Daniel Morris

What were the circumstances that caused you to initially look for an adviser?

I have known Daniel for a number of years and highly value his input especially in niche areas.

How has Daniel Morris helped you?

I have been able to make informed decisions financially based on Daniel's extensive research and knowledge when new challenges have been thrown his way.

Have you seen the outcome you were hoping for?

Yes. With Daniel's work ethics, no request is too much to ask for. Daniel always comes up with possible solutions, often multiple solutions and always conducts extra due diligence from his part. He keeps me informed throughout the whole process.

What could they have done better?

Nothing, I am really pleased with Daniel as my adviser.

What were the circumstances that caused you to initially look for an adviser?

Our previous advisor stopped his business

How has Daniel Morris helped you?

By providing us with good advice and a good product

Have you seen the outcome you were hoping for?

Mainly and if not it’s no fault of Daniel.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Advancing years and surplus funds

How has Daniel Morris helped you?

Willingness to always come and advise promptly. His personal knowledge of wide range of circumstances. His ability to seek advice from others when required.

Have you seen the outcome you were hoping for?

Yes and no, but we are confident he will continue working towards the best ends possible.

What could they have done better?

Hard to see what - pity the budget was not predicable!!

What were the circumstances that caused you to initially look for an adviser?

Wanted advice to consolidate a few frozen pensions

How has Daniel Morris helped you?

He gave advise and an investment plan was started with the company

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing comes to mind

What were the circumstances that caused you to initially look for an adviser?

Needed to gather all my pension funds into one place

How has Daniel Morris helped you?

Daniel explained everything clearly to me and sorted out what was needed to be done without me having to worry about anything.

Have you seen the outcome you were hoping for?

I understand how pensions work and at this moment in time we are doing okay.

What could they have done better?

As far as I’m concerned nothing.

What were the circumstances that caused you to initially look for an adviser?

We wanted a local reliable adviser.

How has Daniel Morris helped you?

He has enabled my pension drawdown to fit my needs and also kept me informed of all necessary facts and figures.

Have you seen the outcome you were hoping for?

Yes we have. We always feel a little more confident after we’ve seen Daniel.

What could they have done better?

Perhaps organised another golf day. ?⛳️

What were the circumstances that caused you to initially look for an adviser?

I needed someone to help me plan my finances so I could retire early.

How has Daniel Morris helped you?

By listening very carefully to what I want to achieve and coming up with individualized plans for me to do this.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing really - I am very happy with Dan's input.

What were the circumstances that caused you to initially look for an adviser?

Daniel took over our family's financial interests when one of his colleagues from his firm retired.

How has Daniel Morris helped you?

We meet up regularly with Daniel to review our family's finances. He appreciates we are cautious about investments and advises accordingly.

Have you seen the outcome you were hoping for?

Yes - on a long term basis.

What could they have done better?

Nothing, Daniel has carried out all our requests and understands our long term approach.

What were the circumstances that caused you to initially look for an adviser?

I was looking for someone to help me set up a private pension. Daniel was recommended so I contacted him for advice.

How has Daniel Morris helped you?

During the time Daniel has been our financial advisor, he has sorted out some investments that we have which we not performing well, and are now doing better. He also set up our private pension fund and arranged an equity release mortgage for us.

Have you seen the outcome you were hoping for?

Absolutely. The mortgage was exactly what we wanted, the investments are doing well and the pension fund is performing better than expected.

What could they have done better?

Nothing. Daniel has been extremely helpful, going out of his way to come and see us at home, keeping in touch during the process and contacting us for regular reviews.

What were the circumstances that caused you to initially look for an adviser?

Following retirement I had money to invest. I had some with another company and wished to seek advice from a different advisor.

How has Daniel Morris helped you?

Given advise on what are the best investments and when to move or not move money.

Have you seen the outcome you were hoping for?

Yes very much so.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I needed advice and assistance to invest a small amount of money.

How has Daniel Morris helped you?

I’m not at all financially minded but Daniel has explained in simple, clear language how I could best invest my money.

Have you seen the outcome you were hoping for?

