David Wilson

What were the circumstances that caused you to initially look for an adviser?

We wanted to plan for our financial future in a tax efficient way.

How has David Wilson helped you?

David is everything you would want in a financial advisor - very knowledgeable, patient & realistic! He has a very approachable manner & it never feels like he’s talking down to you.

Have you seen the outcome you were hoping for?

Yes definitely. We know exactly where our finances are at now & in the future.

What could they have done better?

Nothing!

What were the circumstances that caused you to initially look for an adviser?

my intial reasons, a long time ago, for seeking financial advice were around mortgages, whihc is when i came across Bespoke. Since then they have provided me with advice on pensions, general investments and inheritance planning. Transitioning from my original advisor at Bespoke (David Reaney - now retired), through to Paul Francis (who tookover Bespoke) and laterly David Wilson (over the last 3-4 years)

How has David Wilson helped you?

David has helped with very useful advise on savings (ISAs. and Junior ISAs), general investments and pension funds for our whole family. He's especially good at communiicating key issues in a friendly manner.

Have you seen the outcome you were hoping for?

To date, very much so, all of the suggested investments have provided good returns and the setting up of the right finacial circumstances for all the family is going very well.

What could they have done better?

It's not obvious what David could have done better, as well as handling the mian advice and basic finiancial mechanics, he has also been proactive at looking at options when legal changes mean our circumstances could change

What were the circumstances that caused you to initially look for an adviser?

Serendipitous meeting at a party 13 years ago, as I as about to enter self-employment and I had shares to cash in & a number of pension pots from various past employers

How has David Wilson helped you?

Building on foundations already laid down by his colleagues, David has simplified post-retirement drawdown, investment & savings planning whilst giving the confidence to enjoy my retirement pension funds

Have you seen the outcome you were hoping for?

The portfolios have performed well and the funds have delivered against expectations

What could they have done better?

Nothing, all good.

What were the circumstances that caused you to initially look for an adviser?

David contacted us suggesting we should have a review as we are contemplating some change of life plans. Following the illness of one of our children, were are consdiering a potential house move when the fragile rural housing market starts to uplift. It made sense to ensure we had given our financial position a health check before we embark upon any major projects!

How has David Wilson helped you?

David was hugely helpful, giving us an insight to considerations that we should consider. He also gave us a useful review of how our accounts have been performing in recent years. Particulary useful was the projection model that could demonstrably build in the introduction or each of our State pensions. It gave both my wife and myself a good level of comfort and reassurred us that the decision we made back in 2017 was the right one for us!

Have you seen the outcome you were hoping for?

Through the advice received I was able to achieve 'early retirement' at the age of 54. My 'pot' was not as big as some, having had a credit removed from my original pension through a divorce some 20+ years ago. I do not live an elaborate lifestyle but I am mortgage free, I can afford my bills and I have time to do things that give me pleasure. My review with David, confirms that I can continue to lead my life in this way.

What could they have done better?

I really cannot think of what could be done better. David is both personable and professional. His explanations are clear and both my wife and I have a better understadning of what the professionals do as David explains in a level that is easier for us to digest. I have recommended David and his team to a number of my old colleagues who ask me curiously "how did you manage to give up work?"

What were the circumstances that caused you to initially look for an adviser?

Coming up to retirement I had a number disperate savings accounts, investments and pensions from former employees. Speaking David showed me how I could combine these to provide me with a flexible pension income better than my very good company pension. I took a while to consider my options and decided to go with David's advice. I have not looked back. Despite take a comfortable income and various lump sums for house improvement projects and buying a new car I now have the same value in my pension account as when I started. David is a nice fellow who I now read as personal friend. I would recommend his services to anyone.

How has David Wilson helped you?

GDavid has given me me great advice regarding my pension as well as inheritance advice.

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Perhaps the only thing that could be improved is a regular annual review. Having said that David will review at any time I request it.