Paul Davis

Paul Davis

Clear Financial Advice

Minimum savings/pensions: Any amount

0330 038 8942
Based in Billericay
View location

Top Rated 2025
Verified since: March, 2015

4.8 out of 5

255 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 10 March 2025

  • 2

    Recent Client Reviews

    Verified reviews: 100%

  • Independent Financial Adviser

    Last checked: 14 March 2025

  • 16

    Qualifications Uploaded

    16 qualification certificates available to view

  • Transparent Fees

    Fees not yet added

  • 168

    Positive First Impressions

    95% of users who are not yet clients had a positive first experience with Paul

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 10 March 2025

  • 2

    Recent Client Reviews

    Verified reviews: 100%

  • Independent Financial Adviser

    Last checked: 14 March 2025

  • 16

    Qualifications Uploaded

    16 qualification certificates available to view

  • Transparent Fees

    Fees not yet added

  • 168

    Positive First Impressions

    95% of users who are not yet clients had a positive first experience with Paul

I’m an Independent Financial Adviser who strives to keep it simple as life is complicated enough without our industry making it even harder! Just take a few minutes to read some of the reviews to give you the reassurance you need, to ask for my help. Based on the reviews left by clients and potential clients on VouchedFor I have been awarded 'UK Top Rated IFA' for 2014, 2015, 2016, 2019, 2020, 2021, 2022, 2023, 2024 and 2025. I am very proud of this recognition as it reaffirms my commitment to my clients and for anyone who makes contact with me. I have worked in the financial services industry for more than 30 years, I became a qualified Independent Financial Adviser in 1994, having previously worked in pensions administration for prominent national schemes including Rio Tinto Zinc, Associated British Foods and The Law Society Retirement Benefits Scheme, which was during my time at Minet Consultancy Services which became wholly owned by AON. During my time at Minet I was also involved in setting up bespoke insurance schemes for individuals and firms of Solicitors in the UK. In 1998 I joined Woolwich Independent Financial Advisory Services (WIFAS), part of the Woolwich Bank until I left in 2002. I then became a self-employed IFA in control of my future and over the years I have successfully increased my knowledge and experience, gaining an impressive list of long standing clients, some of those deriving from my time at WIFAS. My technical knowledge has also enabled me to build relationships with several Chartered Accountants, Will Writing professionals and Solicitors.

Offers available through VouchedFor

Contact Paul through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Paul's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

LowAverageHighVery high

Household income

£0-30K£30-50K£50-100k£100-200K£200K+

Mortgage value

£0-100K£100-250K£250-500K£500-750K£750K+

Savings

£0-50K£50-100K£100-300K£300-500K£500K+

Clients' level of financial expertise

LowAverageHighVery high

Reviews of Paul

Are you a client of Paul? Write your own review
First impression

by a VouchedFor user

8 days ago

Overall

Please provide a brief comment about your experience with Paul

Excellent advice from Paul, I was looking for help with managing savings and planning for the future which Paul helped to shed a lot of light on solutions and paths I could take. Thank you!

Paul:

Hi Alex, Thank you so much for taking the time to leave a review, it is very much appreciated. I wish you and your partner the very best for your future in Singapore which I'm sure will be one of many exciting chapters together. Best wishes, Paul
First impression

by a VouchedFor user

2 months ago

Overall

Please provide a brief comment about your experience with Paul

Paul was extremely helpful and knowledgable. He had some good suggestions for my particular set of circumstances which I will be exploring further.

Paul:

Hi Russell, Thanks for meeting with me and allowing me to give you some clarity and some possible solutions to your situation. All the best, Paul
Review

by a verified client in London

5 months ago

Overall

Advice

Service

Value

What were the circumstances that caused you to initially look for an adviser?

My wife was looking to take a career break so we wanted some general advice to check our money was working the best for us

How has Paul Davis helped you?

Gave us practical advice that we could easily implement

Have you seen the outcome you were hoping for?

Yes

Paul:

Thank you for taking the time to leave a review it is very much appreciated. Glad I was able to help. Best wishes, Paul
Review

by a verified client in Essex

6 months ago

Overall

Advice

Service

Value

What were the circumstances that caused you to initially look for an adviser?

As Power of Attorney for my elderly Aunt, I needed help in budgeting for her care home fees and maximising the proceeds of the sale of her house.

How has Paul Davis helped you?

Paul's confident and kind approach was very reassuring. His experience of Power of Attorney responsibilities was particularly helpful to me. Although my Aunts care and finances were the focus of our meetings, he made sure that I was receiving the support I needed to fulfil my Power of Attorney role.

Have you seen the outcome you were hoping for?

Yes, 100% satisfied.

What could they have done better?

Absolutely nothing.

Paul:

Dear Liz, Thank you so much for taking the time to leave a review, it has been an absolute pleasure working with you and helping you with your aunts financial affairs. I look forward to working with you in the months and years to come. Best wishes, Paul
First impression

by a VouchedFor user

8 months ago

Overall

Please provide a brief comment about your experience with Paul

Paul was very helpful and provided me with the some good advice

Paul:

Thank you for taking the time to leave your review, it really is appreciated. All the best, Paul

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Adviser Disclaimer

Clear Financial Advice is a trading name of Clear IFA Limited, which is authorised and regulated by the Financial Conduct Authority. FCA No: 447235 Clear IFA Limited is registered in England, no. 5070654 at 9 Downham Road, Billericay, Essex, CM11 1PU.