0330 038 8942
Based in Billericay
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: March, 2015
4.8 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Paul is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Paul's status
Last checked: 10 March 2025
Paul is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Paul's status
2
Recent Client Reviews
Paul has received 2 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Paul has received 2 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 14 March 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
16
Qualifications Uploaded
Paul has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
16 qualification certificates available to view
Paul has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Paul has not yet added their fees to their profile
Fees not yet added
Paul has not yet added their fees to their profile
168
Positive First Impressions
95% of VouchedFor users have had a positive (4 or 5 star) first experience with Paul (based on 168 first impressions)
95% of users who are not yet clients had a positive first experience with Paul
95% of VouchedFor users have had a positive (4 or 5 star) first experience with Paul (based on 168 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Paul is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Paul's status
Last checked: 10 March 2025
Paul is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Paul's status
2
Recent Client Reviews
Paul has received 2 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Paul has received 2 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 14 March 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
16
Qualifications Uploaded
Paul has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
16 qualification certificates available to view
Paul has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Paul has not yet added their fees to their profile
Fees not yet added
Paul has not yet added their fees to their profile
168
Positive First Impressions
95% of VouchedFor users have had a positive (4 or 5 star) first experience with Paul (based on 168 first impressions)
95% of users who are not yet clients had a positive first experience with Paul
95% of VouchedFor users have had a positive (4 or 5 star) first experience with Paul (based on 168 first impressions)
I’m an Independent Financial Adviser who strives to keep it simple as life is complicated enough without our industry making it even harder! Just take a few minutes to read some of the reviews to give you the reassurance you need, to ask for my help. Based on the reviews left by clients and potential clients on VouchedFor I have been awarded 'UK Top Rated IFA' for 2014, 2015, 2016, 2019, 2020, 2021, 2022, 2023, 2024 and 2025. I am very proud of this recognition as it reaffirms my commitment to my clients and for anyone who makes contact with me. I have worked in the financial services industry for more than 30 years, I became a qualified Independent Financial Adviser in 1994, having previously worked in pensions administration for prominent national schemes including Rio Tinto Zinc, Associated British Foods and The Law Society Retirement Benefits Scheme, which was during my time at Minet Consultancy Services which became wholly owned by AON. During my time at Minet I was also involved in setting up bespoke insurance schemes for individuals and firms of Solicitors in the UK. In 1998 I joined Woolwich Independent Financial Advisory Services (WIFAS), part of the Woolwich Bank until I left in 2002. I then became a self-employed IFA in control of my future and over the years I have successfully increased my knowledge and experience, gaining an impressive list of long standing clients, some of those deriving from my time at WIFAS. My technical knowledge has also enabled me to build relationships with several Chartered Accountants, Will Writing professionals and Solicitors.
Offers available through VouchedFor
Contact Paul through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Paul's clients
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Adviser Disclaimer
Clear Financial Advice is a trading name of Clear IFA Limited, which is authorised and regulated by the Financial Conduct Authority. FCA No: 447235 Clear IFA Limited is registered in England, no. 5070654 at 9 Downham Road, Billericay, Essex, CM11 1PU.