Martyn Paterson

I am a Chartered Financial Planner and qualified Pension Transfer Specialist at AAB Wealth, one of the UK's leading independent financial planning firms. I have over 30 years experience in the financial services industry providing high quality financial planning to personal clients. Competent in the areas of Investment, Retirement Planning and Retirement Structuring, Inheritance Tax Planning and Protection advice. CONSULTATIVE WEALTH MANAGEMENT Taking a comprehensive approach so that you secure all that you value requires wealth management, however this means more than just taking care of your investments. True wealth management means working with you on a consultative basis to systematically address your entire range of financial issues - we refer to this as Advanced Financial Planning. LIFESTYLE FINANCIAL PLANNING As part of the holistic financial planning process we will build a bespoke financial plan of your financial future. This lifetime cash flow model will help you make decisions today based on the impact that they will have on your financial future. We want to make sure that you don't work longer than you need to, don't take more investment risk than you need to, and don't pay more tax than you need to. The lifetime cash flow model helps you make decisions that will allow you to sleep at night and still fulfil your dreams and ambitions. EVIDENCE BASED INVESTING - At AAB Wealth you will benefit from a Nobel Prize-winning investment approach which is not based on speculation but has been designed specifically to capture efficiently the returns of capital markets. This is referred to as evidence based investing and our aim is to maximise returns without you taking unnecessary risks or paying unreasonable costs. Outside of work I am a season ticket holder with Aberdeen FC and am a keen golfer and Mens Captain at Aboyne GC, having also been a past Club Captain at Kemnay GC. I am an active member of the Aboyne Highland Games committee. I also enjoy photography and exploring the great outdoors through mountain biking and hillwalking.