0118 443 0107
Based in Wokingham
View locationChecks carried out by VouchedFor
FCA Regulated
Last checked: 06 March 2025
10
Recent Client Reviews
Verified reviews: 100%
Independent Financial Adviser
Last checked: 03 December 2024
1
Qualifications Uploaded
1 qualification certificate available to view
Transparent Fees
Ray has provided information on their typical fees
10
Positive First Impressions
70% of users who are not yet clients had a positive first experience with Ray
Checks carried out by VouchedFor
FCA Regulated
Last checked: 06 March 2025
10
Recent Client Reviews
Verified reviews: 100%
Independent Financial Adviser
Last checked: 03 December 2024
1
Qualifications Uploaded
1 qualification certificate available to view
Transparent Fees
Ray has provided information on their typical fees
10
Positive First Impressions
70% of users who are not yet clients had a positive first experience with Ray
ABOUT I am a very experienced adviser, we offer comprehensive financial and investment planning advice for clients who want to make smart decisions about their money. I have achieved international recognition from the Million Dollar Round table and am top-rated with Vouched For. We offer an initial meeting without obligation. My interests are varied, everything from sports to the arts. We are best suited to clients who are prepared to ring the changes, in order to achieve a good lifestyle. Come and meet our friendly team. Ray L Best
Offers available through VouchedFor
If you choose to receive advice from Ray after contacting them through VouchedFor then they will discount their fees by £200.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Ray's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
Review
by a verified client in Berkshire
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I had a number of pensions across a variety of providers and I was looking to consolidate these as much as possible. I was also moving house and was long overdue in seeking financial advice regarding pension planning so I went about looking for a financial advisor and found Ray Best and UnaVida.
How has Ray Best helped you?
Ray provided me with the advice I needed regarding pension planning and was able to consolidate my various pensions into a better performing platform. That included initial guidance sessions and subsequent follow up reviews.
Have you seen the outcome you were hoping for?
I have definitely seen a positive outcome and feel much better prepared for the future thanks to Ray’s guidance.
What could they have done better?
Nothing that I can think of!
Ray:
Thank you so much for your wonderful five-star review! We truly appreciate you taking the time to share your experience. It’s fantastic to hear that Ray was able to help you consolidate your pensions and provide the financial guidance you were looking for. We’re delighted that you feel more confident about your financial future, and it’s always our goal to provide the most suitable possible advice. If you ever have any further questions or need additional support, please don’t hesitate to reach out—we’re always here to help! Once again, thank you for trusting UnaVida. We look forward to continuing to support you on your financial journey in the years ahead.Review
by a verified client in Kent
4 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
My mothers recommendation
How has Ray Best helped you?
Definitely!
Have you seen the outcome you were hoping for?
Yes I have
What could they have done better?
I cannot think of anything to write on this column as I have been satisfied with all Ray has done for me
Ray:
Thank you so much for your kind words and for taking the time to leave a review! We were able to transfer your mother's investments that were locked into Equitable Life - into flexible investment portfolios. Naturally, over a 13 year period there was a big increase in asset values. Your mother was full of fun and always made my visits interesting. I feel privileged to be assisting you and pleased to hear that you’ve been completely satisfied with our support and that your experience with UnaVida has met your expectations. We truly appreciate your trust and look forward to continuing to support you.Review
by a verified client in Berkshire
4 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Inheritance Planning but Ray offered so much more
How has Ray Best helped you?
Comprehensive financial planning. A one stop shop for Inheritance, trusts, tax planning, investments, pensions and setting up a business
Have you seen the outcome you were hoping for?
Yes it has surpassed my expectations
What could they have done better?
A written step by step guide of actions that I need to take as opposed to what they will do to achieve the desired outcome would help to avoid some confusion
Ray:
Thank you for your feedback, really appreciated by myself and the team. We’re glad to hear that Ray’s comprehensive financial planning surpassed your expectations! We are not surprised for that the highly complex arrangements may have led to moments of confusion. We have been using highly sophisticated planning and although we’ve provided detailed meeting minutes where necessary, the planning has required regular follow up communication to enhance clarity and streamline the process. Our recent advice has provided your family with a fabulous opportunity, although you were unable to find a surveyor of sufficient quality, our recommend surveyor did an excellent job for you. Your solicitors were confused about the complex arrangements you entered into and we resolved this matters by providing a detailed explanation. Our understanding is that our continued support is above and beyond what you might expect from a standard adviser and has placed our family in a very favourable position in the years ahead. .First impression
by a VouchedFor user
4 months ago
Overall
Please provide a brief comment about your experience with Ray
We have been using Ray's services for the last 4 years and throughout that time he has consistently provided excellent advice and guidance. The service offered by Ray and his team has allowed us to plan out our finances to suit our requirements.
Ray:
Thank you so much for your kind words and for trusting Ray and his team over the past four years! It's always good to hear that the advice and guidance provided have consistently met your expectations and assisted your financial planning to your needs. Your feedback will be a boost for the team and will inspire them to continue delivering excellent service. We truly value your support and look forward to assisting you in the years ahead!Review
by a verified client in Berkshire
5 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
We had been let down by previous advisors - our affairs needed sorting out.
How has Ray Best helped you?
All our investments were assessed and adjusted to better suit our needs. The chaos was organised into a better portfolio.
Have you seen the outcome you were hoping for?
Yes we have - our investments have paid off over the longer term.
What could they have done better?
Cannot think of anything.
Ray:
Thank you so much for taking the time to leave such a detailed and positive review. I'm delighted to hear that you are satisfied with the service and that we were able to organize and adjust your investments to better suit your needs. It's especially rewarding to know that your investments have performed well over time, which is always a key goal. I’m also pleased to hear that our communications are clear and that you feel confident in the advice provided. I truly value the relationship we've built and look forward to continuing to support you on your financial journey. As always, if you have any questions or need assistance at any time, don’t hesitate to reach out. Thank you for your trust and recommendation—it means a lot to me. Best regards, Ray BestVouchedFor Disclaimer
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