Lloyd French

What were the circumstances that caused you to initially look for an adviser?

It was necessary to get my ducks in a row, and get a grip of my long term financial planning.

How has Lloyd French helped you?

He and team have supported in setting up Life Insurance, pension, and investments.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I’m unable to think of anything here.

What were the circumstances that caused you to initially look for an adviser?

I wanted the best return on my investments

How has Lloyd French helped you?

Very much so, my investments have performed well above expectations

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing really. The only thing I have difficulty with is navigating the portal but that's down to my technophobic shortcomings and there's always somebody at the office to lend a helping hand.

What were the circumstances that caused you to initially look for an adviser?

I had savings money to invest

How has Lloyd French helped you?

Lloyd French has been my advisor for about 20 years and has looked after my investments and pension and has given sound advice throughout

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

We have been a client of LLoyd's for approx 20 years, we started as I am sue a lot of people do get our pensions together and to understand them.

How has Lloyd French helped you?

Lloyd's advice has helped by keeping things simple and tangible, especially the cash forecasting model has been very informative

Have you seen the outcome you were hoping for?

Yes, our finances have grown and over the next couple of years we will be in a position to start to enjoy the fruits of our labour and LLoyd's advice.

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

I have been with Lloyd for pretty much 20 years and at that time I needed reliable advice on pension investment

How has Lloyd French helped you?

He is available to answer any queries I have. The office admin backup is quick and efficient. They are always able to come back to me fast and conveniently.

Have you seen the outcome you were hoping for?

Yes.. Subject to the usual vagaries of the market

What could they have done better?

I cannot think of anything they could have been expected to have improved upon.

What were the circumstances that caused you to initially look for an adviser?

I was in a complete quandary as to how to to what’s best for my retirement and how to get the best results in place before that happens

How has Lloyd French helped you?

Lloyd was recommended to me by a friend and has now explained fully and I might add very patiently, the best course of action and advice looking ahead. Lloyd is extremely knowledgeable, professional and I feel I can trust his judgment and suggestions completely. I always feel confident,reassured and in safe hands

Have you seen the outcome you were hoping for?

I have seen the outcome I was hoping for. Whereas I was worrying about the long term future constantly, I note feel prepared and with a plan. Thank you Lloyd!!

What were the circumstances that caused you to initially look for an adviser?

Bereavement

How has Lloyd French helped you?

He has adjusted my investments to my circumstances at different stages of my life

Have you seen the outcome you were hoping for?

Largely, but then Lloyd doesn't run the British economy or the rest of the world.

What were the circumstances that caused you to initially look for an adviser?

Pension transfer

How has Lloyd French helped you?

Investment & Pension advice

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Financial advice/planning

How has Lloyd French helped you?

Proactive approach to meet with our financial objectives

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Very happy

What were the circumstances that caused you to initially look for an adviser?

I had inherited a sum of money and wanted to invest it.

How has Lloyd French helped you?

Lloyd has helped me invest an inheritance that I received.

Have you seen the outcome you were hoping for?

Over the past seven years, I have seen my investment grow.

What could they have done better?

I have always been very happy with the advice I have received from Lloyd. I feel that he has already done the best he can.

What were the circumstances that caused you to initially look for an adviser?

Wanting to safeguard my financial future and specifically retirement

How has Lloyd French helped you?

Lloyd has challenged me to think about different options and approaches to financial planning and retirement

Have you seen the outcome you were hoping for?

Yes - I have a more diverse portfolio which addresses my specific needs and objectives and have transparency in performance

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

He was introduced by a colleague

How has Lloyd French helped you?

A sensible head to help me and my wife plan.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

To get control of various pension pots that I have accumulated over the years.

How has Lloyd French helped you?

Lloyd has merged the pensions into one manageable pension.

Have you seen the outcome you were hoping for?

Yes, it’s much easier now to understand my pension provision and more importantly how I can change it now to achieve my retirement aspirations.

What could they have done better?

Nothing, I was and continue to be very happy with the service

What were the circumstances that caused you to initially look for an adviser?

Pensions advice

How has Lloyd French helped you?

Good communicator, easy to talk to, not patronising

Have you seen the outcome you were hoping for?

Yes so far!

What could they have done better?

Nothing I’m aware of

What were the circumstances that caused you to initially look for an adviser?

I initially looked for an adviser when I started earning more and wanted to put the money to work for the future.

How has Lloyd French helped you?

As a former trader I have some understanding of markets and risk. Lloyd French helped me by having the time and patience to talk through plans with me and explain at length.

Have you seen the outcome you were hoping for?