Yes, my investments have grown steadily, which I am very happy about.

What could they have done better?

Nothing. I’m very happy with Daniel’s ongoing advice and I know that my investments are in safe hands.

What were the circumstances that caused you to initially look for an adviser?

I have been with another company as was seeking a second option for my finances.

How has Daniel Morris helped you?

Offered sound unbiased advice

Have you seen the outcome you were hoping for?

Very positive

What could they have done better?

Nothing very happy

Please provide a brief comment about your experience with Daniel

We had a quick telephone conversation

What were the circumstances that caused you to initially look for an adviser?

I am approaching retirement. I had a private pension pot and did not know how best to secure income from it for the future

How has Daniel Morris helped you?

Daniel took the time to explain my options and the pros and cons of each one. He provided written quotes which I could then consider and ask any further questions. Daniel gave a reassuring rationale for his recommendations based on my personal circumstances and approach to risk. He kept me informed throughout the application process to transfer my funds

Have you seen the outcome you were hoping for?

Yes I am very happy with the outcome and now have a regular income from my pension fund

What could they have done better?

No, I cannot fault the experience

What were the circumstances that caused you to initially look for an adviser?

Investing long term for our grandchildren.

How has Daniel Morris helped you?

Given sound advice on how and where to invest in a clear and simple none biased way.

Have you seen the outcome you were hoping for?

Yes. The investments are performing as expected.

What could they have done better?

Based on current outcomes we are very happy and cannot foresee that anything could be done better.

What were the circumstances that caused you to initially look for an adviser?

Our old advisor had ceased to trade and Daniel was recommended by a work colleague

How has Daniel Morris helped you?

He has looked after both of our pensions for the last 5 years and given us sound advice and answered all of our questions.

Have you seen the outcome you were hoping for?

Unfortunately due to the recent set of circumstances the pensions have not performed as well as we hoped but Daniel is looking to change us to a different platform and we are satisfied that he has done his best in difficult circumstances.

What could they have done better?

I cannot think of anything Daniel could have done better.

What were the circumstances that caused you to initially look for an adviser?

Assessment of pension options

How has Daniel Morris helped you?

Daniel has provided clear and concise details relating to my options regarding maximising my pension

Have you seen the outcome you were hoping for?

Yes I am very pleased and will continue to seek his advice regarding other financial possibilities

What could they have done better?

Nothing as far as I am concerned

What were the circumstances that caused you to initially look for an adviser?

I have very little experience with pensions so I wanted advice from an expert.

How has Daniel Morris helped you?

Daniel has advised me of all of the pension options that I was interested in and has given me some excellent advice to invest my current and future pension contributions to give me the return that I would like at the risk level that I am prepared to take.

Have you seen the outcome you were hoping for?

It's a little early to say, but I am happy with my choice.

What could they have done better?

I do not feel that Daniel could have done any better.

What were the circumstances that caused you to initially look for an adviser?

Initially my husband and I were referred to Daniel via our accountants. We were looking for sharia compliant investments and did not know where to begin.

How has Daniel Morris helped you?

Daniel has gone above and beyond to understand and research sharia compliant investments. This has been presented to us in a professional and concise manner to give us an understanding of any risks involved. It is evident that Daniel has heavily researched the market.

Have you seen the outcome you were hoping for?

Yes we have managed to successfully invest into the various portfolios presented to us.

What could they have done better?

We wouldn’t change anything about working with Daniel.

What were the circumstances that caused you to initially look for an adviser?

Dealing with a complex mortgage - buy to let and residential mortgage

How has Daniel Morris helped you?

Daniel has supported us to arrange two new mortgages - he supported us through the whole process from providing initial advice around different options to the arranging and execution of our mortgages. Throughout the process he provided advice and guidance and was very responsive to all of our queries

Have you seen the outcome you were hoping for?

Yes we are extremely satisfied with the outcomes

What could they have done better?

Nothing could have been improved !

What were the circumstances that caused you to initially look for an adviser?

