0330 038 8938
Based in Woodbridge
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: October, 2019
4.9 out of 5
Checks carried out by VouchedFor
FCA Regulated
Toby and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 10 April 2025
Toby and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
45
Recent Client Reviews
Toby has received 45 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Toby has received 45 client reviews in the past 12 months; 100% of these have been verified
Restricted Financial Adviser
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Last checked: 16 December 2024
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
5
Qualifications Uploaded
Toby has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
5 qualification certificates available to view
Toby has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Toby has not yet added their fees to their profile
Fees not yet added
Toby has not yet added their fees to their profile
6
Positive First Impressions
83% of VouchedFor users have had a positive (4 or 5 star) first experience with Toby (based on 6 first impressions)
83% of users who are not yet clients had a positive first experience with Toby
83% of VouchedFor users have had a positive (4 or 5 star) first experience with Toby (based on 6 first impressions)
Checks carried out by VouchedFor
FCA Regulated
Toby and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 10 April 2025
Toby and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
45
Recent Client Reviews
Toby has received 45 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Toby has received 45 client reviews in the past 12 months; 100% of these have been verified
Restricted Financial Adviser
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Last checked: 16 December 2024
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
5
Qualifications Uploaded
Toby has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
5 qualification certificates available to view
Toby has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Toby has not yet added their fees to their profile
Fees not yet added
Toby has not yet added their fees to their profile
6
Positive First Impressions
83% of VouchedFor users have had a positive (4 or 5 star) first experience with Toby (based on 6 first impressions)
83% of users who are not yet clients had a positive first experience with Toby
83% of VouchedFor users have had a positive (4 or 5 star) first experience with Toby (based on 6 first impressions)
Toby has achieved Vouchedfor's Top Rated Adviser status for the past five years. Since December 2017, he has overseen and managed the David James Wealth office in Suffolk, successfully expanding the business within the region. Toby has provided guidance to a diverse range of clients, from first-time buyers to established landowners and farmers, helping them manage and protect the value of their estates. Having grown up and still residing in rural Suffolk, Toby comes from a strong farming background. He continues to assist on the family farm during early mornings, balancing his professional responsibilities with family life. With a young family of his own, Toby deeply understands the importance of planning to meet personal objectives. 'Alternative Investments invest in assets that are high risk and can be difficult to sell. The value of the investment and the income from it can fall as well as rise and investors may not get back what they originally invested, even taking into account the tax benefits. Inheritance Tax planning is not regulated by the Financial Conduct Authority Approver Quilter Financial Services Limited and Quilter Mortgage Planning Limited Dec 2024
Offers available through VouchedFor
Contact Toby through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Toby's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
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Adviser Disclaimer
David James Wealth Limited is an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority. David James Wealth Ltd is registered in England and Wales, No:11557919. Registered Address: 1St Floor, Northumberland House, 303 -306 High Holborn, London, WC1V 7JZ