Stephen Cross

Stephen Cross

True Potential Wealth Management LLP

Minimum savings/pensions: Any amount

0151 353 9033
Based in Wirral
View location

Top Rated 2025
Verified since: February, 2019

4.9 out of 5

137 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 06 April 2025

    Stephen is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Stephen's status

  • 17

    Recent Client Reviews

    Verified reviews: 100%

    Stephen has received 17 client reviews in the past 12 months; 100% of these have been verified

  • Restricted Financial Adviser

    Last checked: 01 November 2024

    When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.

  • 3

    Qualifications Uploaded

    3 qualification certificates available to view

    Stephen has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Stephen has not yet added their fees to their profile

  • 23

    Positive First Impressions

    96% of users who are not yet clients had a positive first experience with Stephen

    96% of VouchedFor users have had a positive (4 or 5 star) first experience with Stephen (based on 23 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 06 April 2025

    Stephen is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Stephen's status

  • 17

    Recent Client Reviews

    Verified reviews: 100%

    Stephen has received 17 client reviews in the past 12 months; 100% of these have been verified

  • Restricted Financial Adviser

    Last checked: 01 November 2024

    When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.

  • 3

    Qualifications Uploaded

    3 qualification certificates available to view

    Stephen has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Stephen has not yet added their fees to their profile

  • 23

    Positive First Impressions

    96% of users who are not yet clients had a positive first experience with Stephen

    96% of VouchedFor users have had a positive (4 or 5 star) first experience with Stephen (based on 23 first impressions)

Experienced local advice on Investments, Protection, and in particular Pensions, including access to True Potential Wealth Management's Final Salary Pension Transfer Specialists. My focus is on maintaining long-term trusted relationships with my clients. I believe in treating my clients exactly as I would want myself, my friends or my family to be treated. This means building a strong relationship based on trust and really understanding what matters to them. Recognising that everyone’s personal situations are unique, I will take the time to get to know you and what’s important to you, and through the use of award-winning technology, I can provide straightforward and transparent advice in a simple and convenient way. With over 20 years in the financial services industry my commitment to continued professional development ensures I maintain a high standard of knowledge enabling me to keep up with the financial challenges my clients face in an ever changing world. As a result, I will ensure that you will be better informed, confident and empowered to reach your financial goals.

Offers available through VouchedFor

Contact Stephen through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Stephen's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

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Clients' level of financial expertise

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Adviser Disclaimer

All Wealth Management Partners are Restricted Financial Advisers within True Potential Wealth Management LLP which is authorised and regulated by the Financial Conduct Authority. FRN 529810. Registered Head Office: Newburn House, Gateway West, Newburn Riverside, Newcastle upon Tyne, NE15 8NX. True Potential Wealth Management is a Limited Liability Partnership. OC356611. Your capital is at risk, investments can fluctuate in value and investors may not get the amount back they initially invest. Past performance is not a guide to future performance. Tax rules can change at any time. We offer non-investment protection products (e.g., term assurance, income protection and critical illness from a range of insurers). Please remember your home or property may be repossessed if you do not keep up repayments on your mortgage. We give clients the option to pay for mortgage advice by fee rather than commission. We offer non-investment protection products (e.g. term assurance, income protection, critical illness and buildings, and contents from a range of insurers. The Financial Conduct Authority do not regulate, Will Writing, Tax Advice and Estate Planning. The guidance and/or advice contained within the website are subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.