After a shift in career, the time had come to talk to someone about my future. I felt like I'd been putting it off for too long, and that tomorrow was someone else's problem.

How has Daniel Morris helped you?

While Daniel gave me great clarity on my current and future financial positions, the biggest benefit I'm seeing so far is the weight that's been lifted. The uncertainty of my financial future, and if I was handling my finances in the most efficient way is no longer there, which feels like a large weight off my shoulders.

Have you seen the outcome you were hoping for?

The outcome I was hoping for was that I'd have the knowledge to move forward financially, knowing that how and where my money was flowing was the best option for me. I was surprised at how little I knew, and at the breadth of Daniel's expertise. He's provided me with this outcome, and a lot more.

What could they have done better?

There's nothing I would change about working with Daniel. His expertise, demeanour, and down to earth communication are all exactly what I was looking for.

What were the circumstances that caused you to initially look for an adviser?

I have recently changed career and wanted to consolidate my pensions.

How has Daniel Morris helped you?

Daniel explain the different types of pension plans available to me, helping me to understand the pros and cons of each plan. He has put a plan together to help me manage my pension plan investments, making sure they are diversified and aligned with my goals. Before this Daniels input I knew very little about pensions and my options.

Have you seen the outcome you were hoping for?

My pensions have now been consolidated and I am very comfortable with the plan we have put in place. Daniel offers a range of services and I wouldn't hesitate to use them based on my experiences with him.

What were the circumstances that caused you to initially look for an adviser?

Needed to get the best mortgage offer

How has Daniel Morris helped you?

He helped us get a good offer

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nil

What were the circumstances that caused you to initially look for an adviser?

Seeking a mortgage and financial planning for future/retirement.

How has Daniel Morris helped you?

Great advice on our mid to long term financial planning, brilliant support when securing a new mortgage, and set-up of private pensions.

Have you seen the outcome you were hoping for?

Yes!

What were the circumstances that caused you to initially look for an adviser?

I wanted the best advice to ensure I was getting value for money.

How has Daniel Morris helped you?

Daniel is super helpful and extremely responsive.

Have you seen the outcome you were hoping for?

Absolutely, yes.

What could they have done better?

Not a great deal to suggest here to be perfectly honest!

What were the circumstances that caused you to initially look for an adviser?

Initially recommended to me via my accountants when seeking a mortgage for my new holiday let in Devon.

How has Daniel Morris helped you?

He found the ideal mortgage for me and guided me through the process most professionally.

Have you seen the outcome you were hoping for?

Yes, very much so!

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Buying our first home, also re-mortgaging/finding best fixed rate.

How has Daniel Morris helped you?

Daniel played a big part in getting our mortgage together when we first brought our home with gifted equity and has now been a great help in finding the best fixed rate possible for us with what is going on with crisis currently.

Have you seen the outcome you were hoping for?

Most definitely couldn’t be happier.

What could they have done better?

Absolutely nothing, there is nothing I can think of that could have been down better. The communication was impeccable and such quick responses to any questions or queries.

Please provide a brief comment about your experience with Daniel

Very friendly and easy to talk to

Please provide a brief comment about your experience with Daniel

Daniel has been a great support & been very patient

What were the circumstances that caused you to initially look for an adviser?

Non-standard mortgage requirements

How has Daniel Morris helped you?

Finding a mortgage that I wouldn't have been able to access directly

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

First time buyer of a house - required a mortgage

How has Daniel Morris helped you?

Dan was extremely helpful in obtaining our mortgage. He clearly explained each step in the process and helped us to obtain the best deal possible given our circumstances.

Have you seen the outcome you were hoping for?

Yes, we were successful in securing a mortgage and in completing our purchase in a timely manner.

What were the circumstances that caused you to initially look for an adviser?

We are first time buyers looking to buy a house just outside of London. We wanted a financial adviser to help us find the right mortgage and to help us navigate through the complexities of buying a house (for example – finding the right insurance and highlighting certain risks such as interest rates, stamp duty etc).

How has Daniel Morris helped you?

