Richard Townsend

I believe that truly effective and successful financial planning means getting regular, long-term and bespoke advice you can trust which is focused upon the quality of outcome. Over time this will build your confidence in your financial future so you can look forward with optimism. I joined the financial services sector initially serving several years in ‘apprenticeship’ with one of the UK’s premier Private Client Banks. Consequently I was pleased to be asked to join the St. James's Place Partnership over fourteen years ago on the strength of my repute. St. James’s Place is a company I knew by reputation to be amongst the very best wealth management service providers in the UK with a strong track record for its investment approach, consequently it was an easy decision to accept an invitation to join them years ago. Importantly as an appointed representative of St. James's Place I have access to what I believe is a comprehensive suite of inclusive, accessible, sophisticated and effective services. They are well suited to all those who seek the best quality of outcome for their financial planning built around their express needs. I originally came to practice in professional financial advice and planning provision eighteen plus years ago after a successful twenty years in business beforehand. My experience in business I have found invaluable in understanding my clients' real needs and planning to reach their goals. I am in possession of all relevant regularly updated professional qualifications for my services, so in combination with my experience my clients can have complete confidence in my advice and service quality. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. Auto-Enrolment products are not regulated by the Financial Conduct Authority. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 04/09/2024