Yes, I am very satisfied with the outcome.

What could they have done better?

I had my own cash flow model that I developed that takes into account all retirement considerations. Lloyd French has a similar model that we have gone through and I have viewing access to. It could only be better if I had the ability to use it for my own scenario analysis.

What were the circumstances that caused you to initially look for an adviser?

Needed advice on my pension pot.

How has Lloyd French helped you?

Has advised and established my goals and risks and put a suitable plan in place

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Struggling to think of anything.

What were the circumstances that caused you to initially look for an adviser?

Unhappy with previous advisor.

How has Lloyd French helped you?

he has given me a clear view of my options and sound advice under difficult financial circumstances ie Covid, downturn in economy, cost of living crisis...

Have you seen the outcome you were hoping for?

yeas and no. External factors have not been favorable, but the trend is towards a better return soon.

What could they have done better?

I don't think so. The state of the economy has certainly challenged us all in any decision making.

What were the circumstances that caused you to initially look for an adviser?

Having had a full career and many posts I had accumulated a lot of different pension benefit's, Lloyd was able to bring it altogether and make sense of it for me.

How has Lloyd French helped you?

I held a healthy scepticism around financial planning, Lloyd was a recommendation to me from a relation and he was able to show me the benefits of bringing my pensions together.

Have you seen the outcome you were hoping for?

I have been a client of Lloyd's in excess of 10 years and prior to the downturn this last year in stock markets have been very satisfied with the performance

What could they have done better?

I do not know what they could improve upon, I have found whenever I need something communication both with Lloyd and especially the team behind him has been very good.

What were the circumstances that caused you to initially look for an adviser?

I need advice on my pension 20 years or so ago and was introduced to Lloyd French

How has Lloyd French helped you?

He and his team have looked after my investments, given me advice, supported my financial needs etc very efficiently, and helpfully .

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I cannot immediately think of anything they could have done better. Everything has been done very effectively and well

What were the circumstances that caused you to initially look for an adviser?

I was approaching retirement age and wanted some advice on how to invest my pension fund and additional savings. I was recommended by a work colleague.

How has Lloyd French helped you?

Lloyd helped me consolidate my pension and savings into a managed fund, and also provide me with regular annual meetings in person or on video His team have been helpful with queries and support

Have you seen the outcome you were hoping for?

Yes growth has been good subject to prevailing market conditions

What could they have done better?

Nothing, his support and advice has been very good

What were the circumstances that caused you to initially look for an adviser?

I received my inheritance and wanted advice on the best way to invest.

How has Lloyd French helped you?

Lloyd has helped to identify my financial needs and to advise and on how best to invest. He is very easy to talk to to and answers all my questions.

Have you seen the outcome you were hoping for?

Yes I have. My investments have steadily increased in value.

What could they have done better?

Nothing! Lloyd is excellent and so is his team. I'm very happy to be working with him and would recommend him to anyone.

What were the circumstances that caused you to initially look for an adviser?

The death of my first husband.

How has Lloyd French helped you?

He has helped me to invest my money for the long term over many many years.

Have you seen the outcome you were hoping for?

Broadly, but then Lloyd doesn't run the Country.

What could they have done better?

Nothing really. He has always been very helpful.

What were the circumstances that caused you to initially look for an adviser?

We have worked with Lloyd for many years and was recommended by our accountant

How has Lloyd French helped you?

Lloyd has provided consistent advice on investment and inheritance tax planning which has enabled us to plan our financial future. He has listened and understood our circumstances offering advice and guidance on relevant products and services

Have you seen the outcome you were hoping for?

The outcome has been as requested

What could they have done better?

The service has been excellent always available to answer questions as they have arisen and giving regular updates on investments

What were the circumstances that caused you to initially look for an adviser?

He has advised me for over 15 years

How has Lloyd French helped you?

With investments, financial planning for the future and pension

Have you seen the outcome you were hoping for?

Yes I am very satisfied with the outcome of his advice and I am happy to continue as a client

What could they have done better?

Nothing I can think of.

What were the circumstances that caused you to initially look for an adviser?

I needed to get my portfolio in order, be more strategic, and have some confidence in the future stability of me/my family.

How has Lloyd French helped you?

Lloyd has been able to explain things which clearly he’s an expert in, using simple language that I’m able to follow and understand. I’m happy to simply ‘rubber stamp’ anything he suggests because he clearly knows what he’s talking about and backs it up with useful data. Lloyd is then supported by an incredible team who simply make things happen! They’re brilliant.

Have you seen the outcome you were hoping for?

Yes. It’s only been a year, but my portfolio has certainly grown in line with expectations.