Daniel Morris was extremely efficient and helped us acquire a Decision in Principle in no time! He explained the content of the numerous mortgage related forms to us in detailed emails and made himself available whenever we had any questions. He constantly followed up with us and ensured that the whole process of acquiring the loan was smooth and speedy. Based on our fantastic experience, I highly recommend Dan’s services.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I needed to remortage and live abroad.

How has Daniel Morris helped you?

Dan advised that he would ensure the whole process would be as stress free as possible which it was. I was very happy with how he communicated especially as I am in a different time zone and have difficulties being able calling the UK.

Have you seen the outcome you were hoping for?

Yes. I'm saving money thanks to Dan

What could they have done better?

Nothing

Please provide a brief comment about your experience with Daniel

NO CONTACT

What were the circumstances that caused you to initially look for an adviser?

My employer advised me that I needed to speak to an adviser before taking money for my retirement.

How has Daniel Morris helped you?

He advised me of how I could take my pension and of the costs involved.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

The documents sent were very long

Please provide a brief comment about your experience with Daniel

Daniel's communication is great. He responds very quickly which is so much needed in this covid times!

What were the circumstances that caused you to initially look for an adviser?

Requiring a mortgage when couldn’t lend from a bank

How has Daniel Morris helped you?

He was honest and was able to source a company that would help

Have you seen the outcome you were hoping for?

Not sure yet- still waiting but Daniel has kept us up to date all the way through

What could they have done better?

I don’t think that Daniel could have done anything better

What were the circumstances that caused you to initially look for an adviser?

Invest money for my children

How has Daniel Morris helped you?

Helped find an investment for us

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Looking for a professional company for investments and savings

How has Daniel Morris helped you?

he was very professional and took time to explain everything thoroughly

Have you seen the outcome you were hoping for?

yes

What were the circumstances that caused you to initially look for an adviser?

Home purchase

How has Daniel Morris helped you?

Advised, sources and secured a very competitive mortgage considering the circumstances.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing springs to mind. I could not fault the service Dan provided :)

Please provide a brief comment about your experience with Daniel

Very pokite and clear

Please provide a brief comment about your experience with Daniel

Provided me with a calm assurance in what has been a stressful time.

What were the circumstances that caused you to initially look for an adviser?

Renewal of Mortgage / general advice

How has Daniel Morris helped you?

Daniel helped us find the best product to renew our mortgage onto, as well as support us with more general finance thinking and organisation. He was quick to respond, thorough in his explanations and tailored the advice to our situation. Overall we were extremely happy with Daniel throughout the process and will seek out his services again in the future.

Have you seen the outcome you were hoping for?

Yes, very happy

What were the circumstances that caused you to initially look for an adviser?

Needed to get financial advise

How has Daniel Morris helped you?

He gave me advice and helped me with my property

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I was looking for the next step to making an income outside of full-time employment in the NHS and to invest in the future.

How has Daniel Morris helped you?

Daniel opened my eyes to a new world outside of employment and property (which I thought were the only obvious options for pursuing financial growth). Investing. I only wish I had made contact 5 years ago!

Have you seen the outcome you were hoping for?

My investments are still in their infancy but I am happy that I am making strides towards financial freedom. I cannot predict the future but I can say that as of today I am making hay whilst the sun shines, doing my best to secure a strong future for me and my family.

What could they have done better?

My attitude to risk has quickly changed given stable NHS employment in covid crash times, and learning how the wealthy capitalise in these situations. More insights into unconventional aggressive tactics would be useful for someone in my position e.g. stoozing (30 year old with outgoings less than income)

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Daniel Morris helped you?

Daniel supported the whole process from initial consultation to understand our requirements and through to completion of remortgage.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing more, Daniel is very knowledgable and gave us the best advice based on our circumstances

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Daniel Morris helped you?

He was hoping my with everything I needed to do and to know to rich my point

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Absolutely everything

What were the circumstances that caused you to initially look for an adviser?

Mortgage application and home insurance.

How has Daniel Morris helped you?

