Bodie Dove

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

pension advice

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

Bodie has advised on wider economic factors affecting investment performance and which of my investment types are best to access or maintain as needed.

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

Bodie has kept me informed of my plan and my options and this has assisted me in making certain decisions.

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

Always there at the end of the phone

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

Bodie has been really proactive in trying to ensure we are very tax efficient and recommended putting some money into our pensions. saving us on tax and helping us to prepare for retirement.

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

Reassuring advice provided by Bodie for future financial plans

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

General advice

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

He has merged further insurance policies.

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

Bodie reassures with a informative and professional manner. Giving positive advice regarding my financial position

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

Reviewed saving plans and help to sort out power of attorney (contact)

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

He has pro-actively suggested arranged the transfer of my SIPP to SJP and so far this has seen a significant uptick in investment return

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

He has continued to fully support me with all my financial planning.

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

He listened and gave helpful advice with regards to my future plans.

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

Yes further advice and changes

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

we reviewed our pensions discussed future inheritance and how financially stable our future would be

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

Discussed future planning

What were the circumstances that caused you to initially look for an adviser?

Customer of SJP for over 15yrs

How has Bodie Dove helped you?

Bodie is a credit to his profession, giving clear advice and help on my investments

Have you seen the outcome you were hoping for?

Yes with further help regarding pensions to follow

What could they have done better?

No improvement required. I find Bodie's 1:1 annually and further advice throughout the year to be of excellent service. Leaving me very financially positive for the future

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

Personal advice for future savings

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

No

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

Bodie has been very informative and extremely helpful in dealing with any questions I have and always find the time to review my pension and hold ad hoc as well as regular planned meetings throughout past 12 months

What were the circumstances that caused you to initially look for an adviser?

Ongoing review of my pensions and wider financial circumstances.

How has Bodie Dove helped you?

Pension transfer a number of years back, ongoing pension reviews, advice ref state pension, ISA’s, savings and Will and LPA’s

Have you seen the outcome you were hoping for?

Yes my pension is steadily increasing in value and I have recently secured a sign is any interest rate on my savings.

What could they have done better?

Nothing he answers all of my queries and makes everything clear and understandable even to a lay na like myself.

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

Keeps me updated

What were the circumstances that caused you to initially look for an adviser?

Needed to invest money

How has Bodie Dove helped you?

Helped me understand how my investments are working for me.

Have you seen the outcome you were hoping for?

I am positive I will

What could they have done better?

They have helped me whenever I have needed advice.

What were the circumstances that caused you to initially look for an adviser?

With the ever increase in age the need of a good advisor is important when planning for later years.

How has Bodie Dove helped you?

Bodie Dove has a gift some other financial advisers don't have. I understand every word he tells me!

Have you seen the outcome you were hoping for?

Yes the future planning looks more positive

What could they have done better?

Time will tell.

What were the circumstances that caused you to initially look for an adviser?

Needed to transfer my personal pension

How has Bodie Dove helped you?

Bodie managed the whole process

Have you seen the outcome you were hoping for?

yes

What could they have done better?

NA

What were the circumstances that caused you to initially look for an adviser?

I became self employed and having had a company pension before that was put on hold, I needed some advice on options etc

How has Bodie Dove helped you?

Very easy to talk to and he spent a lot of time looking into the current pension I had and came up with better options.

Have you seen the outcome you were hoping for?

Yes. I now have piece of mind that my new pension will meet all my needs and Bodie is only a phone call away if I have any questions.

What could they have done better?

Nothing, first class service from start to finish.

What were the circumstances that caused you to initially look for an adviser?

Recommended by my son

How has Bodie Dove helped you?

Set up the procedure for changing wills and Powers ofcAttorney

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Please provide a brief comment about your experience with Bodie

Bodie was straight forward & gave very clear thoughts on what we were planning to achieve, with the funds available to us. We appreciated his understanding.

What were the circumstances that caused you to initially look for an adviser?

We asked for advice on our investments and improving our returns.

How has Bodie Dove helped you?

Bodie was professional and very helpful in explaining our options after reviewing our savings.

Have you seen the outcome you were hoping for?

It is a long term goal, so not yet.

What could they have done better?

we were very happy with our advice given.

What were the circumstances that caused you to initially look for an adviser?