What could they have done better?

Genuinely, I cannot think of anything!

What were the circumstances that caused you to initially look for an adviser?

My husband has used Lloyd for his pension.

How has Lloyd French helped you?

Following the death of my husband Lloyd helped me transfer his pension over to me and offered me help and support in dealing with my own finances.

Have you seen the outcome you were hoping for?

Its early days but things are moving in the right direction.

What could they have done better?

I think they have done everything to make all the transitions as easy and as understandable as possible for me.

What were the circumstances that caused you to initially look for an adviser?

I have been working with Lloyd and his team for many years now (>20) and have always found the advice I have receieved to be measured, detailed, evidenced based and very informative. Having just had my annual review (March '23) with Lloyd, personally, I'm pleased to see that my porfolio returns and growth have met or exeeded projected returns, so I am, again, comfortable with the advice I recieve. I'm very satisfied with the service Delaunay have, and continue to provide so would be happy to recommend.

How has Lloyd French helped you?

See above

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I am happy with the service I receieve year on year.

What were the circumstances that caused you to initially look for an adviser?

Delaunay came recommended after I decided I needed an expert to look after my pension and financial planning.

How has Lloyd French helped you?

Lloyd has provided advice, recommendations and set up a base for me to now build on and and he and the team have been excellent.

Have you seen the outcome you were hoping for?

Yes so far

What were the circumstances that caused you to initially look for an adviser?

I needed advice as to how I should proceed now I am widowed and know that it is important now to plan for the future. I was reccommended to Lloyd by a family friend

How has Lloyd French helped you?

I have felt constantly that i am in good and trustworthy hands with LLoyd advising me, which is good as I am not financially that savvy. Lloyd has been patient and concise explaining everything in as much detail as possible with regards to my pension and savings. He has helped me make impoortant decisions

Have you seen the outcome you were hoping for?

I have every faith that this will happen

What were the circumstances that caused you to initially look for an adviser?

Financial planning and security

How has Lloyd French helped you?

Thorough and regular financial advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Very happy with Lloyd

What were the circumstances that caused you to initially look for an adviser?

I initially looked for a financial adviser when I started receiving annual bonus payments as an interest rate trader.

How has Lloyd French helped you?

Lloyd helped me by taking time to understand and discuss my financial aspirations.

Have you seen the outcome you were hoping for?

Yes, I am satisfied with the outcome.

What were the circumstances that caused you to initially look for an adviser?

Recover an old pension

How has Lloyd French helped you?

Yes

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Retirement planning

How has Lloyd French helped you?

Consolidated pensions and put investment strategy in place to achieve desired outcomes

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing I can think of

What were the circumstances that caused you to initially look for an adviser?

n/a

How has Lloyd French helped you?

Lloyd's financial advice has been invaluable, but his life advice has been. He was a huge support in my divorce. His sharing of contacts with me was very reassuring.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

n/a

What were the circumstances that caused you to initially look for an adviser?

Tax planning, many years ago

How has Lloyd French helped you?

I have been a client of Lloyd’s for many years now and I have always found his advice, guidance, and the financial returns he and his team have provide excellent.

Have you seen the outcome you were hoping for?

Yes…

What could they have done better?

I feel we can all wish for greater returns but, with a pragmatic eye, Lloyd has delivered.

What were the circumstances that caused you to initially look for an adviser?

Pensions

How has Lloyd French helped you?

Managed my Pension - I am now moving my ISAs as well

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I required tax efficient Investments.

How has Lloyd French helped you?

He has provided advice on various tax efficient Investments and pensions savings.

Have you seen the outcome you were hoping for?

The Investments are on going, but the Investments which have reached maturity, have achieved the reason for the investment.

What were the circumstances that caused you to initially look for an adviser?

Setting up a SASS

How has Lloyd French helped you?

Very helpful initially explaining different ways in which we could set up our pension fund

Have you seen the outcome you were hoping for?

We are very happy with the advice given.

What could they have done better?

Not a lot!!!!

What were the circumstances that caused you to initially look for an adviser?

Death of partner

How has Lloyd French helped you?

Manages my portfolio

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I am completely satisfied with the service

What were the circumstances that caused you to initially look for an adviser?

Advice and consolidating savings

How has Lloyd French helped you?

Annual advice

Have you seen the outcome you were hoping for?

Yes and the team who support him in the back office are so efficient and helpful

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Needed to move various pensions into one manageable platform and needed help and advice to ensure level of investment would provide the retirement I wanted.

How has Lloyd French helped you?