Our current building society would not lend us the full amount we needed for a mortgage although we had a mortgage with them for 15 years and never missed a payment due to the fact that my husband is self employed. Daniel arranged a mortgage for us without any issues, he was very professional, polite and easy to talk to and kept me updated with regular emails.

Have you seen the outcome you were hoping for?

Yes, we are now in our lovely new home.

What could they have done better?

Absolutely nothing, very pleased and would highly recommend Daniel.

Please provide a brief comment about your experience with Daniel

A really nice person and very respectfully, with the right answer for the right guestion

What were the circumstances that caused you to initially look for an adviser?

I wanted to take money from my pensions and it needed to be tax efficient

How has Daniel Morris helped you?

He helped me to take money from my pensions, whilst ensuring I am going to pay the least amount of tax possible?

Have you seen the outcome you were hoping for?

Yes, I have. We have a clear plan!

What could they have done better?

Daniel could have explained that he would udpate​ me via email

What were the circumstances that caused you to initially look for an adviser?

I was looking to re-mortgage but was unsure of my options. I also had additional savings sat in my account that weren’t generating their maximum potential. I heard via a colleague that Daniel Morris was exceptional which led to me reaching out.

How has Daniel Morris helped you?

Daniel understood my current circumstances. He listened. He therefore helped me come to the conclusion of which type of Mortgage would best suit me. In addition a, the mortgage Offset account complimented my savings without being locked in to an investment. In addition, he helped me protect my outgoings, partner and health with Income Protection and Life insurance.

Have you seen the outcome you were hoping for?

Completely. My Mortgage is being repaid faster with the offset facility and I know I have access to my savings placed within the offset account whenever I should need them. I’m satisfied with the level of insurance I have which has taken off pressure.

What could they have done better?

It’s honestly difficult to fault Daniel. He was professional, approachable, friendly and knowledgeable. I would perhaps suggest that he follows up the annual review with a pint!

What were the circumstances that caused you to initially look for an adviser?

Self employed and looking for pension planning advice and how to do so efficiently with regards to tax.

How has Daniel Morris helped you?

As above, provided me with options and advice.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

No criticism or suggestion, good unbiased advice provided.

What were the circumstances that caused you to initially look for an adviser?

I had savings that I thought could be put to better use and wanted to prepare for my future.

How has Daniel Morris helped you?

Dan was very knowledgable and understanding about my needs, he was also patient when I changed my mind numerous times regarding the options he had given me. Also simplified his suggestions so I could understand them better.

Have you seen the outcome you were hoping for?

Yes my money isn’t just sat in a savings account and the pension plan he suggested is ideal for my future needs.

What were the circumstances that caused you to initially look for an adviser?

Myself and my partner wanted insurance for ourselves

How has Daniel Morris helped you?

Danny found us insurance for a good price that suits us

Have you seen the outcome you were hoping for?

Yes. We only wanted to do something simple, but Danny was really patient and helpful

What were the circumstances that caused you to initially look for an adviser?

Wanted to understand what I could do with my pension pot

How has Daniel Morris helped you?

He gave me clear advice on how I could get my money in the way that worked best for me

Have you seen the outcome you were hoping for?

I have

What were the circumstances that caused you to initially look for an adviser?

I am self-employed and was looking for help and advice regarding a private pension

How has Daniel Morris helped you?

Daniel took time to explain my options and helped me with my questions and queries

Have you seen the outcome you were hoping for?

My penison has not been completed yet because Daniel is still preparing it. However, I feel much more confident amd knowledgable thanks to his advice and explanations

What were the circumstances that caused you to initially look for an adviser?

I wanted to understand my pensions, when I could take them and how much it would cost for me to save towards an income.

How has Daniel Morris helped you?

He helped me by explaining the options I had and what would be the most tax efficient way to save for my goals.

Have you seen the outcome you were hoping for?

I have been able to save more efficiently, so yes

What could they have done better?

Nothing- he was brilliant!

What were the circumstances that caused you to initially look for an adviser?

I wanted to have insurance for if I could not go to work, for instance if I was ill

How has Daniel Morris helped you?

Daniel has given me some options to consider for insurances with varying prices and benefits

Have you seen the outcome you were hoping for?

