Philip Mather

Philip Mather

Velarium Wealth Ltd

Minimum savings/pensions: Over £250,000

0118 443 0016
Based in Reading
View location
Top Rated 2025
Verified since: August, 2017
4.8 out of 5

63 reviews

Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 16 April 2025

    Philip and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 8

    Recent Client Reviews

    Verified reviews: 100%

    Philip has received 8 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 06 January 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • Qualifications Uploaded

    Qualifications not yet added

    Philip has not yet added their qualifications to their profile

  • Transparent Fees

    Philip has provided information on their typical fees

    Philip has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 5

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Philip

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Philip (based on 5 first impressions)

Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 16 April 2025

    Philip and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 8

    Recent Client Reviews

    Verified reviews: 100%

    Philip has received 8 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 06 January 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • Qualifications Uploaded

    Qualifications not yet added

    Philip has not yet added their qualifications to their profile

  • Transparent Fees

    Philip has provided information on their typical fees

    Philip has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 5

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Philip

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Philip (based on 5 first impressions)

I am an Independent Financial Adviser and run Velarium Wealth Ltd, a financial planning practice based in Berkshire. I specialise in Retirement Planning, Investment Portfolio Management, Financial Protection and providing Inheritance Tax Solutions. I also have experience in advising on effective workplace pension solutions for large companies. We run market leading, objective-based financial planning software, to precisely model your annual budgeting throughout your life and into retirement. We believe this provides the most engaging picture of your finances, as well as clarity and reassurance that your retirement goals can be achieved if we set the plans in motion now. All of these areas of expertise are underpinned by ensuring that our clients approach their financial planning in a tax efficient manner, balancing the repayment of debt with contributing to tax efficient savings vehicles such as Pensions and ISAs, as well as making the most out of their available tax allowances and managing their investments in accordance with risk parameters, whilst using what we consider to be the best solutions. As a local, family run firm we feel client service is paramount and would be delighted to come and see you to discuss how we can help you achieve your retirement objectives.

Offers available through VouchedFor

Contact Philip through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Philip's clients

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Clients' level of financial expertise

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