Lloyd has confidently helped us to plan our finances and manage our investments.

Have you seen the outcome you were hoping for?

Yes, our investments are long term so do fluctuate. But we understand what is happening and Lloyd keeps us updated.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Transfer of SIP pension and general advice.

How has Lloyd French helped you?

He was very well informed and his advice was sound.

Have you seen the outcome you were hoping for?

Not yet because of economic climate.

What were the circumstances that caused you to initially look for an adviser?

Dealing with pensions and investments following the death of my husband who received advice from Lloyd for at least 10 years.

How has Lloyd French helped you?

He has helped me take the stress out of transferring pensions and Isas

Have you seen the outcome you were hoping for?

Its early days.

What were the circumstances that caused you to initially look for an adviser?

I wanted to ensure my own financial security and be able to pass on what was left to my children in the most efficient manner

How has Lloyd French helped you?

Lloyd has explained the tax intricacies of various investment options as well as the risks and rewards that come with them.

Have you seen the outcome you were hoping for?

I feel confident that Lloyd has achieved both a regular income for myself and protected capital for my children.

What could they have done better?

I can't think of anything Lloyd could have done better.

What were the circumstances that caused you to initially look for an adviser?

I needed advice regarding my pension

How has Lloyd French helped you?

He managed the transition to the SIPP scheme for me many years ago and has done a reliable job for me ever since

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Everything has been pretty fine .. I cannot think of anything.

What were the circumstances that caused you to initially look for an adviser?

Prior to working with Lloyd we had not got a vision for a proper financial goal.

How has Lloyd French helped you?

Over the time of working with Lloyd we have put together a mid and long term plan and that has helped us to plan for our retirement but also to put in place sound finances for our child. His team are very good at following up those plans and putting them into place.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Dont Know

What were the circumstances that caused you to initially look for an adviser?

Lloyd has been a long term trusted adviser to my mother

How has Lloyd French helped you?

Lloyd has given advice re inheritance and also for providing my mother with financial security and income.

Have you seen the outcome you were hoping for?

Both the stated objectives have been achieved

Please provide a brief comment about your experience with Lloyd

I've so far really enjoyed working with Lloyd. He explains things in plain, simple, English, and has a lot of patience for my numerous silly questions! He has made this stuff actually quite interesting!!!

What were the circumstances that caused you to initially look for an adviser?

.

How has Lloyd French helped you?

.

Have you seen the outcome you were hoping for?

.

What were the circumstances that caused you to initially look for an adviser?

To have safe investment portfolios.

How has Lloyd French helped you?

Establishing and setting up products that are suitable for me.

Have you seen the outcome you were hoping for?

In the current climate I think things are as good as they could be.

What could they have done better?

Nothing. I feel well informed after our annual discussion.

What were the circumstances that caused you to initially look for an adviser?

Company support for a healthcare Policy and Auto-enrolment

How has Lloyd French helped you?

Provides advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

Planning for the future; in particular, retirement.

How has Lloyd French helped you?

Helpful, friendly advice. Lloyd provides options for our investments and shows us where our savings are working and where they could be improved.

Have you seen the outcome you were hoping for?

Overall yes. Some investments have crashed, over the years. Those situations seem to have been turned around, with time.

What could they have done better?

Perhaps more frequent reviews, so that it doesn't feel like we are rushing to invest funds before the cut-off date for each tax year.

This review is a follow-up review from a client who left a review previously.

How has Lloyd French helped you since your last review?

Lloyds always over great advice and solutions when its comes to financial planning helping your money work for you.

This review is a follow-up review from a client who left a review previously.

How has Lloyd French helped you since your last review?

Lloyd has helped me keep track of my investments and has offered good advice. He is very easy to approach with questions and responds quickly and fully.

This review is a follow-up review from a client who left a review previously.

How has Lloyd French helped you since your last review?

Continual support and advice

This review is a follow-up review from a client who left a review previously.

How has Lloyd French helped you since your last review?

He has kept us on track with our finances and has given sound financial advice on inheritance planning.

Please provide a brief comment about your experience with Lloyd

Lloyd was very engaging and enthusiastic, It was very informative and answered many questions. I look forward to working with Lloyd in the future

What were the circumstances that caused you to initially look for an adviser?

Management of family funds

How has Lloyd French helped you?

he was clear, helpful, patient and realistic in his advice

Have you seen the outcome you were hoping for?

yes

What were the circumstances that caused you to initially look for an adviser?

Pension planning

How has Lloyd French helped you?

Setting up SSAS

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Setting up a SSAS

How has Lloyd French helped you?