I feel that I have been given some good options and I will have some insurance in-place to protect me

What were the circumstances that caused you to initially look for an adviser?

We were keen to invest a sum of money for grandchildren. We wanted to invest long term and not necessarily in ISAs.

How has Daniel Morris helped you?

He listened very carefully to us and spent time discussing what our long term aims were and the different options that were open to us. He did this in a very clear, concise way and was able to answer our questions fully.

Have you seen the outcome you were hoping for?

We have been able to invest our money in a bond which suits our needs.

What could they have done better?

Daniel Morris spent a long time listening to our needs and noting our current financial position. He then gave us options for us to consider. I'm not sure he could have done anything better.

What were the circumstances that caused you to initially look for an adviser?

As always when a new year comes I go into panic mode and feel I should be looking after my money better and get everything in order!

How has Daniel Morris helped you?

He gave me extremely great advice on where to start in managing my savings, income in regards to looking at mortgages, not only that he explained my work pension scheme to me and gave me a greater understanding of how it may be important to me.

Have you seen the outcome you were hoping for?

100%

What could they have done better?

Nothing! I think the information Daniel shares on His social media page too is fantastic.

What were the circumstances that caused you to initially look for an adviser?

I wanted to set-up a pension as I am self-employed

How has Daniel Morris helped you?

Daniel has given me advice on pensions and the tax I can get back my using a pension

Have you seen the outcome you were hoping for?

I have been happy with the service received so far

What were the circumstances that caused you to initially look for an adviser?

I was unsure of pension arrangements

How has Daniel Morris helped you?

Reviewed existing pension and advised on freedoms, helped me to understand how I can retire today.

Have you seen the outcome you were hoping for?

Daniel helped in the way I asked

What were the circumstances that caused you to initially look for an adviser?

I NEEDED A LIFE INSURANCE POLICY FOR MYSELF AND MY PARTNER

How has Daniel Morris helped you?

HE IS RECOMMENDING A SUITABLE POLICY AND HAS PUT ME IN-TOUCH WITH A MORTGAGE ADVISER

Have you seen the outcome you were hoping for?

YES

What could they have done better?

NOTHING

What were the circumstances that caused you to initially look for an adviser?

I needed advice on my pensions.

How has Daniel Morris helped you?

He helped me understand my options and how much I should aim to save.

Have you seen the outcome you were hoping for?

I am happy with the outcome and the advice given to me. Daniel was very helpful.

What could they have done better?

Daniel should continue to meet me regularly, in order for me to understand my pension value.

What were the circumstances that caused you to initially look for an adviser?

We currently use a different financial advisor and we’re looking to investigate the market further for further investments.

How has Daniel Morris helped you?

Daniel talked in depth about our current financial circumstances to understand what we were looking for and over what time period. We discussed various options dependant on our goals and levels of risk we were wishing to take. We spent a good amount of time discussing all options.

Have you seen the outcome you were hoping for?

We shall be taking up an option with Daniel based on our discussion

What could they have done better?

We felt that all our queries were answered in depth and honestly, therefore nothing springs to mind.

What were the circumstances that caused you to initially look for an adviser?

I have been contracting for a few years and had a big amount of savings that I let stay in my current account not earning me any potential return. I have then conctacted Daniel Morris to help me to get on the right track and start making my money work.

How has Daniel Morris helped you?

Daniel was very helpful. He explained various types of investments and assessed my risk profile so I would be comfortable in my investments. We have discussed my pension options, he is very knowledgable about pensions related to self-employment. We have discussed protection also as it is very important for me to be able to receive income even if I am ill for a longer term (I have no sick pay). I would recommend Daniel as he puts you at ease and you don’t feel uncomfortable asking questions, even if he has to repeat himself a couple of times.

Have you seen the outcome you were hoping for?

Yes, I have started to make my money work for me and created an emergency cash fund for my own peace of mind too.

What could they have done better?

I cannot fault Mr Morris. He was professional, very friendly and personable and I will continue seeing him for my financial needs.