My husband and my ages and implications of IHTax.

How has Bodie Dove helped you?

To write a trust for two of my granddaughters who have special needs unlike my other 6 grandchildren.

Have you seen the outcome you were hoping for?

I think so

What could they have done better?

Sent communications to all the trustees.

What were the circumstances that caused you to initially look for an adviser?

The pension I had was not performing as well as I hoped.

How has Bodie Dove helped you?

Giving good advice on on specific financial areas.

Have you seen the outcome you were hoping for?

Due to current inflation rises & share prices it wasn’t quite the outcome I was hoping for. Thats the risk sometimes but at least I have a good few years for it to grow.

What were the circumstances that caused you to initially look for an adviser?

Needed advice for investment plans,

How has Bodie Dove helped you?

Reviewed my investments and answered all my questions about withdrawals.

Have you seen the outcome you were hoping for?

Have not yet made the investment withdrawals.

What could they have done better?

Nothing, all was as I was advised.

What were the circumstances that caused you to initially look for an adviser?

When I retired from General Practice in 2010 I took out a large sum from my pension & also received a large sum from the sale of my share of the Practice premises. I sought financial advice with respect to investing the total sum.

How has Bodie Dove helped you?

I became a client of Bodie just over 18 months ago upon the retirement of my first financial advisor.I was very impressed with him at our first meeting when he undertook a thorough examination of my wealth portfolio which gave me a much better insight into my investments and the improvements he advised.I have felt very comfortable and confident in the continued guidance he has offered.

Have you seen the outcome you were hoping for?

Yes, but there has been little financial gain during this year following the invasion of Ukraine & our political turmoils. I can consider myself fortunate in my portfolio remaining stable during this period which I believe largely results from Bodie's wise counsel.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Started years ago with advice on Pensions for myself and husband. Now retired need inheritance tax information.

How has Bodie Dove helped you?

He has given me lots of advice and been quick to sort out any questions arising.

Have you seen the outcome you were hoping for?

In the process of changing a few things regarding inheritance tax.

What could they have done better?

Not sure.

What were the circumstances that caused you to initially look for an adviser?

I had money that I felt should be better invested and I wished to mitigate the effect of Inheritance Tax as much as possible

How has Bodie Dove helped you?

My views and situation were fully taken into account and I was confident that I could trust the advice I was given. I was never pressured in any way and I was fully at ease with the service provided

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Recommended by friends

How has Bodie Dove helped you?

Good listener

Have you seen the outcome you were hoping for?

Unfortunately stock market as taken a downturn

What could they have done better?

Use a Magic Wand ?

What were the circumstances that caused you to initially look for an adviser?

Funds that we wanted investing

How has Bodie Dove helped you?

Put us in touch with an excellent paralegal for wills etc

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Purchase of a property was unfortunately put in jeopardy because all the funds required were not released in time which put us in a difficult position.

What were the circumstances that caused you to initially look for an adviser?

We wanted an update on our pensions and advice for putting extra savings away for later that would be tax efficient

How has Bodie Dove helped you?

He advised us of a few options.

Have you seen the outcome you were hoping for?

Yes. Managed to put some savings away which in turn helped to save tax

What could they have done better?

No

What were the circumstances that caused you to initially look for an adviser?

Too many pensions with admin fees eating away at them

How has Bodie Dove helped you?

Assimilated into one and provided valuable advice

Have you seen the outcome you were hoping for?

Not yet but am sure I will

What were the circumstances that caused you to initially look for an adviser?

Existing Client of SJP

How has Bodie Dove helped you?

Bodie was professional and friendly during our 1st meeting. Reassuring me on the performance of my investments, putting my mind at rest with patience and understanding

Have you seen the outcome you were hoping for?

Yes in the current climate

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

After retirement needed advice

How has Bodie Dove helped you?

Continued with Bodie after our first advisor retired

Have you seen the outcome you were hoping for?

yes

What were the circumstances that caused you to initially look for an adviser?

We have always had a financial advisor. Bodie Dove was recommended after his predecessor retired.

How has Bodie Dove helped you?

With advice on ISA's , savings and wills and Powers of Attorney.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

Have always been with St. James

How has Bodie Dove helped you?

By adavising and listening

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I withdrew a large proportion of my pension from a fixed final salary scheme at Barclays Bank and needed expert advice on how best to invest/safeguard the investment

How has Bodie Dove helped you?