Set it up

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Less paper work, not his fault, one member abroad, again not his fault

What were the circumstances that caused you to initially look for an adviser?

Pension drawdown

How has Lloyd French helped you?

Planning and overview

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

Please provide a brief comment about your experience with Lloyd

Lloyd gave us very specific advice which has given us a clear path forward regarding our future investment plans.

Please provide a brief comment about your experience with Lloyd

Lloyd is knowledgeable and has provided us with good advise.

What were the circumstances that caused you to initially look for an adviser?

Death of partner

How has Lloyd French helped you?

Investment advice

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I had an existing pension plan with Scottish Widows and wanted to move to another provider.

How has Lloyd French helped you?

Lloyd advised me what would be the best way to invest to get a better return on my investment.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I was happy and took his advise.

Please provide a brief comment about your experience with Lloyd

A clear, concise and trustworthy guy. He has dealt with my mums investments for 30 years and now I have reached a stage in life where I am able to start making investments. So was a pretty simple decision.

Please provide a brief comment about your experience with Lloyd

Lloyd was recommended to me by my solicitor and explained all the various issues. concerns and options relating to Inheritance Tax (IHT), very patiently and clearly, with no sense of rush. He offered to prepare an outline proposal and this was exactly what I needed to enable my family to consider the options and decide on the best path to follow. I could sense that he was not following a formula and was considering my case on its own merits and with regard to finding the best solution for me and my family.

What were the circumstances that caused you to initially look for an adviser?

To ensure our long term financial future was assured.

How has Lloyd French helped you?

Good independent advice. Brilliant explanation of the world of pensions and investments for someone not in the industry.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

The comms do not live up to the experience of working with Lloyd and team by quite some distance. I do not read the emails sent - instead just go from our catch up to catch ups in person.

What were the circumstances that caused you to initially look for an adviser?

Lloyd has acted for a number of my clients for a number of years and both myself and my clients are extremely happy with the advice he has given and the planning that has been implemented

How has Lloyd French helped you?

Lloyd has acted for a number of my clients for a number of years and both myself and my clients are extremely happy with the advice he has given and the planning that has been implemented

Have you seen the outcome you were hoping for?

Lloyd has acted for a number of my clients for a number of years and both myself and my clients are extremely happy with the advice he has given and the planning that has been implemented

What were the circumstances that caused you to initially look for an adviser?

To work with us as Accountants

How has Lloyd French helped you?

Keeping us up to date with tax efficient advice and products for our clients

Have you seen the outcome you were hoping for?

Yes, Lloyd has been very helpful to us and our clients

What were the circumstances that caused you to initially look for an adviser?

Advice on how to manage our pensions

How has Lloyd French helped you?

He helped us consolidate and advice on our options

Have you seen the outcome you were hoping for?

We have a clear view on what we now have and options for drawing on our pensions

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Newly divorced and retired. Only very limited personal experience of finances, savings & investments as my ex husband always dealt with those things.

How has Lloyd French helped you?

He helped me assess my financial needs & future plans and how cautious I wanted to be with investing my capital. Took into account my pensions income in the light of being retired & what I could reasonably invest for the longer term.

Have you seen the outcome you were hoping for?

Yes Considering the upheaval in the state of the economy over recent times. He helped me understand this.

What could they have done better?

Nothing. They always give me very personal service and are easily contactable for any questions. Lloyd is well up on the financial trends & advises me accordingly. I feel he is always doing his best for me and confident having my finances in his hands.

Please provide a brief comment about your experience with Lloyd

Lloyd gave informative and simple to understand advice.

What were the circumstances that caused you to initially look for an adviser?

Previous FI was very poor with thier advice and I did'nt see them very regularly

How has Lloyd French helped you?

Asked me about my objectves and goal. Looked at my overall portfolio and gave me advice on how best to achieve my financial goals.

Have you seen the outcome you were hoping for?

Even despite taking a hit at the beginnning, the downturn in the market due to covid, overall, the portfolio is going the right way... up

What could they have done better?

Nothing I can think of

What were the circumstances that caused you to initially look for an adviser?

Hadn’t got a pension and felt I need to think seriously about future income

How has Lloyd French helped you?

Lloyd helped me get the right pension in place but mainly because he laid it all out in black and white for me instead of a long winded way

Have you seen the outcome you were hoping for?

I believe so. I trust Lloyd and it all seems to be doing as should and in fact the timing was so spot on my investment grew rapidly more than expected to begin with

What were the circumstances that caused you to initially look for an adviser?

Ez recommended

How has Lloyd French helped you?

He was our main adviser to source a product.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Maybe more tax efficient