its core, developing a supportive culture focused on true independence and best practice to enable clients to prosper. The word 'Harken' means to attentively listen and attend to, which is fundamental to providing excellent financial planning and advice. No two clients are the same and as such it's important your adviser understands you and your needs so you can meet your objectives. Harken was built upon this sound principle. Outside of work, Tom is an avid rugby union fan, enjoys spending time with his family, playing squash and running. He supports various charities and is a committee member for a local charity that aims to bring together the local community through clubs, activities and events.
Offers available through VouchedFor
Contact Tom through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Tom's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Savings
Clients' level of financial expertise
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Adviser Disclaimer
Harken Financial Limited is an appointed representative of ValidPath Limited, which is authorised and regulated by the Financial Conduct Authority under FRN 197107. Harken Financial Limited is registered in England and Wales number 12356828.