Bodie has always been available to provide support, answer questions and pro-actively sought to find the best options for me

Have you seen the outcome you were hoping for?

In a nutshell yes, the funds have been invested for around 5 years now

What could they have done better?

I can't really think of anything to put here

What were the circumstances that caused you to initially look for an adviser?

I wanted to merge my pensions and required financial advice on my ongoing pensions

How has Bodie Dove helped you?

With my pensions and savings

Have you seen the outcome you were hoping for?

Yes I have

What could they have done better?

He had done everything above and beyond and went the extra mile to fulfil my requirements

What were the circumstances that caused you to initially look for an adviser?

I needed my pensions to be amalgamated into one pot

How has Bodie Dove helped you?

Bodie guided me through what, to me, was a baffling and complicated process, and made it simple to understand

Have you seen the outcome you were hoping for?

My pension pot is growing as I expected

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Upon my retirement from General Practice 12 years ago I had a large lump sum and money from the sale of my practice share that I wanted to invest.

How has Bodie Dove helped you?

Bodie replaced my financial advisor 2 years ago after his retirement from the same company.At our first meeting with him at our home, my wife and I were very impressed with him and confident that we would continue to receive excellent financial advice. He provided a thorough review of our portfolios and patiently explained a number of changes that should prove beneficial and subsequently sent us comprehensive details of these. He has since made himself readily available to discuss other matters, including Inheritance planning.

Have you seen the outcome you were hoping for?

We are very satisfied that Brexit and the Covid pandemic have not had an adverse effect on our financial investments, but naturally cannot be sure how matters will unfold over the next few years related to dramatic increases in the cost of living and global market changes. We trust Bodie to guide us through this unpredictable period whenever he can.

What could they have done better?

I cannot think of anything.

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

Provided further advice

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

Kept the investments up to date - though he has recently left the company

What were the circumstances that caused you to initially look for an adviser?

A need to investment money from inheritance, consolidate ISAs and AVC pot

How has Bodie Dove helped you?

Complete overview of my circumstances and then recommendations for investment. I ask lots of questions and Bodie is very patient and helpful.

Have you seen the outcome you were hoping for?

It's early days but some of the investments are doing very well

What were the circumstances that caused you to initially look for an adviser?

Initially I was looking for a mortgage advisor and this progressed onto pension and life insurance advice

How has Bodie Dove helped you?

He's supported us with several re-mortgages, a new pension plan and life insurance advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Transfer of company pension and then retirement

How has Bodie Dove helped you?

Liaised with all concerned, made the process very simple for me to understand - always keeps in contact - always reachable

Have you seen the outcome you were hoping for?

Yes at the moment

What could they have done better?

I cant think of anything so far

What were the circumstances that caused you to initially look for an adviser?

Needed pension advice

How has Bodie Dove helped you?

Consolidated all our pensions

Have you seen the outcome you were hoping for?

Yes and performance of the new pension has been very good too

What were the circumstances that caused you to initially look for an adviser?

I was widowed in 2019 and left some money through my late husbands estate

How has Bodie Dove helped you?

He advised me on pension investment & helped arrange my buy to let mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Bodie Dove helped you?

Put my pensions into one drawdown with no problems Gave me sound sensible advice on future investments which suit my needs Good down to earth guy easy to talk to and understand

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I am approaching retirement and required advice about my pension situation.

How has Bodie Dove helped you?

He re-organised my pensions into one simple easy to understand format.

Have you seen the outcome you were hoping for?

I can follow my pension plan easily and clearly.

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

Bodie has pro-actively reworked my Pension investments which are at the moment are increasing in value quicker than at any time in past. Bodie is always extremely helpful and I feel that I am receiving the best possible service.

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

He's kept in regular contact and dealt with any queries I've had

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

Has provided sensible and sound advice going forward

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

Bodie understands individual circumstances he’s trustworthy putting clients needs as a priority he listens intently so process is accurate reliable

Please provide a brief comment about your experience with Bodie

Very good outline of the services offered and good understanding of my needs.

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

Updated our investments

This review is a follow-up review from a client who left a review previously.

How has Bodie Dove helped you since your last review?

I receive the annual update which alongside my own monthly review of performance through the Brewin, Quilter and Prudential apps/sites provides me with a detailed and informed overview of the overall investment performance of my portfolio.

What were the circumstances that caused you to initially look for an adviser?

To release money tied up in pensions and to consolidate

How has Bodie Dove helped you?

Bodie evaluated my situation and having discussed what the options were, he contacted the pension providers to obtain fund balances and authority from them. Bodie then arranged for sums to be released to me with the balance being consolidated into a new policy. Bodie advised about future payments to the new funds.

Have you seen the outcome you were hoping for?

Yes, all good.

What could they have done better?

Bodie acted professionally at all times and provided all the necessary information.

What were the circumstances that caused you to initially look for an adviser?

Pension review

How has Bodie Dove helped you?

Company Pension scheme review was completed due to Company no longer trading.

Have you seen the outcome you were hoping for?

Yes, Pension transferred to the recommended provider.

What were the circumstances that caused you to initially look for an adviser?

Couldn't move an existing pension pot without one.

How has Bodie Dove helped you?

Advised on a better pension provider.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

Bodie was very helpful when my partner and I decided to change from a interest only mortgage to a repayment one.

How has Bodie Dove helped you?

Bodie explored various options for us and provided clear guidance and advice to tailor a mortgage to suit our financial needs, added to this we wanted to use some of the money saved in an ISA to have a new kitchen fitted. So Bodie worked out what we could afford to take from that capital and even provided us on places to get good deals for a new kitchen as he had recently hd one fitted.

Have you seen the outcome you were hoping for?

100% our lifestyle has not been compromised despite paying out more each month, Bodie worked out that we could afford it and we now have a lovely new kitchen.

What could they have done better?

Nothing always communicated well and provided a great service.

What were the circumstances that caused you to initially look for an adviser?

I was looking for advice on life insurance, that is why I contacted the financial adviser.

How has Bodie Dove helped you?

Bodie Dove heard my requiriments and look for the best deal available .

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

He did what I required

What were the circumstances that caused you to initially look for an adviser?

Looking for pension transfer advice

How has Bodie Dove helped you?

Gave clear concise advice, kept in contact throughout, made sure he understood the goals and objectives I had and provided detailed analysis to assist in the decision making.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

At this present time I cannot think that anything else could have been done better.

What were the circumstances that caused you to initially look for an adviser?

A relationship breakup caused me to look at my overall finances, with a view to consolidating various pension pots and looking at a new mortgage

How has Bodie Dove helped you?

Bodie made himself available whenever I needed and was able to visit me at home He gave good, unbiased advice which made excellent financial sense and was quick to respond to any follow on questions I had, either by phone or email - or indeed by additional face to face meetings

Have you seen the outcome you were hoping for?

Absolutely!

What were the circumstances that caused you to initially look for an adviser?

Pension advice

How has Bodie Dove helped you?

He pointed me in the right direction to get the best results and performance of my pension.

Have you seen the outcome you were hoping for?

Yes, I am very pleased with Bodie Doves advice.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Transfer of Personal Pension

How has Bodie Dove helped you?

Good knowledge and advice of current pension rules and implementation of a SIPP

Have you seen the outcome you were hoping for?

Yes, the portfolio is diversified accordingly

What could they have done better?

None, Bodie is fully briefed with relevant up to date information regarding the Funds the SIPP is invested in.

What were the circumstances that caused you to initially look for an adviser?

Re-Mortgage

How has Bodie Dove helped you?

Arranged all of our remortgage and insurance as discussed. Very thorough with his research into costings. Very good advice

Have you seen the outcome you were hoping for?

yes definitely

What could they have done better?

nothing really he organised everything we wanted in the time scale we had mapped out. He also gave us other viable options.

What were the circumstances that caused you to initially look for an adviser?

We have always been with the company Bodie is employed by and were transferred in to his care.

How has Bodie Dove helped you?

He gave my husband and I sound advice which was clearly explained in terms that we both understood.

Have you seen the outcome you were hoping for?

Yes we have.

What could they have done better?

Could have maybe kept us informed more as to the different stages in the process.

What were the circumstances that caused you to initially look for an adviser?

I needed to increase life insurance cover.

How has Bodie Dove helped you?

Advised on several different avenues of life/critical care cover.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Honestly, nothing I can think of